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300,000 self-employed buyers ready to buy home, study finds
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Royal London launches Targeted Support ISA service
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Lloyds, Connells Group and LMS launch digital homebuying service
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News in brief - 21 April 2026
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Two in five prospective buyers waiting for ‘sign’ before making move
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Rosemount Financial Solutions (IFA) partners with Beanstalk
MORTGAGES
There are 2911 articles for the MORTGAGES category
An estimated 300,000 self-employed adults with adverse credit are expecting to be in a financial position to buy a home within the next three years, according to a new study by Pepper Money
Posted: 22/04/2026
Lloyds Banking Group, Connells Group and LMS have partnered together to launch a new digital homebuying service.
The service, which has been welcomed by the Housing Secretary, has been developed to eliminate points of frustration and cut waiting and uncertainty from the process
Posted: 21/04/2026
One Mortgage System (OMS) has announced a partnership with the Earl Shilton Building Society to deliver its full Originations platform
Posted: 20/04/2026
The volume of remortgage applications in Q1 surged by 45.8%, new analysis from Stonebridge has shown, prompting overall mortgage activity to jump by a quarter (24.6%)
Posted: 20/04/2026
Over four in five (83%) brokers believe that lenders are not moving quickly enough to cater for changing borrower needs, marking an increase from 52% six months ago, Nottingham Building Society has found
Posted: 20/04/2026
New Homes Mortgage Services has completed the acquisition of Clark Marshall Associates (CMA) for an undisclosed amount
Posted: 17/04/2026
An estimated 220,000 households are expected to leave the private rental sector (PRS) in England by the end of the year, Pepper Money has revealed
Posted: 17/04/2026
First Mortgage has further enhanced its presence in the Scottish housing market by acquiring Home Loan Services (Glasgow)
Posted: 17/04/2026
Buy-to-let (BTL) lending registered a sharp increase at the end of 2025, driven by a boost in remortgage activity, according to new figures released by UK Finance
Posted: 15/04/2026
Mortgage adviser activity rose by 19% month-on-month in March, as searches totalled 2.15 million, analysis by Twenty7tec has shown
Posted: 15/04/2026
Mortgage Advice Bureau (MAB) has acquired HomeOwners Alliance (HOA) in a strategic move to strengthen its presence earlier in the homebuying process
Posted: 14/04/2026
conveybuddy has recorded a sharp rise in overall activity in the first quarter of 2026, driven by an increase in business brought forward into March, a shift towards remortgage-led activity and a continued increase in broker usage of the platform
Posted: 13/04/2026
The UK’s housing market lost momentum in March as buyer confidence and sales activity both declined, according to the latest RICS UK Residential Survey
Posted: 09/04/2026
Simplybiz Mortgages has announced record lending figures for 2025, after reporting strong growth in both its total lending and overall market share
Posted: 09/04/2026
The average house price in the UK fell by 0.5% month-on-month in March, standing at £299,677, Halifax has found
Posted: 08/04/2026
First-time buyer applications remained steady in Q1 2026, according to new analysis from Yorkshire Building Society
Posted: 07/04/2026
Click2Check has urged financial advisers to tighten their processes as lenders continue to pull rates and tighten affordability rules amid the current market turmoil
Posted: 02/04/2026
Mortgage and insurance network, Mortgage Intelligence, has announced that Handelsbanken has officially joined its lender panel
Posted: 01/04/2026
Residential property transactions in the UK numbered 86,430 in February, a 6% decline from the same month last year, according to new HMRC data
Posted: 31/03/2026
Annual house price growth accelerated to 2.2% in the year to March, the latest Nationwide House Price Index has shown.
This was up from 1% that the building society reported for the 12 months to February
Posted: 31/03/2026
The new chair of the Intermediary Mortgage Lenders Association (IMLA), Jonathan Stinton, has called on the mortgage industry to work collectively to support more people into homeownership
Posted: 31/03/2026
Monthly net mortgage approvals climbed to 62,600 in February, a total up from 60,200 in January, new Bank of England (BoE) data has revealed
Posted: 30/03/2026
Buy-to-let (BTL) fixed rates have risen sharply across the mortgage market in March due to the conflict in the Middle East, new analysis by Moneyfacts has shown
Posted: 30/03/2026
The Chancellor has announced that mortgage lenders have committed to proactively contact 1.6 million customers whose fixed rate deals end between now and the end of the year
Posted: 27/03/2026
The proportion of new lifetime mortgages being taken out by under-70s sat at 55% last year, a figure up from 36% of new business just two years prior, new research by Pure Retirement has found
Posted: 26/03/2026
Annual house price growth slowed to 1.3% in the year to January 2026, new figures released by the Office for National Statistics (ONS) have shown
Posted: 25/03/2026
New business volumes in the consumer finance industry grew to £9.7bn in January, a 3% jump compared to the same month last year, new figures released by the Finance & Leasing Association (FLA) have shown
Posted: 24/03/2026
Vernon Building Society grew its mortgage book by 4.6% to £439.5m in 2025, as the society also grew its retail savings balances by 6.2% to £474.9m
Posted: 23/03/2026
The Open Property Data Association (OPDA) has welcomed a new Government report that suggested smart data reforms could improve the homebuying process
Posted: 19/03/2026
Conveyancing instructions have registered a sharp rise since last week’s widespread withdrawal of mortgage products, according to conveybuddy
Posted: 19/03/2026
Mortgage Advice Bureau (MAB) has announced that the value of arranged mortgages reached £32bn in 2025
Posted: 18/03/2026
The total housing cost bill for mortgaged owner occupiers in the UK reached £114.4bn in 2025, new research from Savills has revealed
Posted: 17/03/2026
Mortgage activity during February resulted in a significant fall in the average shelf-life of a mortgage product to 14 days, new data from Moneyfacts has revealed
Posted: 16/03/2026
More than four in five mortgage holders (83%) would use a broker again if purchasing a new property or changing mortgage provider, new research from Santander UK has highlighted
Posted: 13/03/2026
The Financial Conduct Authority (FCA) has published a review into the second charge mortgage market and called on lenders to improve their practices
Posted: 12/03/2026
A total 472 residential mortgage products have been withdrawn from the market by lenders in the space of 48 hours, according to figures from Moneyfacts
Posted: 11/03/2026
Around 13,000 mortgages saw a reduction in monthly payments in November and December, due to a temporary switch to interest-only or a term extension
Posted: 10/03/2026
The outstanding value of all residential mortgages ticked up by 0.8% in Q4 2025 to a record £1.73trn, new Bank of England (BoE) figures have estimated
Posted: 10/03/2026
UK house prices grew by 0.3% in February, following a 0.8% increase in January, Halifax has revealed
Posted: 06/03/2026
The number of mortgages for house purchase grew by 16.3% in 2025 to reach 720,000 loans, the highest number since the pandemic, figures from UK Finance have indicated
Posted: 03/03/2026
Over one in five landlords (21%) now operate at least part of their portfolio through a limited company, according to analysis by Pegasus Insight
Posted: 03/03/2026
Intermediary confidence softened in the final quarter of 2025, the Intermediary Mortgage Lenders Association (IMLA) has revealed
Posted: 03/03/2026
Limited company landlords accounted for a record proportion of house purchase transactions funded with a buy-to-let (BTL) mortgage in 2025, according to research by Paragon Bank
Posted: 02/03/2026
Net mortgage approvals for house purchases fell to 60,000 in January, down from 61,000 in December, new Bank of England (BoE) figures have shown
Posted: 02/03/2026
Annual house price growth remained unchanged in February at 1%, with the average UK house price standing at £273,176, Nationwide has revealed
Posted: 02/03/2026
The final quarter of 2025 saw 41,100 new loans advanced to older borrowers, a 5.1% jump on the same quarter last year, according to UK Finance
Posted: 27/02/2026
Twenty7tec has announced the addition of Mercantile Trust to the lender panel within its Research platform
Posted: 24/02/2026
Mortgage club, TMA, has launched a new partnership with eco-Landlord, a service designed to help landlords deliver energy performance certificate (EPC) improvements
Posted: 23/02/2026
The number of new companies established to hold buy-to-let (BTL) property reached a record high in 2025, totalling 66,587, Hamptons has revealed
Posted: 18/02/2026
Eighty-six per cent of Primis brokers in the North of England expect to write more business in 2026, Primis has stated
Posted: 18/02/2026
Annual house price growth slowed to 2.4% in the year to December 2025, according to the Office for National Statistics (ONS)
Posted: 18/02/2026
First-time buyer mortgage price wars are opening the door to increased use of later life lending by the Bank of Family, according to Key Partnerships
Posted: 17/02/2026
The number of homeowner mortgages in arrears fell by 4% in Q4 2025 compared to the previous quarter, new UK Finance figures have shown
Posted: 12/02/2026
Forty-seven per cent of people who want to buy their own home have never spoken to a lender or mortgage broker to check the options available to them, new research from the Building Societies Association (BSA) has shown
Posted: 11/02/2026
The UK’s mortgage market has absorbed higher interest rates more effectively than many people expected, according to the Intermediary Mortgage Lenders Association (IMLA)
Posted: 11/02/2026
Confidence is returning to the UK’s private rented sector, Rely has stated, as landlords begin to feel more optimistic about the future
Posted: 10/02/2026
Gen H has announced its launch into Scotland where its residential mortgage lending proposition will extend to brokers and borrowers in the region
Posted: 09/02/2026
Mortgage Advice Bureau (MAB) has completed the acquisition of technology and data company, Dashly, for an undisclosed amount
Posted: 06/02/2026
The average UK property price has surpassed £300,000 for the first time, according to data from Halifax
Posted: 06/02/2026
Finova has agreed a five-year contract extension with Key Group that will see the software provider support the delivery of lifetime mortgage products through the more2life brand
Posted: 05/02/2026
The equity release market is achieving "only a fraction of its potential", despite recently demonstrating strong growth, Air has stated
Posted: 05/02/2026
The value of abandoned mortgages totalled £32.4bn in 2025, jumping by 36% year-on-year, Novus Strategy has found
Posted: 04/02/2026
British Muslims are suffering a "financial faith penalty", as 80% state that their home finance choices are restricted due to their faith, Offa has revealed
Posted: 04/02/2026
Almost two in five (39%) landlords plan to refinance buy-to-let (BTL) properties throughout 2026, Paragon Bank has revealed
Posted: 04/02/2026
The vast majority of landlords (85%) are continuing to report their lettings activity as profitable, new research by Pegasus Insight has highlighted
Posted: 03/02/2026
Over two in five first-time buyers (42%) are opting for high loan-to-value (LTV) mortgages, according to analysis by Moneyfacts, although figures showed there is also a significant minority seeking deals with higher deposits
Posted: 02/02/2026
The average UK house price increased by 0.3% month-on-month in January to £270,873, after falling by 0.4% in December, Nationwide has revealed
Posted: 02/02/2026
Net mortgage approvals slipped to 61,000 in December, 3,100 less than November’s net total, new Bank of England (BoE) figures have shown
Posted: 30/01/2026
Residential property transactions are estimated to have increased by 7% year-on-year in December, following a drop of 3% in November, the latest HMRC figures have revealed
Posted: 30/01/2026
The Open Property Data Association (OPDA) has called on the mortgage industry to help shape the future of the market, and urged brokers to prepare for a transition to a smart property data market
Posted: 29/01/2026
Mortgage brokers are upbeat about their prospects for 2026, research by Primis Mortgage Network has indicated, which revealed that four in five (79%) brokers are expecting to write more business this year compared to 2025
Posted: 28/01/2026
Remortgage volumes are expected to rise to £110bn by 2027, after £93bn was reached in 2025, the Intermediary Mortgage Lenders Association (IMLA) has revealed.
The association’s latest New Normal 2026/27 report stated that remortgaging is set to reassert itself as the dominant refinancing route over the next two years, as affordability and easing market conditions expand borrowers’ options beyond simple product transfers.
Posted: 28/01/2026
Second charge lending is now “a mainstream lending route”, according to Loans Warehouse, after figures showed that total lending in the market recently surpassed the £2bn mark annually
Posted: 26/01/2026
The majority of landlords are “cautiously optimistic” about their own portfolios and future investment in the private rented sector, according to a new study by Landbay
Posted: 22/01/2026
There was a 22.7% annual jump in the number of new buy-to-let (BTL) loans advanced in the UK during Q3 last year, new figures released by UK Finance have shown
Posted: 21/01/2026
Annual house price growth across the UK accelerated to 2.5% in the year to November, new figures published by the Office for National Statistics (ONS) have shown
Posted: 21/01/2026
Remortgage activity picked up in the final quarter of 2025 as transactional instructions began to slow, new data released by conveybuddy has shown
Posted: 20/01/2026
Continued improvement in affordability helped to support first-time buyer (FTB) activity across 2025, analysis by Nationwide has revealed
Posted: 20/01/2026
Less than one in five (19%) people said they would consider downsizing their home in retirement, Hargreaves Lansdown (HL) has found
Posted: 19/01/2026
The UK housing market remained soft at the end of 2025, but confidence is returning as expectations for sales and prices turn more positive, new analysis by RICS has indicated
Posted: 15/01/2026
Over three in five landlords (63%) are anticipating using specialist purchase vehicles (SPVs) for future buy-to-let (BTL) property purchases, new research by Paragon Bank research has indicated
Posted: 14/01/2026
Mortgage market activity slowed “sharply” in December, new analysis by Twenty7tec has indicated
Posted: 13/01/2026
Interbridge Mortgages has announced the addition of a new senior warehouse facility of up to £300m from Citi
Posted: 13/01/2026
Atom bank has surpassed £1bn in commercial mortgages on its balance sheet
Posted: 13/01/2026
Residential property transactions slipped by 3% in November 2025 compared to the same month a year earlier, new HMRC figures have shown
Posted: 09/01/2026
House prices in the UK dropped by 0.6% month-on-month in December, following a decline of 0.1% in November, Halifax has revealed
Posted: 08/01/2026
The Building Societies Association (BSA) has announced the appointment of two deputy chairs for the first time in its history
Posted: 08/01/2026
The proportion of people listing home improvements as the primary reason for releasing equity on their properties is the highest it has been for 12 months, Pure Retirement has found
Posted: 07/01/2026
Net mortgage approvals for house purchases declined in November, falling by 500 to 64,500, new Bank of England (BoE) figures have shown
Posted: 05/01/2026
First-time buyer (FTB) mortgage transactions are expected to total 390,324 in 2025, the second highest level in the last decade, Yorkshire Building Society has predicted
Posted: 05/01/2026
House price growth in 2025 ended on a "softer note", Nationwide has stated, as the average house price increased by 0.6% in the year to December to £271,068
Posted: 02/01/2026
Mortgage borrowers did not wait for confirmation of the Bank of England’s (BoE) base rate cut before acting in December, Twenty7tec has revealed.
The firm found that demand peaked in the days ahead of the base rate cut and a growing number of borrowers took on more rate risk on the day itself
Posted: 22/12/2025
Mortgage affordability is set to become a more pressing issue by 2027, Phoebus Software has revealed
Posted: 22/12/2025
The increase in buy-to-let (BTL) held in limited companies seen over the past decade has been driven by younger, newer landlords buying property within a company structure from the outset, Paragon Bank has revealed
Posted: 18/12/2025
Annual house price growth slowed to 1.7% in October, according to the latest UK House Price Index from the Office for National Statistics (ONS)
Posted: 17/12/2025
More than half (53%) of intermediaries believe that Government policy is the biggest risk to the mortgage market in the next year, Black & White Bridging has found
Posted: 17/12/2025
The UK’s housing and mortgage markets are forecast to continue their growth through 2026 and 2027, according to the Intermediary Mortgage Lenders Association (IMLA)
Posted: 17/12/2025
Lending for house purchases grew by 22% in 2025 to £176bn, new figures published by UK Finance have shown, with a notable spike in activity in advance of the stamp duty increase in April.
The banking trade body has also forecast of a further 2% in 2026 to £180bn, due to affordability pressures becoming more challenging as mortgage payments remain high compared to borrower income
Posted: 16/12/2025
Average new seller asking prices dropped by 1.8% month-on-month in December to £358,138, Rightmove has revealed
Posted: 15/12/2025
The second charge mortgage market registered a 32% year-on-year jump in the value of new business in October, new figures released by the Finance & Leasing Association (FLA) have shown
Posted: 12/12/2025
Two thirds (65%) of homeowners have claimed that they couldn’t have gone through the homebuying process without a mortgage broker, demonstrating that they are a "pivotal part" of the mortgage journey, Santander has stated
Posted: 10/12/2025
The third quarter of 2025 recorded a 39% jump in first-time buyer registrations compared to the same period last year, analysis by Connells Group has shown
Posted: 10/12/2025
The value of gross mortgage advances increased by almost 37% quarter-on-quarter in Q3 to £80.4bn, the largest increase in new advances since Q3 2020, the Bank of England (BoE) has revealed
Posted: 09/12/2025
Over four in five (82%) bridging professionals believe their confidence in the market will grow in the next 12 months, Black & White Bridging (B&W) has found
Posted: 09/12/2025
Kent Reliance for Intermediaries (KRFI) has announced it will officially stop accepting new business from Wednesday 17 December
Posted: 08/12/2025
more2life has announced that the Horizon and Horizon Interest Reward product range has joined its suite with immediate effect
Posted: 08/12/2025
Average rates on two and five-year mortgage deals have fallen to their lowest levels since the start of September 2022, before the Liz Truss ‘mini-Budget’.
This is according to new data from Moneyfacts, which showed that average rates on two and five-year fixes fell by 0.08% to 4.86%, and by 0.10% to 4.91%, respectively
Posted: 08/12/2025
The average UK house price edged up by £139 in November compared to October, according to the latest Halifax House Price Index
Posted: 05/12/2025
First Mortgage, which is part of Mortgage Advice Bureau (MAB), has announced the acquisition of Kinleigh Folkard & Hayward’s (KFH’s) mortgage division for an undisclosed sum
Posted: 04/12/2025
Santander has stated that 2025 is set to be the "year of the solo buyer", after it found that individual first-time buyer (FTB) applicants consistently outstripped joint applicants for the first time in five years
Posted: 04/12/2025
Mortgage lending activity returned to growth in the third quarter, following a slower second quarter caused by changes to Stamp Duty regulation, UK Finance has found
Posted: 03/12/2025
Total mortgage searches fell by 14.6% month-on-month in November, following a "clear pause" in borrower behaviour, Twenty7tec has found
Posted: 02/12/2025
Annual house price growth has remained steady at 2.2% in the year to September, according to the latest Nationwide House Price Index
Posted: 02/12/2025
Vickers Young has become the latest firm to join Stonebridge's mortgage and protection network
Posted: 01/12/2025
The estimated number of residential property transactions totalled 116,230 in October, increasing by 13% month-on-month, HMRC has revealed
Posted: 28/11/2025
The typical first-time buyer property price in the UK is now 5.9 times the average earnings income of buyer looking to get onto the property ladder, new analysis by Lloyds Bank has shown
Posted: 27/11/2025
The total value of UK later life mortgage lending jumped by 24.7% year-on-year in Q3, according to new figures released by UK Finance
Posted: 27/11/2025
A new “mansion tax” has been announced by the Chancellor in the Budget which will place a new charge on high-value properties
Posted: 26/11/2025
Older renters could face over £260,000 in housing costs during their retirement, according to new analysis by Suffolk Building Society
Posted: 25/11/2025
Landlords remortgaging in the first half of the year withdrew a record amount of equity to expand their portfolios, Paragon Bank has revealed
Posted: 25/11/2025
Seven in 10 (71%) mortgage brokers have reported “greater caution” among their overseas clients in anticipation of the upcoming Budget, a new study by Butterfield Mortgages has shown
Posted: 24/11/2025
Mortgage Brain and Lloyds Banking Group have collaborated to deliver the first digital full mortgage application (FMA) for Halifax
Posted: 20/11/2025
The Intermediary Mortgage Lenders Association (IMLA) has appointed head of intermediary relationships at Coventry Building Society, Jonathan Stinton, as the group’s new chair.
Stinton, who has served on IMLA’s management committee since 2023, will succeed Richard Beardshaw of HSBC UK, who has completed his two-year term in the role
Posted: 20/11/2025
Mortgage finance is at its most affordable for nearly three years, analysis from Stonebridge has found
Posted: 20/11/2025
Over four in five (81%) landlords are "very concerned" about a possible National Insurance levy on rental income that could be introduced in the upcoming Autumn Budget, Pegasus Insight has found
Posted: 18/11/2025
Over a million UK adults are set to be in a financial position to buy their first home in the next 12 months, Pepper Money has revealed
Posted: 17/11/2025
The third quarter oversaw a slight dip in intermediary confidence, according to the latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association (IMLA).
Figures showed the typical intermediary placed 92 mortgage cases in the 12 months to September, marginally below Q2’s average of 94
Posted: 17/11/2025
One in seven (14%) landlords are expected to take a specialist buy-to-let (BTL) loan in the next 12 months, Foundation Home Loans has revealed
Posted: 17/11/2025
The number of homeowner mortgages in arrears fell by 4% in the third quarter, new figures from UK Finance have shown
Posted: 13/11/2025
A new specialist buy-to-let (BTL) lender, Rely, has launched to the market under the OSB Group
Posted: 12/11/2025
Over three in five (63%) brokers have reported increased demand for specialist buy-to-let (BTL) products over the past year, new research by Finova has shown
Posted: 12/11/2025
Around 26,000 over-65s with outstanding conventional mortgages died last year, according to estimates from equity release adviser Key
Posted: 11/11/2025
A fifth of UK mortgage brokers (20%) are viewing potential policy changes by the Government as the single most important factor shaping client decisions in the year ahead
Posted: 11/11/2025
Almost half (48%) of adults aged between 18 and 34 expect to still be paying rent or a mortgage in retirement, Royal London has revealed
Posted: 10/11/2025
The Right Mortgage & Protection Network has added specialist short-term property finance lender, Glenhawk, to its panel
Posted: 10/11/2025
A “significant minority” of first-time buyers are seeking mortgage deals at 60% loan-to-value (LTV) or lower, according to Moneyfacts
Posted: 07/11/2025
The average UK house price stood at £299,862 in October, which is close to a new record, Halifax has revealed
Posted: 07/11/2025
One quarter of under-35s in the UK have started the customer journey with a protection product but abandoned it, new research by the Association for Mortgage Intermediaries (AMI) has highlighted
Posted: 05/11/2025
Positivity among buy-to-let (BTL) landlords has more than doubled since last year’s Autumn Budget, Landbay has revealed
Posted: 04/11/2025
The mortgage market softened in October as first-time buyer activity and total residential searches slowed, Twenty7tec has found
Posted: 03/11/2025
Just under half (47%) of first-time buyers have paused their homebuying plans until after the Autumn Budget, new research by eXp UK has revealed
Posted: 03/11/2025
The average mortgage rate has fallen to below 5% for the first time since early September, Moneyfacts has revealed
Posted: 03/11/2025
The estimated number of UK residential transactions totalled 102,420 in August, which is a month-on-month drop of 2%, HMRC has revealed
Posted: 31/10/2025
Annual house price inflation accelerated to 2.4% in the year to October, according to the latest Nationwide House Price Index
Posted: 31/10/2025
One in five (20%) would-be homebuyers are unaware of support available to them, including schemes such as the lifetime ISA and right to buy, research by Shawbrook has revealed
Posted: 30/10/2025
Over one in five mortgage brokers (22%) are reporting that their clients are having to take extra steps to prove affordability because of their career choice or working pattern, new findings from Nottingham Building Society have revealed
Posted: 30/10/2025
Net mortgage approvals for house purchases increased by 1,000 in September to total 65,900, new Bank of England (BoE) data has revealed
Posted: 29/10/2025
LendInvest has announced the completion of its latest securitisation which includes a £310.6m pool of UK prime mortgages
Posted: 29/10/2025
Over three in five (64%) landlords do not think the Government will deliver leasehold reform by the end of the Parliament, research by Landbay has revealed
Posted: 28/10/2025
Afin Bank has joined L&G’s Mortgage Club lender panel to make the specialist lender accessible to more advisers across the UK
Posted: 27/10/2025
Annual house price growth dipped to 3% in the year to August, down from 3.2% in July, new figures from the Office for National Statistics (ONS) have shown
Posted: 22/10/2025
A total 49,590 new buy-to-let (BTL) loans were advanced in the UK during Q2, worth an estimated £8.8bn, new figures published by UK Finance have shown
Posted: 22/10/2025
The average price of property coming to the market for sale has risen by 0.3% to £371,422, an increase worth £1,165, according to the latest Rightmove House Price Index
Posted: 20/10/2025
Sesame has added Handelsbanken to its lender panel to provide its adviser network with access to the bank
Posted: 20/10/2025
The winners of the MoneyAge Awards 2025 were announced last night at a gala ceremony
Posted: 16/10/2025
Air has warned that a potential pause in Bank of England (BoE) base rate cuts would compound the risk of mortgage shocks for older borrowers and the need for advisers to consider all options
Posted: 15/10/2025
MQube has announced that it has now tokenised £1.3bn of mortgage debt on the blockchain
Posted: 14/10/2025
Barclays and TSB have announced that they are supporting the Rezide Equity Loan, a new second charge product that has been created by housebuilders, Barratt Redrow and Persimmon
Posted: 13/10/2025
Over two in five (44%) aspiring homeowners are actively considering new builds, new research by Skipton Building Society has shown
Posted: 13/10/2025
Average fixed mortgage rates in the UK on both two and five-year terms have registered a rise in October for the first time in eight months
Posted: 13/10/2025
The economic climate is affecting people’s decisions and their emotional response to risk, new research by the Association of Mortgage Intermediaries (AMI) has indicated
Posted: 10/10/2025
The Intermediary Mortgage Lenders Association (IMLA) has warned the Chancellor not to use the housing market as a convenient target for tax rises in November’s Budget
Posted: 09/10/2025
The Conservative Party has announced that it would scrap stamp duty on sales of primary residencies if it won the next General Election.
Conservative leader, Kemi Badenoch, told the party’s conference that she would abolish the tax that new buyers in England and Northern Ireland pay on house purchases over £125,000
Posted: 08/10/2025
First-time buyer (FTB) mortgage applications in Q3 2025 increased by 9.3% compared to the same quarter last year, new analysis by Yorkshire Building Society has shown
Posted: 08/10/2025
UK house prices dropped by 0.3% month-on-month in September, following an increase of 0.2% in August, Halifax has revealed
Posted: 07/10/2025
Coventry Building Society has become the latest lender to be added to Mortgage Brain’s new Submissions Brain platform
Posted: 06/10/2025
LIBF has launched a new scholarship scheme with The Mortgage Mum to support people from underrepresented groups and help them start a career in mortgage advice
Posted: 06/10/2025
Together has called for a "thorough overhaul" of the homebuying market in Britain, after the firm found that many homeowners are caught up in housing chains and face costly delays
Posted: 02/10/2025
RAW Capital Partners has recorded its best year of lending, after surpassing its total value of mortgages delivered in 2024 with three months of the year remaining
Posted: 01/10/2025
The annual rate of UK house price growth crept up slightly to 2.2% in September, according to the latest Nationwide House Price Index (HPI)
Posted: 01/10/2025
Cloud-based mortgage and savings software provider, Finova, has announced a strategic partnership with software firm, Escode
Posted: 30/09/2025
The estimated number of UK residential transactions totalled 103,610 in August, which is a 1% drop year-on-year, HMRC has revealed
Posted: 30/09/2025
First Mortgage, which is part of Mortgage Advice Bureau, has announced a strategic partnership with digital wealth manager Moneybox
Posted: 29/09/2025
Net mortgage approvals for house purchases decreased by 500 month-on-month in August to 64,700, despite the base rate being cut to 4%, the Bank of England (BoE) has revealed
Posted: 29/09/2025
The average UK house price growth climbed to £271,000 in August, according to the latest Zoopla House Price Index
Posted: 29/09/2025
Mortgage and insurance network Mortgage Intelligence has confirmed that West One has joined its lender panel
Posted: 25/09/2025
The average amount for a lifetime mortgage lump sum query has increased by 29% from last year, new analysis by Advise Wise has shown
Posted: 25/09/2025
Ninety-eight per cent of adults living with their parents cannot afford to buy the average first-time buyer home in their area based on their own income, Skipton Group research has found
Posted: 24/09/2025
Two-year fixed and tracker mortgages have seen a year-on-year uptick in preference from buy-to-let (BTL) landlords when it comes to remortgaging, Landbay has revealed
Posted: 23/09/2025
Confidence among mortgage advisers is “soaring”, according to mortgage network Stonebridge, with 81% of advisers upbeat about the mortgage market’s outlook over the next 12 months
Posted: 23/09/2025
Over three in five (61%) landlords are planning to raise rents in the next 12 months, Pegasus Insight has revealed
Posted: 23/09/2025
An estimated 135,000 mortgages on five-year fixed rate terms were taken out in the last three months of 2020 at rates near historic lows, analysis by Lloyds has highlighted
Posted: 19/09/2025
One Mortgage System (OMS) has announced a new partnership with Bath Building Society
Posted: 16/09/2025
Over one third (35%) of aspiring homebuyers have said that the fear of being rejected is the biggest barrier to applying for a mortgage, according to new research from LendInvest Mortgages
Posted: 15/09/2025
Specialist lender Together has launched a new partnership with Primis Mortgage Network
Posted: 15/09/2025
Specialist lender ModaMortgages has partnered with mortgage and insurance network, Mortgage Intelligence
Posted: 15/09/2025
Over three quarters of brokers (78%) are in support of the Financial Conduct Authority’s (FCA’s) mortgage rule review, new research by Nottingham Building Society has shown
Posted: 11/09/2025
Average rental yields have returned to their highest levels in the last decade as buy-to-let (BTL) profitability rebounded strongly in Q2, landlord research from Pegasus Insight has shown
Posted: 10/09/2025
Target Group has urged lenders to rethink mortgage servicing by reframing it as a “strategic asset for customer retention”, rather than a cost centre
Posted: 10/09/2025
New business agreed in the consumer finance market increased by 4% in July compared with the same month last year, new figures published by the Finance & Leasing Association (FLA) have shown
Posted: 09/09/2025
The value of later life mortgage lending to borrowers over the age of 55 reached £5.2bn in Q2, a level 3% up on the same quarter last year
Posted: 09/09/2025
Higher loan-to-value (LTV) product choice in the mortgage market has reached its highest level for 17 years, according to data published by Moneyfacts
Posted: 08/09/2025
Fewer than a quarter of the UK’s landlords believe that planning reform will positively impact their business, a new study by Landbay has indicated
Posted: 05/09/2025
Pepper Money has urged the Government to implement reforms to its shared ownership policy following a visit by the specialist lender to Downing Street
Posted: 05/09/2025
House price inflation eased to 2.2% in August, having stood at 2.5% in the year to July, new figures from Halifax have indicated
Posted: 05/09/2025
Ninety-three thousand buy-to-let (BTL) landlords will step away from the rental market this year, Black & White Bridging research has revealed
Posted: 04/09/2025
Half of UK adults (50%) would consider downsizing their property if the right help existed, new research by Yorkshire Building Society has indicated
Posted: 04/09/2025
Sesame has announced the addition of April Mortgages to its lender panel
Posted: 02/09/2025
Later life lending qualifications should be part of standard qualifications to be able to advise on mortgages, according to Key Advice
Posted: 02/09/2025
Net mortgage approvals increased again in July to total 65,400, new Bank of England (BoE) figures have shown
Posted: 01/09/2025
UK house price growth softened to 2.1% in August, following an annual increase of 2.4% in July, Nationwide has revealed
Posted: 01/09/2025
Limited company ownership is now a significant driver of buy-to-let (BTL) mortgage activity, according to Pegasus Insight
Posted: 29/08/2025
The number of residential property transactions totalled 101,070 in July, increasing by 4% year-on-year, HMRC has revealed
Posted: 29/08/2025
Over a third (34%) of people declined for a mortgage were never referred to a specialist lender, despite being eligible, Shawbrook research has found
Posted: 29/08/2025
Over half (52%) of buy-to-let (BTL) landlords intend to purchase new properties within the next 12 months, Landbay research has found
Posted: 28/08/2025
A total 56,389 mortgages have now been completed under the Government’s mortgage guarantee scheme since it was introduced in in April 2021
Posted: 27/08/2025
The period before the stamp duty deadline in April this year saw “a brief but significant elevation” in higher-value lending, according to analysis by Equifax
Posted: 26/08/2025
An estimated 3.3 million prospective homeowners have missed out on the opportunity to own a home since the financial crisis of 2008, according to analysis by Pepper Money
Posted: 26/08/2025
Over half (52%) of mortgage brokers expect at least two more cuts to the Bank of England (BoE) base rate before the end of February 2026, Landbay has revealed
Posted: 26/08/2025
conveybuddy has reported a shift towards remortgage instructions away from purchase instructions in Q2
Posted: 22/08/2025
Almost three quarters (74%) of brokers have stated that mortgage products are no longer fit for purpose for how people live and work today, Nottingham Building Society has found
Posted: 22/08/2025
Mortgage intermediaries remained confident in their businesses and the intermediary sector during Q2, despite a softening in market activity following the end of the stamp duty holiday in April
Posted: 21/08/2025
UK house price growth accelerated to 3.7% in the year to June, up from 2.7% in May, according to the latest UK House Price Index published by the Office for National Statistics (ONS)
Posted: 20/08/2025
Barclays has launched a new residential application system for intermediaries, with early adopters completing cases in an average of 15 minutes
Posted: 18/08/2025
Mortgage advisers within HLPartnership’s (HLP’s) network will see close to 50,000 client mortgage deals worth an estimated £10bn mature in 2026
Posted: 18/08/2025
UK home movers are opting to refinance instead of climbing the property ladder, according to new figures from Twenty7tec
Posted: 15/08/2025
The number of homeowner mortgages in arrears fell by 3% in the second quarter of 2025 compared to Q1, new figures published by UK Finance have shown
Posted: 14/08/2025
Thirty-four organisations and industry bodies from the finance, energy and built environment sectors have pledged their support for the Green Finance Institute’s (GFI) Green Home Finance Roadmap (GHFR) for the Mortgage Industry
Posted: 13/08/2025
Almost nine in 10 (87%) UK landlords have reported making a profit in the second quarter of 2025, which is one percentage point off a five-year high, Paragon Bank has revealed
Posted: 13/08/2025
Product choice across the mortgage market has fallen to 6,842 options this month, cancelling out July’s rise in options, figures published by Moneyfacts have shown
Posted: 12/08/2025
Less than a quarter (23%) of mortgage brokers back plans for looser limits on mortgage lending, Landbay has found
Posted: 08/08/2025
House price growth stayed flat in June, following a month-on-month dip of 0.3% in May, the latest Halifax House Price Index has shown
Posted: 07/08/2025
This year’s Q2 was the first quarter since the COVID pandemic in which both arrears and direct debit rejections (DRRs) declined, according to analysis by Pepper Advantage
Posted: 06/08/2025
UK house prices increased by 2.4% in July, after jumping by 2.1% in June, Nationwide has revealed
Posted: 01/08/2025
The Prudential Regulation Authority (PRA) has announced a new series of options that could make it easier for mid-sized firms to “scale-up and compete” in the residential mortgage market
Posted: 31/07/2025
The number of residential property transactions increased by 17% in June compared to May, new data released by HMRC has revealed
Posted: 31/07/2025
The end of fixed term deals and shifting portfolio strategies is driving a major wave of refinancing among buy-to-let (BTL) landlords, research from Pegasus Insight has highlighted
Posted: 29/07/2025
Net mortgage approvals climbed by 900 to reach 64,200 in June, according to the latest Bank of England (BoE) data
Posted: 29/07/2025
The number of people aged 36 and over taking out mortgages with a term of 35 years or more has increased by 251% in the five years to 2024, Quilter has revealed
Posted: 25/07/2025
Older homeowners unlocked £636m in property wealth in Q2, new data published by the Equity Release Council (ERC) has revealed
Posted: 24/07/2025
Suffolk Building Society has joined the intermediary research platform, Mortgage Broker Tools (MBT)
Posted: 23/07/2025
The average price of a property in the UK coming to market for sale has fallen by 1.2% month-on-month in July, despite the number of available homes remaining at a decade-high level, Rightmove has found
Posted: 21/07/2025
Lloyds Banking Group has stated that it will make an extra £4bn available in lending to high LTV first-time buyers (FTBs)
Posted: 17/07/2025
The average house price in the UK increased by 3.9% in the year to May, the Office for National Statistics (ONS) has found.
Posted: 16/07/2025
The Government has stated that first-time buyers will be supported in getting on the housing ladder as part of the Leeds Reforms, which aim to cut financial red tape in order to "attract investment and drive growth".
Under the changes, the Bank of England will allow lending at over 4.5 times a buyer’s income, which could help an extra 36,000 people to buy their first home in the first year of the reforms
Posted: 15/07/2025
Bridging finance is "surging" in 2025, Clifton Private Finance has stated, with market conditions and evolving borrower behaviour contributing to this performance
Posted: 14/07/2025
LiveMore has completed its second social bond securitisation in a deal worth £215m
Posted: 11/07/2025
First-time buyers (FTBs) are being offered significantly higher maximum loan sizes compared to what they have requested, new analysis from brokerage platform Acre has revealed
Posted: 10/07/2025
Over a third (37%) of buy-to-let (BTL) landlords would stop investing in their existing properties if rent controls were brought in by the Government, Landbay has found.
Posted: 10/07/2025
There has been a jump in the number of property owners with higher value homes taking out new lifetime mortgages, according to research from Pure Retirement
Posted: 09/07/2025
First-time buyer (FTB) mortgage applications increased by 12.4% on last year in the second quarter of 2025, analysis by Yorkshire Building Society has highlighted
Posted: 08/07/2025
Average mortgage rates on two and five-year fixed products have fallen this month by 0.03% and 0.01% to 5.09% and 5.08%, respectively
Posted: 07/07/2025
Bridging market activity has seen a significant uptick in 2025, following collapsed property transactions costing an estimated £275.5m during the first quarter
Posted: 07/07/2025
The average rental yield across England and Wales stood at 7.5% in Q2, new research by Fleet Mortgages has shown
Posted: 04/07/2025
Annual house price inflation slowed to 2.1% in June, according to the latest Nationwide House Price Index
Posted: 01/07/2025
Net mortgage approvals for house purchases increased to 63,000 in May, a total up by 2,400 compared to April, new Bank of England (BoE) figures have shown
Posted: 30/06/2025
Around 3.5 million households who might have expected to buy a home since the financial crisis are still waiting to enter the market, analysis from the Intermediary Mortgage Lenders Association (IMLA) has revealed
Posted: 27/06/2025
Residential property transactions across the UK fell by 13% in May compared to last year, new HMRC data has shown
Posted: 27/06/2025
Seven in 10 landlords (70%) are planning to acquire, refinance or refurbish properties in the next 12 months, a new study by Lendlord has shown
Posted: 26/06/2025
Mortgage Advice Bureau (MAB) has announced a strategic investment in brokerage, The Mortgage Mum
Posted: 25/06/2025
One in three (33%) UK adults want to own a buy-to-let (BTL) property in the future, a new study by Market Financial Solutions has shown
Posted: 25/06/2025
Buy-to-let (BTL) product availability has increased to 4,144 deals in June, new data from Moneyfacts has indicated
Posted: 24/06/2025
One Mortgage System (OMS) has launched a new partnership with MT Finance to become the origination platform partner for its buy-to-let (BTL) proposition
Posted: 24/06/2025
Vernon Building Society has reported a 158% increase in its retirement interest-only (RIO) mortgages for the period between January and May, compared to the same five-month period last year
Posted: 23/06/2025
One quarter (25%) of brokers in the UK said they feel "very comfortable" discussing the valuation process with clients, Countrywide Surveying Services (CSS) has found
Posted: 20/06/2025
The total interest-only mortgage stock declined by 17% in 2024, new figures published by UK Finance have revealed
Posted: 18/06/2025
House price growth slowed to 3.5% in the year to April, according to new data published by the Office for National Statistics (ONS)
Posted: 18/06/2025
New business volumes in the second charge mortgage market declined by 2% in April, the first annual fall since November 2023, new figures published by the Finance & Leasing Association (FLA) have shown
Posted: 17/06/2025
Buy-to-let (BTL) lenders are looking to futureproof their mortgage portfolios by reassessing how they lend against properties with lower energy efficiency, according to a new report from Cotality
Posted: 17/06/2025
The Right Mortgage & Protection Network has described the first quarter results as a "strong start" to its current financial year, as its mortgage lending increased by 25.5% year-on-year
Posted: 16/06/2025
Household spending on rent and mortgages rose 4.6% year-on-year in May, according to new data from Barclays Property Insights
Posted: 12/06/2025
Chancellor Rachel Reeves is to double Government spending on affordable housing to £39bn, in what she described as “the biggest cash injection into social and affordable homes in 50 years"
Posted: 11/06/2025
The total value of gross mortgage advances increased by 12.8% between Q4 2024 and Q1 2025 to £77.6bn, the highest new advances since 2022 and 50.4% higher than a year earlier, according to the latest Mortgage Lenders and Administrators Return (MLAR) data
Posted: 10/06/2025
A total of 38,510 new loans were advanced to older borrowers in Q1, up 33.5% YoY, UK Finance’s latest later life mortgage lending update for Q1 2025 has revealed
Posted: 10/06/2025
House price growth in the UK slowed in May to 2.5% year-on-year, after rising by 3.2% in April, Halifax has revealed
Posted: 6/6/2025
Twenty7tec has described the mortgage product landscape as the "most competitive it's ever been", as the number of first-time buyer (FTB) purchase searches increased by 13.9% year-on-year to 352,958 in May.
The adviser tech provider’s latest Mortgage Market Activity report revealed that FTBs made up 37.3% of all residential search activity in May, compared to 34% in April
Posted: 05/06/2025
One Mortgage System (OMS) has expanded its agreement with Nationwide which will see the building society adopt the group’s full application programming interface (API)
Posted: 05/06/2025
Paragon Bank has reported a 25% rise in new buy-to-let (BTL) lending in its H1 results, on the back of growing landlord demand
Posted: 04/06/2025
Over two in five (44%) buy-to-let (BTL) landlords in the UK intend to increase rent on their properties in response to the new Renters’ Rights Bill, Landbay has found
Posted: 03/06/2025
Net mortgage approvals for house purchases have fallen for a fourth consecutive month in April, new figures published by the Bank of England (BoE) have indicated.
Approvals declined by 3,100 compared to March’s total, to reach 60,500 in April
Posted: 02/06/2025
UK residential transactions totalled 64,680 in April, which is a 28% year-on-year decline, HM Revenue and Customs has revealed
Posted: 30/5/2025
Fifty-seven per cent of landlords who have undertaken energy efficiency upgrades to their properties haven’t commissioned new EPC assessments following work completion, Paragon Bank has found
Posted: 29/05/2025
The number of house sales agreed in May reached a four-year high, as the figure increased by 6% year-on-year, Zoopla has found
Posted: 28/05/2025
Two thirds (67%) of borrowers who purchased a property in 2024 were first-time buyers, research by Mortgage Advice Bureau (MAB) has found
Posted: 28/05/2025
Intermediary confidence neared "historic levels" in the first quarter, the Intermediary Mortgage Lenders Association (IMLA) has revealed
Posted: 27/05/2025
Property professionals are placing most confidence in the first-time buyer (FTB) sector for 2025, according to a new study by Countrywide Surveying Services (CSS)
Posted: 22/05/2025
Annual UK house price growth accelerated to 6.4% in the year to March, taking the average price to £271,000, new data published by the Office for National Statistics (ONS) has shown
Posted: 21/05/2025
Digital Sharia-compliant bank, Nomo, has chosen OMS Originations from One Mortgage System (OMS) to develop its digital platform for customers and brokers
Posted: 21/05/2025
Chetwood Bank has announced that it has reached the milestone of £1bn of mortgage lending in the 2024/25 financial year
Posted: 19/5/2025
Interbridge Mortgages has delivered more than £250m in second charge loans to over 7,000 customers in its first year of lending in the sector
Posted: 16/05/2025
The number of mortgages in arrears fell by 2% in Q1 2025 compared to the final quarter of last year, new UK Finance figures have shown
Posted: 15/05/2025
Buy-to-let (BTL) properties are generating the highest average yields since February 2011, research by Paragon Bank has revealed
Posted: 14/05/2025
Buy-to-let (BTL) landlords in the south of England are more optimistic about their futures than those in the rest of the country, Landbay has revealed
Posted: 14/05/2025
The Association of Mortgage Intermediaries (AMI) has announced five appointments to its board following the conclusion of its annual elections
Posted: 13/05/2025
Average mortgage rates have dropped by a "significant margin" in May, with the average two-year fix falling to the lowest point since before the mini-Budget in September 2022, Moneyfacts has revealed
Posted: 12/05/2025
Over four in five people (82%) do not believe the Government will achieve its target of building 1.5 million new homes during the current Parliament, a new study by Family Building Society has highlighted
Posted: 12/05/2025
Half of UK households (51%) will require housing wealth to support their spending needs in later life and retirement, according to a new report by Fairer Finance
Posted: 12/05/2025
Professionalism in the private rental sector has continued to "gather momentum" in the first quarter of the year, following shifts in portfolio composition and property types, Foundation Home Loans has found
Posted: 09/05/2025
Over 937,000 homeowners who took out mortgages in 2023 could benefit from a decline in monthly payments as they come off their two-year fixed rates, new analysis by Compare the Market has shown
Posted: 09/05/2025
House prices in the UK increased by 3.2% in the 12 months to April, Halifax has revealed
Posted: 08/05/2025
The house buying process is taking 41% longer than expected, the Open Property Data Association (OPDA) has found
Posted: 07/05/2025
There was a significant increase in remortgaging activity in the UK’s housing market during the first quarter of 2025, according to research by Legal & General (L&G)
Posted: 07/05/2025
Seven in every 10 brokers (72%) are optimistic about future growth in the short-term lending market, research by Black & White Bridging has indicated
Posted: 07/05/2025
Santander has announced that all of its new build mortgage offers will now be valid for a standard nine months, increasing from six
Posted: 06/05/2025
Net mortgage approvals fell for the third month running in March, to a total 64,300, new Bank of England (BoE) figures have shown.
The figure, which is approvals net of cancellations for house purchases, was 800 down on February’s total
Posted: 01/05/2025
Residential property transactions hit a total 164,650 in March, a figure up 89% on the same month in 2024, new data published by HMRC has shown
Posted: 30/04/2025
There are far more landlords planning to sell off property than invest in the next year, new research from Pegasus Insight has indicated
Posted: 29/04/2025
Owner-occupiers over the age of 60 now hold a record £2.89trn of net housing wealth in homes, worth a total £2.95trn, according to estimates from Savills
Posted: 28/04/2025
The increase in stamp duty thresholds could be a ‘cliff-edge moment’ for first-time buyers (FTBs), according to the Yorkshire Building Society
Posted: 28/04/2025
Mansfield Building Society has announced that it reached over £125m in new mortgage lending in 2024
Posted: 28/04/2025
More than half (53%) of commercial mortgage brokers have seen an increased appetite from their commercial clients for external funding, Atom bank has found
Posted: 28/04/2025
Legal & General’s Mortgage Services business has announced the addition of Harpenden Building Society to its surveying services panel
Posted: 25/04/2025
United Trust Bank's total mortgage lending has surpassed the milestone of £2bn since it first launched into the sector
Posted: 23/04/2025
The housing market has overseen a decline in consumer confidence during the first quarter of 2025, new research from the Building Societies Association (BSA) has revealed
Posted: 23/04/2025
The volume of mortgage completions in the UK increased by 50% month-on-month in March to the highest level recorded since September 2021, Barclays Property Insights has revealed
Posted: 22/04/2025
Annual house price growth accelerated to 5.4% in the year to February, new Office for National Statistics (ONS) data has shown
Posted: 16/04/2025
Access Financial Services (FS) has reached a record level of income in its mortgage division, after its revenue increased by 43% year-on-year in its first quarter
Posted: 15/04/2025
The number of available mortgage deals at 90% and 95% loan-to-value (LTV) have climbed to their highest levels since March 2008, new data published by Moneyfacts has shown
Posted: 14/04/2025
Fifteen per cent of UK homeowners are planning to downsize during the current five-year parliamentary session, new research from Suffolk Building Society has indicated
Posted: 14/04/2025
More than three quarters of mortgage brokers (77%) have expressed dissatisfaction with the announcements made by the Chancellor in her Spring Statement, new Landbay research has shown
Posted: 14/04/2025
The first quarter of 2025 has registered a significant increase in first-time buyer searches for mortgages, including a rise in older buyers looking to step onto the property ladder for the first time, according to Legal & General (L&G)
Posted: 11/04/2025
Simplybiz Mortgages has reported “strong growth” for last year in both its total lending and overall market share
Posted: 09/04/2025
Almost three in 10 (27%) new lifetime mortgage customers list repaying debts and mortgages as the primary reason for taking out the product, Pure Retirement has found
Posted: 09/04/2025
The number of purchase mortgage searches recorded in March dropped month-on-month by 2.4%, while purchase buy-to-let and residential mortgage searches also fell by 3.43% and 2.23% respectively, Twenty7tec has found
Posted: 08/04/2025
Tariffs introduced by US President, Donald Trump, could be a "silver lining" for UK mortgage borrowers, AJ Bell has stated
Posted: 07/04/2025
The average house price in the UK dropped by 0.5% month-on-month in March, having fallen by 0.2% in February, Halifax has revealed
Posted: 07/04/2025
Second charge mortgages have cemented their position as the fastest-growing segment in the post-pandemic UK property finance market, according to analysis by Pepper Money
Posted: 03/04/2025
The number of buy-to-let (BTL) mortgage loans advanced in the UK jumped by 39.2% in the last quarter of 2024 to 52,648, UK Finance has revealed
Posted: 02/04/2025
UK house prices remained flat month-on-month in March ahead of the April stamp duty changes, Nationwide has revealed
Posted: 01/04/2025
Forty-seven per cent of buy-to-let (BTL) landlords have no intention of selling any properties in the next 12 months, according to a new survey from Landbay
Posted: 01/04/2025
Net mortgage approvals for house purchases fell by 600 in February to a total 65,500, new figures released by the Bank of England (BoE) have shown
Posted: 31/03/2025
The value of property wealth owned by those aged 65 and over has reached £2.944trn, Key Later Life Finance has found
Posted: 28/3/2025
UK residential property transactions totalled 90,430 in February, which is a year-on-year increase of 24%, HM Revenue and Customs (HMRC) has revealed
Posted: 28/3/2025
The first-time buyer (FTB) market was valued at £106bn in 2024, driven by an increase in FTB numbers and property prices, GetAgent has found
Posted: 27/03/2025
The average house price in the UK jumped by 4.9% year-on-year in January, which is the highest rate of growth in property prices since February 2023, the Office for National Statistics (ONS) has found
Posted: 26/3/2025
Over a quarter (27%) of tenants expect their rent to increase following the introduction of the Renters’ Rights Bill (RRB), Pegasus Insight has found
Posted: 24/3/2025
Mortgage affordability weakened for the second month in a row in January, according to new analysis from Stonebridge
Posted: 21/03/2025
There was £146m worth of new business agreed in the second charge mortgage market in January, new figures released by the Finance & Leasing Association (FLA) have shown
Posted: 21/03/2025
Awareness of product innovation in the later life lending market is growing but advisers have admitted they need more support, according to findings from Air
Posted: 20/03/2025
Less than one in 10 borrowers (8%) are worrying about the long-term financial burden of getting a mortgage, a broker study from MPowered Mortgages has found
Posted: 19/03/2025
Six in 10 mortgage brokers (58%) are open to AI playing a bigger role in the sector, according to new research from Nottingham Building Society
Posted: 18/03/2025
Mortgage advisers are failing over-50s on later life lending advice by not making them aware of all their options, Key Later Life Finance has warned
Posted: 18/03/2025
The average number of monthly mortgage completions has increased by 26% in the wake of the Autumn Budget since changes to stamp duty were first announced, data released by Barclays has shown
Posted: 18/03/2025
The commercial lending arm of Yorkshire Building Society, YBS Commercial Mortgages, grew its balance sheet to £2.2bn in 2024
Posted: 14/03/2025
Over half (51%) of UK mortgage brokers have described finding suitable financial products for high-net-worth individuals (HNWIs) as a "significant hurdle", research by Butterfield Mortgages has found
Posted: 12/03/2025
The value of all UK residential mortgages crept up by 0.5% in the fourth quarter of 2024, to a total £1.68trn, new Bank of England (BoE) figures have shown.
This was 1.3% higher than the same quarter a year earlier and the highest stock of outstanding mortgage loans since the BoE’s reporting began in 2007
Posted: 11/03/2025
More than half (54%) of advisers are expecting a rise in enquiries about later life lending in the next 12 months, new research from Key Later Life Finance has revealed
Posted: 11/03/2025
The former chief executive of the Association of Mortgage Intermediaries (AMI), Rob Sinclair, has warned brokers that lenders will look to take more market share from them in the coming years
Posted: 10/03/2025
The average shelf-life of a mortgage product has fallen to 16 days, down from 36 days a month previously, according to new Moneyfacts data
Posted: 10/03/2025
The number of parents providing support for their children with house deposits has increased by 46% over the past five years, Twenty7tec has revealed
Posted: 07/03/2025
Annual house price growth remained steady at 2.9% in the year to February, the latest Halifax House Price Index (HPI) has shown.
This figure was unchanged from the rate of annual growth in January although the average UK house price did however see a slight monthly dip of -0.1%, following a 0.6% increase in January
Posted: 07/03/2025
There is still appetite among landlords to buy new property despite the recent changes to stamp duty on additional investment properties, new research from Landbay has indicated
Posted: 06/03/2025
Net borrowing of mortgage debt by individuals increased by £900m in January to £4.2bn, new Bank of England (BoE) figures have shown
Posted: 03/03/2025
There were a total 81,360 residential property transactions in January, a figure 21% up on the same month last year, according to new HMRC data
Posted: 28/02/2025
House prices in the UK remained "stable" in February, increasing by 3.9% year-on-year, Nationwide has revealed
Posted: 28/02/2025
Annual house price inflation edged down to 1.9% in the year to January, according to the latest Zoopla House Price Index
Posted: 27/02/2025
Sixty-two per cent of UK mortgage brokers are actively seeking to expand their overseas client base, despite Government policies proving to be "significant obstacles", RAW Capital Partners has found
Posted: 27/02/2025
A total 35,840 new later life loans were advanced to older borrowers in Q4 2024, a level up 28.2% on last year, new UK Finance figures have revealed
Posted: 27/02/2025
The Government’s Mortgage Guarantee Scheme has supported 50,038 mortgages since its launch in April 2021, 86% of which have been purchases by first-time mortgages
Posted: 26/02/2025
Over three in five (62%) property purchases are at risk of being delayed or falling through if buyers miss the stamp suty deadline on 31 March, Upstix has revealed
Posted: 26/02/2025
Gatehouse Bank has published a report that outlines recommendations for the Government to unlock growth by "levelling the playing field" between Islamic and conventional finance
Posted: 25/02/2025
Average rental yields achieved by landlords increased to their highest level since March 2011 during the fourth quarter of 2024, Paragon Bank has revealed
Posted: 25/02/2025
A total £130m worth of new business was agreed in the second charge mortgage market during December, new figures from the Finance & Leasing Association (FLA) have shown
Posted: 21/02/2025
UK house price growth accelerated to 4.6% in the year to December, according to new figures published by the Office for National Statistics (ONS)
Posted: 19/02/2025
The total value of all homes across the UK now stands at £9.1trn, according to new research by Savills
Posted: 18/02/2025
Legal & General Mortgage Club has launched a new digital mortgage solution, powered by Smartr365, to help deliver better outcomes for brokers and their customers
Posted: 17/02/2025
The number of first-time buyers stepping onto the property ladder totalled 341,068 last year, a figure up 19% compared to 2023, data from Halifax has shown
Posted: 14/02/2025
Santander UK has reported a 130% increase in mortgage applications in Q4 2024 compared to Q4 2023, with buyers rushing to secure a property purchase ahead of the Government’s stamp duty deadline
Posted: 13/02/2025
The number of mortgage searches made by first-time buyers (FTBs) fell by 10.4% in January to 292,890, Twenty7tec has revealed
Posted: 11/02/2025
Over two thirds (69%) of landlords planning to purchase a new buy-to-let (BTL) property will use a limited company structure, Paragon Bank has revealed
Posted: 10/02/2025
The number of mortgages in arrears fell by 2% in the final quarter of 2024 compared to Q3, new figures published by UK Finance have revealed
Posted: 07/02/2025
The average house price in the UK reached a record high in January, jumping to £299,138, according to Halifax
Posted: 07/02/2025
Confidence among mortgage intermediaries in the outlook for the industry declined in Q4, according to findings from the Intermediary Mortgage Lenders Association (IMLA)
Posted: 06/02/2025
Mortgage Brain has launched a new "all-in-one" fully integrated platform, Mortgage Brain Hub
Posted: 06/02/2025
The number of searches for purchase mortgages fell by 7.87% year-on-year in January, "setting the tone for the year", Twenty7tec has said
Posted: 05/02/2025
Over four in five (82%) mortgage brokers have said they are now feeling "more positive" about the sector’s prospects compared to the start of 2024, Nottingham Building Society has found
Posted: 04/02/2025
House prices in the UK reached an annual growth of 4.1% in January, slowing from an increase of 4.7% in December, Nationwide has found
Posted: 31/01/2025
The number of transactions for residential properties across the UK jumped by 15% year-on-year in December, according to new HMRC data
Posted: 31/01/2025
The 2025 sales market is off to a "stronger start" than in 2023 and 2024, Zoopla has stated
Posted: 30/01/2025
Net borrowing of mortgage debt by individuals across the UK climbed by £1bn in December to £3.6bn, new Bank of England (BoE) figures have shown
Posted: 30/01/2025
Lending across the equity release sector totalled £622m in the final quarter of 2024, new figures released by the Equity Release Council have shown
Posted: 30/01/2025
Firms must be “stamp duty ready” to avoid potential bottlenecks and maintain service levels, Target Group has warned
Posted: 29/01/2025
Landlord optimism is "gently increasing", despite the reforms to Capital Gains Tax (CGT) in the October Budget and the potential impact of the Renter’s Reform Bill, Pegasus Insights has found
Posted: 27/01/2025
Housing affordability in the UK has made a "modest improvement" over the past year but remains "stretched" by historic standards, Nationwide has found.
The building society revealed in its latest housing affordability report that a prospective buyer earning the average UK income and buying a typical first-time buyer (FTB) property with a 20% deposit would have a monthly mortgage payment equivalent to 36% of their take-home pay
Posted: 24/01/2025
A total 48,862 new buy-to-let (BTL) loans worth £8.6bn were advanced in the UK during Q3 last year, new figures released by UK Finance have revealed
Posted: 22/01/2025
There has been a significant rise in the number of people taking out mortgages with a term of 35 years or more, according to new freedom of information (FOI) data analysed by Quilter
Posted: 21/01/2025
Moneybox has reported an 82% increase in mortgage in principle applications in December, as first-time buyers rushed to get ahead of the stamp duty changes
Posted: 21/01/2025
RAW Capital Partners has become the latest firm to be added to Paradigm’s lender panel
Posted: 21/01/2025
Two of the mortgage industry’s trade bodies are urging brokers and lenders to manage borrower expectations ahead of the approaching stamp duty deadline
Posted: 17/01/2025
The average UK house price climbed by 3.3% in the year to November, the latest UK House Price Index from the Office for National Statistics (ONS) has shown
Posted: 15/01/2025
Two in five (40%) landlords believe that possession grounds proposed in the Renters Rights Bill could assist them going forward, Landbay has found
Posted: 15/01/2025
The proportion of incorporated property held within portfolios of landlords who utilise companies has more than doubled since the first quarter of 2020, Paragon Bank has revealed
Posted: 14/01/2025
Average mortgage rates on two and five-year fixed products have fallen this month to 5.48% and 5.25% respectively, new data from Moneyfacts has shown
Posted: 13/01/2025
The housing market has been described as "turning" by e.surv, despite house prices in England and Wales falling by 2% year-on-year
Posted: 13/01/2025
The number of residential property transactions fell by 6% in November compared to October’s total, new figures published by HMRC have shown
Posted: 10/01/2025
Savers who are taking part in dry January could knock almost £13,000 off their mortgage term in interest, Santander has found
Posted: 09/01/2025
The Scottish housing market has been described as "quiet" at the end of 2024 by Walker Fraser Steele, but the chartered surveyor said that the outlook remains "positive"
Posted: 09/01/2025
The total average yield for rental properties across England and Wales reached 7.4% in Q4 2024, new data published by Fleet Mortgages has indicated
Posted: 08/01/2025
House prices fell by 0.2% month-on-month in December, marking the first drop in the average price since March, Halifax has revealed
Posted: 07/01/2025
Searches for purchase mortgages fell by 37.7% month-on-month in December to 535,912, Twenty7tec has revealed
Posted: 06/01/2025
A shrinking economy and the continuing effects of an interest rate squeeze could make 2025 a “tricky year for consumers and businesses alike”, the chief executive of Family Building Society has warned
Posted: 03/01/2025
First-time buyers (FTBs) bounced back over the course of 2024 following positive developments such as the falls in the Bank of England’s base rate
Posted: 02/01/2025
Rightmove has reported its busiest ever Boxing Day for new seller activity after a record number of properties were listed for sale by agents on 26 December 2024
Posted: 02/01/2025
House prices in the UK increased by 4.7% in the year to December 2024, with the average house price standing at £269,426, Nationwide has revealed
Posted: 02/01/2025
House prices in the UK increased by 1.9% year-on-year in 2024, with the average property price standing at £267,500 in November, Zoopla has revealed
Posted: 23/12/2024
The share of mortgage business conducted through intermediaries is set to continue its upwards trajectory over the next couple of years, a new report from the Intermediary Mortgage Lenders Association (IMLA) has indicated
Posted: 23/12/2024
Mortgage in principle requests have increased by 59% year-on-year at Moneybox, as the firm also reported a 50% jump in mortgage applications
Posted: 20/12/2024
The UK housing market has beaten expectations in 2024, with the market recovering as a result of lower mortgage rates and strong wage growth, according to Halifax
Posted: 19/12/2024
The majority (96%) of specialist mortgage customers have said they are likely to use the products again, despite 91% of brokers stating that they take a lot more time to complete compared to mainstream criteria, United Trust Bank has found
Posted: 18/12/2024
The changes to stamp duty thresholds next year could encourage tenants to stay longer and could even boost rental demand, Landbay has found
Posted: 18/12/2024
Annual house price growth accelerated to 3.4% in October, up from a revised estimate of 2.8% in the year to September, according to the Land Registry’s latest UK House Price Index
Posted: 18/12/2024
Residential house purchase lending has totalled £135bn in 2024, a rise of 11% on 2023, new figures published by UK Finance have shown
Posted: 16/12/2024
House price growth in Scotland has grown by 1.3% annually in October, which is the lowest growth since February
Posted: 13/12/2024
Four in five (80%) landlords who voted Labour at the last election have said that they wouldn’t do it again, Landbay has found
Posted: 12/12/2024
The process of buying a home is taking over three times longer than buyers would expect, a new survey from the Open Property Data Association (OPDA) has revealed
Posted: 11/12/2024
The housing market in England and Wales is set to have a "positive outlook" for the next few months, after prices increased slightly in November, e.surv has stated.
The firm’s house price index (HPI) revealed that the average house price in England and Wales increased by 0.2% month-on-month in November, to £358,828
Posted: 11/12/2024
The value of outstanding mortgage balances with arrears has increased by 18% year-on-year to £21.9bn, the Bank of England (BoE) has revealed
Posted: 10/12/2024
The average mortgage rate on a five-year fixed rate has increased by 0.19% to 5.28% this month, the biggest monthly rise to the five-year fixed average rate since August 2023
Posted: 09/12/2024
Tenants in the run-up to retirement age are the fastest growing group privately renting in England, new analysis by Paragon Bank has indicated
Posted: 09/12/2024
The average UK house price increased for the fifth month running in November to reach a record £298,083, according to the latest Halifax House Price Index.
Figures showed that house prices increased by 1.3% on a monthly basis during the month
Posted: 06/12/2024
Seven in 10 brokers (72%) believe the specialist market now presents a bigger opportunity than ever before, according to a new study from United Trust Bank (UTB)
Posted: 05/12/2024
Experian has launched a new partnership with Nationwide in a move to accelerate mortgage applications by automating the checks needed to verify a customer’s income
Posted: 04/12/2024
Expertise in tax and regulatory matters is the most valued quality of a broker for buy-to-let (BTL) landlords, Butterfield Mortgages Limited (BML) has revealed
Posted: 04/12/2024
The Mortgage Climate Action Group (MCAG) has rebranded to the Green Mortgage Advice Initiative (GMAI), the Association of Mortgage Intermediaries (AMI) has confirmed
Posted: 03/12/2024
Together has launched new partnerships with seven different mortgage clubs to broaden the distribution of the specialist lender’s products
Posted: 03/12/2024
Twenty-nine per cent of first-time buyers (FTBs) have cited mortgage rates as one of the biggest blockers to homeownership, Mortgage Advice Bureau (MAB) has found
Posted: 03/12/2024
UK house prices have increased by 3.7% year-on-year in November, jumping from a growth of 2.4% in October, Nationwide has revealed
Posted: 2/12/2024
Net mortgage approvals for house purchases increased to 68,300 in October, the highest level in over two years, new Bank of England (BoE) data has shown
Posted: 29/11/2024
The number of residential transactions in the UK reached 100,410 in October, an increase of 21% year-on-year, HM Revenue and Customs (HMRC) has revealed
Posted: 29/11/2024
The Association of Mortgage Intermediaries (AMI) has appointed Stephanie Charman as successor to Robert Sinclair as chief executive of the trade body.
Charman will join the AMI from her current role as group partnerships and propositions director at Sesame Bankhall Group, after spending over seven years with the business
Posted: 29/11/2024
Affordability in the housing market is improving from a combination of modest house price inflation and strong wage growth, new analysis by Halifax has highlighted
Posted: 28/11/2024
Target Group has announced a new partnership with software provider, Provenir, to help power its mortgage originations platform, Mortgage Hub
Posted: 28/11/2024
A total £8.9bn worth of mortgages have been supported by the Government’s Mortgage Guarantee Scheme, new figures published by the Treasury have shown
Posted: 27/11/2024
Two in five brokers (40.7%) who have encountered a vulnerable client do not share vulnerability information with lenders, new research commissioned by Smart Money People has highlighted
Posted: 27/11/2024
Analysts have stated that 2024 could be the "worst year ever" for the Help to Buy ISA, after the scheme was used to buy 10,977 properties in the three months to June
Posted: 27/11/2024
Almost all (95%) property professionals have expressed doubt that the new Government housing target will be reached, Countrywide Surveying Services (CSS) has found
Posted: 22/11/2024
The rate of annual house price growth jumped by 0.2% in September, new figures published by the Office for National Statistics (ONS) have shown
Posted: 20/11/2024
Almost two thirds (64%) of first-time buyers (FTBs) are unaware of the higher LTV options available to them, Pepper Money has found
Posted: 19/11/2024
Mortgage balances at Hanley Economic Building Society have increased from £345.85m in 2023 to £379.62m, a 9.77% jump year-on-year
Posted: 19/11/2024
Confidence in the mortgage market among intermediaries remained at its long-term level in the third quarter, new analysis by the Intermediary Mortgage Lenders Association (IMLA) has shown
Posted: 18/11/2024
Specialist lender, Together, has launched three new network partnerships with Stonebridge, Rosemount and Mortgage Intelligence
Posted: 18/11/2024
Mortgage possession claims jumped by 56% in Q3 compared to the same period last year, new data published by the Ministry of Justice has revealed
Posted: 15/11/2024
Hinckley & Rugby Building Society has partnered with Digital Buildings Limited to launch Retrogreen, a new retrofit proposition designed to support homeowners to improve the energy efficiency of their homes
Posted: 15/11/2024
Home buyer enquiries have increased by 12% in October, extending the run of positive returns for a fourth consecutive month, the Royal Institution of Chartered Surveyors (RICS) has revealed
Posted: 14/11/2024
Over four in five (81%) mortgage brokers have expressed optimism about business growth over the next year but have also cited concerns that could potentially impact their operations, Investec has found
Posted: 14/11/2024
The average house price in Scotland has reached over £226,000 for the first time, increasing by 2% annually in September, Walker Fraser Steele has revealed
Posted: 13/11/2024
Product choice across the mortgage market has registered the largest reduction in over a year, according to new data published by Moneyfacts
Posted: 11/11/2024
House prices in England and Wales have increased month-on-month for the first time in half a year, e.surv has found
Posted: 08/11/2024
The total number of mortgages in arrears of at least 2.5% dropped by 3% in Q3 compared to the previous quarter, new UK Finance figures have shown
Posted: 07/11/2024
House prices in the UK increased by 3.9% annually in October, easing from 4.6% growth in September, Halifax has found
Posted: 07/11/2024
Almost three quarters (72%) of business owners believe that self-employment makes it harder to get a mortgage, Pepper Money has found
Posted: 07/11/2024
Profitability levels reported by landlords in Q3 2024 hit the highest point since Q1 2022, Paragon Bank research has found
Posted: 05/11/2024
e.surv Chartered Surveyors has acquired the assets and brand of Acadata for an undisclosed amount
Posted: 04/11/2024
The number of homebuyers instructing a home condition survey with their most recent property purchase increased by 5.4% in Q3, Countrywide Surveying Services (CSS) has found
Posted: 04/11/2024
House prices in the UK increased by 0.1% in October, when taking account of seasonal effects, Nationwide has found
Posted: 1/11/2024
The number of residential property transactions increased by less than 1% month-on-month in September, rising for the first time since May.
HMRC revealed that there were an estimated 91,820 residential transactions in September, a year-on-year increase of 9%.
Posted: 31/10/2024
MoneyAge has rounded up some reaction from the mortgage industry to the Budget and the implications that could be felt across the market
Posted: 30/10/2024
Mortgage approvals increased to their highest net level in over two years during September, according to new Bank of England (BoE) figures
Posted: 29/10/2024
Fifty per cent of potential homebuyers with adverse credit said they would speak to a broker for advice on getting a mortgage, Pepper Money has found
Posted: 29/10/2024
House sales are at their highest level since late 2020, Zoopla has stated, amid rising incomes combined with average mortgage rates currently reaching their lowest for two years
Posted: 28/10/2024
A vast majority of landlords (91%) believe that Wednesday’s Budget will be negative towards them, research by Pegasus Insight has indicated
Posted: 28/10/2024
Over three quarters (76%) of first-time buyers (FTBs) believe the Government should do more to support them getting on the property ladder, Moneybox has found
Posted: 24/10/2024
Homeowners who purchased their current home within the last 20 years are sitting on an average of £80,000 in property value gains, according to new analysis by Zoopla
Posted: 18/10/2024
The upcoming Budget must include a replacement for the help to buy scheme to support first-time buyers joining the property ladder, Just Mortgages has said
Posted: 16/10/2024
Annual house price growth rose to 2.8% in the year to August, according to the latest UK House Price Index published by the Land Registry
Posted: 16/10/2024
Overall product choice across the mortgage market has jumped to 6,645 options in October, the first rise since July, according to new Moneyfacts data
Posted: 15/10/2024
More than a quarter of people (26%) think they need to wait at least five years after receiving a county court judgement (CCJ) before applying for a mortgage, research by Pepper Money has shown
Posted: 15/10/2024
Lenders and mortgage brokers have called on the Chancellor to introduce key reforms to stamp duty in the upcoming Budget, aimed at boosting energy efficiency in properties and stimulating the housing market
Posted: 14/10/2024
Sixty per cent of buy-to-let (BTL) landlords are "optimistic" about the performance of their property investment in the next year, both across capital growth and rental returns, Butterfield Mortgages Limited (BML) has found
Posted: 14/10/2024
House prices in Scotland increased by 2.5% year-on-year in August, the strongest growth since April, Walker Fraser Steele has revealed
Posted: 11/10/2024
Sesame Bankhall Group has confirmed a new partnership with rate monitoring tool, Mortgage Metrics
Posted: 10/10/2024
Business volumes in the second charge mortgage market grew by 16% in August compared to the same month last year, new figures published by the Finance & Leasing Association (FLA) have revealed
Posted: 09/10/2024
Over half (53%) of homeowners are yet to try remortgaging online, presenting a “significant opportunity” for lenders to develop digital remortgage solutions, according to finova
Posted: 09/10/2024
House prices have increased by 4.7% year-on-year, the strongest rate since November 2022, Halifax has revealed
Posted: 07/10/2024
There has been a 67% increase in the number of tracker mortgages taken out over the past three years, according to data from the Financial Conduct Authority.
A Freedom of Information (FOI) request by Quilter showed that the number of tracker mortgages taken out has surged, rising from 118,818 in 2021 to 198,044 by Q1 of 2024
Posted: 04/10/2024
Housing market activity is continuing to rebound with both sales agreed and buyer demand up by more than a quarter over the last four weeks compared to the same period a year ago
Posted: 03/10/2024
Elizabeth Passey has been announced as the new chair of the Financial Services Compensation Scheme’s (FSCS) board
Posted: 01/10/2024
Net mortgage approvals for house purchases rose to 64,900 in August, the highest level in two years, according to new Bank of England (BoE) figures
Posted: 30/09/2024
House prices increased by 3.2% year-on-year in September, the highest jump in prices in almost two years, Nationwide has revealed
Posted: 30/09/2024
The number of UK residential property transactions grew by 5% in August compared to the same month last year, new HMRC data has revealed
Posted: 27/09/2024
High street lenders have reduced the average application processing time by 30%, from 14 days in 2022 to 10 days in 2024, finova has found
Posted: 27/09/2024
Almost three quarters (71%) of recent first-time buyers (FTBs) have received financial support to purchase their first home, Moneybox has revealed.
Posted: 24/09/2024
The number of landlords who utilise company structures and incorporate their portfolios has seen a sharp rise over the last four years, Paragon Bank has revealed
Posted: 18/09/2024
UK house price growth slowed to 2.2% in the year to July, according to the latest UK House Price Index from the Land Registry, down from a revised 2.7% in the 12 months to June
Posted: 18/09/2024
The number of sales agreed for new build homes has fallen by 21% between 2019 and 2024, TwentyCi has revealed
Posted: 17/09/2024
The Open Property Data Association (OPDA) has launched a survey across over 30 of its member firms to discover what buyers think should be done to improve homebuying in the UK
Posted: 17/09/2024
The ‘Bank of Family’ is expected to help fund 42% of UK property purchases made by those aged under 55 in 2024, new research from Legal and General and the Centre for Economics and Business Research has indicated
Posted: 16/09/2024
Prospective homebuyers are preparing to invest significant amounts in retrofitting and renovating their properties, research from the Mortgage Advice Bureau (MAB) has indicated, with the average expected expenditure reaching £35,523
Posted: 16/09/2024
New business volumes in the consumer finance industry increased by 4% in July compared to the same month last year, new figures published by the Finance & Leasing Association (FLA) have indicated.
The latest data has shown that over the opening seven months of 2024, new consumer finance business has “held steady” compared with the same period in 2023
Posted: 13/09/2024
Homebuyers are calling for action from the Government to tackle the challenging conditions of the UK property market, according to new research Market Financial Solutions
Posted: 12/09/2024
eConveyancer has announced the renewal of its longstanding partnership with L&C Mortgages
Posted: 12/09/2024
NatWest has become the latest mortgage lender to join the Open Property Data Association (OPDA)
Posted: 11/09/2024
The outstanding value of all residential mortgage loans climbed to £1.66trn in the second quarter of the year, a figure up 0.4% on Q1
Posted: 10/09/2024
Average mortgage rates on the overall two and five-year fixed rate deals fell month-on-month by 0.21% and 0.18% respectively during August, new Moneyfacts data has indicated
Posted: 09/09/2024
House prices rose by 4.3% on an annual basis in August which is the strongest rate of annual growth seen since November 2022, the latest Halifax House Price Index has revealed
Posted: 06/09/2024
Two in five (40%) first-time buyers (FTBs) have found it difficult to secure a favourable mortgage rate, new research by Moneybox has indicated
Posted: 05/09/2024
Recovering house prices in the first half of 2024 have driven the total value of the UK’s property equity to £5.7trn, analysis by the Equity Release Council has indicated
Posted: 04/09/2024
One in five people between the ages of 18 and 34 are unsure if they will ever own a home or are not planning to do so at all, new research by Yorkshire Building Society has indicated
Posted: 03/09/2024
The number of residential property transactions across the UK registered a 13% year-on-year rise in July, new HMRC figures have indicated
Posted: 30/08/2024
House prices in the UK have jumped annually by 2.4% in August, following a year-on-year increase of 2.1% in July, Nationwide has revealed
Posted: 30/08/2024
A total 32,290 new loans were advanced to older borrowers in the second quarter, a figure down 8.34% compared to last year, new UK Finance data has revealed
Posted: 29/08/2024
House prices have risen by 1.4% over the first seven months of 2024, which compares to 0.1% growth in the first seven months of 2023
Posted: 28/08/2024
Today's round up of developments coming out of the consumer finance space, featuring Fleet Mortgages, CHL Mortgages and Accord Mortgages
Posted: 23/08/2024
Over a quarter (28%) of Brits said they would consider a fixed-rate mortgage, making it the most popular product type, Compare the Market has found
Posted: 22/08/2024
Labour plans to introduce a “freedom to buy” mortgage guarantee scheme are unlikely to achieve the desired impact in supporting prospective first-time buyers, according to Quilter
Posted: 21/08/2024
Almost two in five (38%) of homeowners aged 65 and over have admitted to never checking if they were entitled to extra benefits, HUB Financial Solutions has found
Posted: 19/08/2024
The average price of new property coming to the market has registered a seasonal drop of 1.5% this month, according to the latest Rightmove House Price Index
Posted: 19/08/2024
Over half (56%) of private renters in the UK have no form of financial protection in place, despite a third needing to take extended time off work, Scottish Widows has found
Posted: 19/08/2024
Buy-to-let (BTL) landlords continue to favour the stability of a fixed rate mortgage, with the majority set to choose a five-year fixed rate when they come to remortgage, Landbay has revealed
Posted: 16/08/2024
OSB Group has reported a fall in originations to £1.9bn in its opening first half, down from £2.3bn in H1 2023
Posted: 15/08/2024
Thirty-two per cent of prospective buyers are delaying their property purchase, with the number rising to 36% for first-time buyers, the Mortgage Advice Bureau has revealed
Posted: 14/08/2024
Annual house price inflation in the UK stayed flat at 2.7% in the year to June, according to the latest UK House Price Index from the Land Registry
Posted: 14/08/2024
The average shelf-life of a mortgage product fell to 17 days in July, having stood at 30 days a month earlier, Moneyfacts has revealed
Posted: 13/08/2024
The private rental sector is facing a significant challenge in meeting the Government’s newly proposed energy efficiency target, new research by Hamptons has warned
Posted: 12/08/2024
Average rental yields have reached 6.3% in Q2 2024, the highest figure for over a decade, Foundation Home Loans has found
Posted: 12/08/2024
House price growth in Scotland has started to slow after three months of rises, Walker Fraser Steele has reported
Posted: 12/08/2024
The average house price in England and Wales now stands at £360,630, a drop of 1.3% annually, e.surv has found
Posted: 09/08/2024
Intermediary confidence has increased once again in Q2 2024 as business volumes continue to grow, the Intermediary Mortgage Lenders Association (IMLA) has revealed
Posted: 08/08/2024
The number of homeowner mortgages in arrears of 2.5% or more of the outstanding balance in the second quarter stood at 96,070, broadly unchanged quarter-on-quarter, UK Finance has revealed
Posted: 08/08/2024
Landlords generated average rental yields of 6.3% in the second quarter of the year, the highest level in a decade, according to new research published by Paragon Bank
Posted: 07/08/2024
House prices increased by 0.8% month-on-month in July, after three "relatively flat months", Halifax has found
Posted: 07/08/2024
Just under one in five (18%) of people have said they feel knowledgeable about mortgages, Yorkshire Building Society has found
Posted: 05/08/2024
More than seven in 10 property professionals are in favour of pre-sale surveys, new research by Countrywide Surveying Services (CSS) has indicated
Posted: 02/08/2024
House prices have seen the fastest pace of growth since December 2022, as the annual growth rate jumped from 1.5% in June to 2.1% in July
Posted: 01/08/2024
The number of searches for remortgage terms across 10-15 years by people aged over 50 years old has increased by 156% year-on-year, Legal & General (L&G) has found
Posted: 31/07/2024
The number of property transactions in the UK has fallen month-on-month in June for the first time in five months, HM Revenue and Customs (HMRC) has revealed
Posted: 31/07/2024
House prices are set to rise by 1.5% by the end of the year, as the average house price in the UK reached £265,600 in June, Zoopla has revealed
Posted: 30/07/2024
Almost one in five (18%) of those who have had to remortgage onto a higher rate since the end of 2022 have "poor" or "very poor" financial resilience, Hargreaves Lansdown (HL) has revealed
Posted: 29/07/2024
The average house price in Wales has increased in the second quarter of 2024 for the first time since December 2022
Posted: 29/07/2024
Net borrowing of mortgage debt across the UK increased to £2.7bn in June, up from a total of £1.3bn in May
Posted: 29/07/2024
More than half (51%) of mortgage intermediary firms are looking to expand, reflecting growing optimism amongst brokers, Paragon Bank has found
Posted: 26/7/2024
Total lending in equity release has increased by 15% to £578m in the second quarter of 2024, while new customers taking out new products made Q2 the busiest quarter for almost a year for the equity release market
Posted: 25/7/2024
The volume of lending for buy-to-let (BTL) house purchases has more than halved over the course of 2023, with the number of new mortgage loans being granted dropping from 25,280 in Q4 2022 to 12,422 in Q1 2024
Posted: 22/7/2024
Twenty7tec has partnered with Ecology Building Society by adding the firm to its SOURCE module
Posted: 15/07/2024
Try Mortgage Network (TMN) has announced a new partnership with insurance technology platform, UnderwriteMe
Posted: 12/07/2024
House prices in Scotland have increased by 0.3% month-on-month in May, as the average price for a property reached a third consecutive record of £225,636, Walker Fraser Steele has found
Posted: 11/07/2024
Green Mortgages has launched a new partnership with Propflo to introduce a “one-stop-shop” for green home improvements
Posted: 10/07/2024
The majority (85%) of buy-to-let (BTL) landlords plan to raise rents on their properties in the next 12 months, Landbay has found
Posted: 10/07/2024
The number of searches for remortgage products fell by 7.3% month-on-month in June, and annual searches dropped by almost a quarter (24.8%), Twenty7tec has found
Posted: 09/07/2024
House prices in England and Wales have fallen by 1.6% annually, with the average house price across the two nations standing at £360,175, e.surv has found
Posted: 09/07/2024
Rachel Reeves has confirmed that the new Labour Government will bring back compulsory housebuilding targets in her first speech as the new Chancellor
Posted: 08/07/2024
The change in house prices remained "relatively flat" month-on-month in June, with prices dropping by 0.2%, Halifax has revealed
Posted: 05/07/2024
Mortgage Intelligence has added Mortgage Brain’s Criteria Brain and Affordability Brain software to its suite of free tools for network members
Posted: 04/07/2024
One in five prospective homebuyers (22%) are planning to make their homes more energy efficient in the hope of securing more favourable mortgage deals, according to new research by Mortgage Advice Bureau (MAB)
Posted: 03/07/2024
Tuscan Capital has completed a £2.1m mid-term loan for two mixed-use properties in the Midlands
Posted: 03/07/2024
A third (34%) of aspiring first-time buyers (FTBs) believe that Labour is the party best placed to support them in sourcing homeownership, Moneybox has revealed
Posted: 03/07/2024
Over half of landlords treat the management of their properties as a full-time job, Landbay has found
Posted: 03/07/2024
The total average rental yield in England and Wales rose to 7.6% in the second quarter, according to new figures published by Fleet Mortgages
Posted: 02/07/2024
Equity release customers are set to save almost £300m in borrowing costs over the next two decades, having used the freedom to make voluntary penalty-free loan repayments, the Equity Release Council has revealed
Posted: 01/07/2024
Net borrowing of mortgage debt by individuals across the UK fell from £2.2bn in April to £1.2bn in May, new figures published by the Bank of England (BoE) have revealed.
The Bank’s latest data also showed that net mortgage approvals for house purchases, totalled 60,000 in May, a slight fall from 60,800 in April
Posted: 01/07/2024
House prices in the UK increased by 1.5% year-on-year in June, with the average house price now standing at £266,064, Nationwide has found
Posted: 01/07/2024
The average UK house price is on track to be 1.5% higher by the end of 2024, new forecasts from Zoopla have indicated
Posted: 28/06/2024
The number of residential property transactions in May increased by 17% year-on-year to 91,290, HM Revenue and Customs (HMRC) has revealed
Posted: 28/06/2024
An estimated 18 million UK homes have an Energy Performance Certificate (EPC) rating of D or below, new analysis by Rightmove has indicated
Posted: 27/06/2024
London’s first-time buyer numbers increased to a 20-year high last year as 181,000 buyers secured their first step onto the housing ladder, according to research from Benham and Reeves
Posted: 26/06/2024
The number of pure interest-only homeowner mortgages outstanding at the end of 2023 fell by 5.4% year-on-year to 664,000, new figures published by UK Finance have revealed
Posted: 25/06/2024
The average first-time buyer mortgage payment has increased by 61% since the last General Election in 2019, Rightmove has revealed
Posted: 25/06/2024
The Intermediary Mortgage Lenders Association (IMLA) has called on the Government to conduct a review into regulatory barriers to first-time ownership
Posted: 25/06/2024
LHV Bank has completed a loan of around £7m for the purchase of a residential investment property in a town in Surrey
Posted: 24/06/2024
More UK adults have applied for payday loans (18%) than mortgages (10%) in the past six months, new research by Moneyhub has revealed
Posted: 24/06/2024
Half of HMO landlords have said they use their property or portfolio as their sole source of income, a study by Landbay has revealed
Posted: 21/06/2024
The annual rate of UK house price growth climbed to 1.1% in the year to April, up from a revised increase of 0.9% in March, according to the latest UK House Price Index published by the Land Registry
Posted: 19/06/2024
April Mortgages has been praised for the "security" that it offered when supporting a borrower with a 15-year fixed rate mortgage
Posted: 18/6/2024
The Labour Party has stated that it will introduce a "permanent, comprehensive mortgage guarantee", should it be elected to power on 4 July
Posted: 13/06/2024
The average house price in Scotland has jumped by more than £4,000 so far this year, Walker Fraser Steele has found
Posted: 13/06/2024
LiveMore has successfully priced and completed its inaugural securitisation, totalling £208.1m of prime and near prime owner-occupied mortgage loans
Posted: 12/06/2024
Two in five (40%) renters are considering moving back in with their parents in order to boost their first-time buyer savings, Skipton Building Society has revealed
Posted: 12/06/2024
One Mortgage System has (OMS) announced a full application programming interface (API) integration with new second charge lender, Interbridge Mortgages
Posted: 12/06/2024
Broker satisfaction with lenders improved in the first half of 2024, to 83.7% among all brokers, new research by Smart Money People has indicated
Posted: 12/06/2024
The Conservative Party has announced plans to introduce a "new and improved" Help to Buy scheme as part of its manifesto for the General Election.
Under proposals announced this afternoon, the Party said that it would provide first-time buyers with an equity loan of up to 20%, which will be put towards the cost of a new build home
Posted: 11/06/2024
The outstanding value of all residential mortgage loans in the UK stood at £1.65trn at the end of Q1 this year, down slightly by 0.1% from the previous quarter
Posted: 11/06/2024
Almost nine in 10 (87%) of mortgage owners over the age of 55 have said that their mental health has suffered as a result of the cost of living crisis, Key has revealed
Posted: 11/06/2024
Consumer spending on rent and mortgages increased 6.3% year-on-year in May, up from 3.6% in April, according to new analysis by Barclays
Posted: 11/06/2024
House prices fell 3.3% annually in April despite downward price pressures continuing to ease across the board, e.surv has found
Posted: 11/06/2024
The average shelf-life of a mortgage has dropped to 15 days at the start of June, compared to 28 days a month earlier, Moneyfacts has found
Posted: 10/06/2024
The Labour Party has stated that it will secure a scheme that is designed to ensure low-deposit mortgages are available for first-time buyers, if they win the General Election
Posted: 07/06/2024
Average house price growth in the UK remained broadly stable during May, falling just 0.1% on a monthly basis
Posted: 07/06/2024
Rental inflation increased by 6.6% in April 2024, which is the slowest rate of inflation since October 2021, Zoopla has reported
Posted: 07/06/2024
April Mortgages has rolled out its mortgage range to all HLPartnership advisers and launched into the house purchase market
Posted: 04/06/2024
Forty-four per cent of landlords in the UK have stated that they plan to buy property in the next 12 months, Landbay has found
Posted: 04/06/2024
Two in three (65%) prospective first-time buyers cannot accurately define shared ownership, a new study from The Mortgage Lender (TML) has revealed
Posted: 04/06/2024
Mortgage borrowing has fallen in Q1 year-on-year, despite growth in the number of mortgage applications at the end of 2023, UK Finance has found
Posted: 03/06/2024
The number of mortgage approvals remained broadly flat in April, new figures from the Bank of England (BoE) have shown
Posted: 31/05/2024
The number of residential property transactions jumped by 17% annually in April, according to new estimates published by HMRC
Posted: 31/05/2024
House prices in the UK have continued to increase on an annual basis, as the average price jumped by 1.3% in May to £264,249, after growth of 0.6% in April, Nationwide has found
Posted: 31/05/2024
Target Group has enhanced its Mortgage Hub originations platform with real-time transaction data from credit risk solutions provider, Atto
Posted: 30/05/2024
First-time buyers are set to make up 40% of the mortgage market in 2024, which is a 25% activity increase over the past eight years, Yorkshire Building Society has revealed
Posted: 30/05/2024
The number of homes on sale in the UK is at the highest figure for the past eight years as sellers return to the market, Zoopla has found
Posted: 30/05/2024
The total of new loans advanced to older borrowers fell annually by 11.7% during the first quarter, new UK Finance figures have shown
Posted: 30/05/2024
Bridging loan books reached a new record high of £8.1bn in the first quarter, new figures published by the Association of Short-Term Lenders (ASTL) have shown
Posted: 30/05/2024
Mortgage technology provider Koodoo and intermediary platform Acre have announced the launch of a new partnership
Posted: 29/05/2024
Almost a quarter (23%) of renters aged between 21 and 34 have stated that they frequently consider moving back into their family home, primarily due to high general living costs
Posted: 29/05/2024
Two in five landlords (41%) are still undecided on who to vote for in the upcoming General Election, new research from Landbay has suggested
Posted: 28/05/2024
The General Election is "unlikely" to impact the positive property market revival of recent months, eXp UK has stated
Posted: 28/05/2024
Dudley Building Society has launched a large loan residential mortgage offering to the whole of the market
Posted: 28/05/2024
More than four in five landlords (83%) are reporting strong levels of tenant demand, new research from Paragon Bank has indicated
Posted: 24/05/2024
Over two thirds of brokers have said that lending up to and into retirement is changing, with greater numbers borrowing into their retirement in order to ease debt consolidation and day-to-day living costs, Hodge has found
Posted: 23/05/2024
The Intermediary Mortgage Lenders’ Association (IMLA) is supporting calls from the Building Societies Association (BSA) for the Government to introduce reforms to assist first-time buyers and address the UK’s housing crisis
Posted: 22/05/2024
House prices in the UK jumped by 1.8% annually to an average price of £283,000 in March, HM Land Registry has revealed
Posted: 22/05/2024
A significant number of homeowners over the age of 55 are braced for major increases to their monthly mortgage payments as their fixed rate deals come to an end, new research by Key Later Life Finance has indicated
Posted: 21/05/2024
The average asking price for a property in the UK has hit a record high, with the average price reaching £375,131 in May, Rightmove has found
Posted: 20/5/2024
Over half (51%) of mortgage borrowers have chosen a term of 30 years or more in the past year, Uswitch has found
Posted: 17/5/2024
Confidence among mortgage intermediaries increased in the first quarter, new research by the Intermediary Mortgage Lenders Association (IMLA) has indicated
Posted: 16/05/2024
The first quarter of the year saw a 13% rise in the number of mortgage adviser searches among older buyers, new research from Legal & General has shown
Posted: 15/05/2024
Last year saw the lowest number of properties ever bought using a Help to Buy ISA, new Treasury figures have revealed.
Just 45,016 properties were purchased using the scheme, less than half the 93,922 bought in 2021
Posted: 15/05/2024
New business volumes in the consumer finance space totalled £10.5bn in March, a 4% fall compared with the same month last year, new figures published by the Finance & Leasing Association (FLA) have shown
Posted: 14/05/2024
House prices in Scotland increased by 1.4% month-on-month in March, having seen five consecutive monthly declines to outperform both the English and Welsh housing markets, Walker Fraser Steele has found
Posted: 14/05/2024
Virgin Money has reported a 2% fall in mortgage lending to £56.6bn for the first six months of its financial year, after citing a “subdued market” in H1
Posted: 14/05/2024
Overall product choice in the mortgage market has increased to 6,565 options, its highest level for 16 years, new data from Moneyfacts has shown
Posted: 13/05/2024
Over a million people have taken out a new mortgage in the past three years that will run past the state pension age, a freedom of information request from LCP has revealed
Posted: 13/05/2024
House transactions in England and Wales are at the lowest level recorded since 1995, e.surv has found
Posted: 13/05/2024
Marsden Building Society has announced new changes to its Guernsey mortgage portfolio with reduced rates, capital raising and interest-only options
Posted: 10/05/2024
The total number of UK mortgages in arrears saw a slight increase of 3% in Q1 compared to the previous quarter, new UK Finance figures have shown
Posted: 09/05/2024
Over one in five (22%) buy-to-let (BTL) landlords have moved to a new lender when remortgaging their property to cut costs, Foundation Home Loans has found
Posted: 08/05/2024
Almost three quarters (74%) of young people aged between 18 and 34 believe that energy efficient improvements will increase the value of their home, Coventry for Intermediaries has found
Posted: 07/05/2024
The average house price in the UK increased by 0.1% month-on-month to £288,781, Halifax has found
Posted: 07/05/2024
Coventry Building Society has called on the Government to implement changes to stamp duty following HMRC’s figures this week that revealed residential property transactions have slumped to a four-year low in the first quarter
Posted: 02/05/2024
Later life lending platform, Air, has launched a new partnership with Mortgage Intelligence
Posted: 02/05/2024
Regional differences are acting as barriers to those looking to step onto the property ladder for the first time, research by Coventry for intermediaries has indicated
Posted: 01/05/2024
House prices in the UK have fallen by 0.4% month-on-month, as the housing market continues to struggle with "affordability pressures", Nationwide has revealed
Posted: 01/05/2024
The number of transactions for residential properties in the UK reached 86,980 in March, a figure up by 20% in comparison to February
Posted: 30/04/2024
Net mortgage approvals climbed to 61,300 in March, a figure up slightly on February’s total of 60,500, new Bank of England (BoE) figures have shown
Posted: 30/04/2024
Over half (56%) of new customers who have made use of equity release products opted for drawdown lifetime mortgages, the Equity Release Council has found
Posted: 29/04/2024
House sales are 12% higher compared to their level from a year ago as the housing market continues to benefit from more homes being for sale and renewed confidence among buyers
Posted: 29/04/2024
Iress has announced that mortgage products from Nomo Bank are now live on its Xplan Mortgage and Trigold systems
Posted: 26/04/2024
NatWest has reported a fall in its total gross new mortgage lending to £5.2bn in the first quarter of 2024, a figure down from £9.9bn in Q1 last year
Posted: 26/04/2024
The average house price for those selecting a RICS home survey level two and three increases by over two-thirds (69%), Countrywide Surveying Services has found
Posted: 25/4/2024
Second charge lender Equifinance has completed its debut public securitisation consisting of a £260m portfolio of second charge mortgages
Posted: 24/04/2024
Mortgage lending in the UK reached £217.7bn between March 2023 and February 2024, which is a drop of 28.6%, Octane Capital has found
Posted: 24/04/2024
First-time buyers are facing the toughest conditions to buy a home in 70 years, the Building Societies Association (BSA) has said
Posted: 22/4/2024
One in 10 (11%) new equity release customers have listed using funds for holidays as their main reasons for borrowing, Pure Retirement has revealed
Posted: 19/4/2024
House prices in Scotland increased by 0.4% year-on-year in February, which is the first increase in annual prices since November 2023, Walker Fraser Steele has found
Posted: 18/04/2024
The average UK house price fell by 0.2% year-on-year in the 12 months to February, according to the latest figures published by the Office for National Statistics (ONS)
Posted: 17/04/2024
Thirty-seven per cent of portfolio landlords are continuing to upgrade their properties to an Energy Performance Certificate (EPC) of C or above, despite proposed regulations being scrapped by the Government
Posted: 16/04/2024
One Mortgage System (OMS) has been selected by intermediary firm Xpress Mortgages as its choice of CRM system
Posted: 16/04/2024
The average house price in England and Wales dropped by 3.1% year-on-year in March, e.surv has found
Posted: 12/04/2024
More than 80% of mortgage brokers have predicted a rise in borrowing compared to official forecasts, with gross mortgage lending set to be stronger than anticipated in 2024, TMA Club has found
Posted: 12/04/2024
Buyer demand in the UK housing market climbed in March, the latest RICS UK Residential Survey has indicated
Posted: 11/04/2024
The average house price in England is enough to provide enough money to cover around seven years of care in a residential home, Just Group has found
Posted: 10/04/2024
The average rate on two and five-year fixed mortgage deals increased to 5.80% and 5.39% respectively between March and April, new figures from Moneyfacts have shown
Posted: 09/04/2024
A quarter (25%) of landlords are prioritising energy efficiency when it comes to adding a property to their investment portfolio, new research from The Mortgage Lender (TML) has indicated
Posted: 05/04/2024
The average house price in the UK has dropped by £2,900 month-on-month, with the typical UK home now costing £288,430, Halifax has found
Posted: 05/04/2024
The number of new properties coming to market has increased by 18% between January and February, Propertymark has found
Posted: 04/04/2024
The total value of new buy-to-let (BTL) lending reached £6.3bn in the fourth quarter of 2023, a fall of 55.4% on Q4 2022
Posted: 03/04/2024
Net mortgage approvals for UK house purchases increased to 60,400 in February, up from 56,100 in January, according to new Bank of England (BoE) figures
Posted: 02/04/2024
First-time buyers who use a lifetime ISA (LISA) to purchase their first property are, on average, four years younger than those who do not, Tembo has found
Posted: 02/04/2024
Annual house price growth increased by 1.6% in March, following on from a 1.2% rise in February, Nationwide has found
Posted: 02/04/2024
There is a new generation of customers emerging with different mortgage needs from the traditional equity release customer, according to new research from Air
Posted: 28/03/2024
The estimated number of residential transactions in the UK fell by 6% year-on-year in February to 82,940, HM Revenue and Customs (HMRC) has revealed
Posted: 28/03/2024
The number of house sales agreed in the UK in the first quarter of the year increased by 9% year-on-year, Zoopla has found
Posted: 28/03/2024
Yorkshire Building Society has launched a new £5,000 deposit mortgage to help people looking to reach their homeownership targets
Posted: 27/03/2024
One Mortgage System (OMS) has enhanced its application programming interface (API) integration with Tandem Bank
Posted: 27/03/2024
The South West, London and Scotland are now the only regions in the UK where owning a first home is cheaper than renting, Halifax has found
Posted: 27/03/2024
Legal & General Mortgage Club has added April Mortgages to its lender panel
Posted: 26/03/2024
The UK’s housing stock is offering the “worst value for money” of any advanced economy, new analysis by the Resolution Foundation has warned
Posted: 25/03/2024
Legal & General (L&G) has reported that its total criteria searches for those looking to invest in property has increased by 105% from December 2023 to the end of February
Posted: 25/03/2024
House prices dropped by 0.6% year-on-year in January, following a 2.2% fall in December, the Office for National Statistics (ONS) has found
Posted: 20/03/2024
Paragon Bank has signed up to the Mortgage Industry Mental Health Charter (MIMHC), the not-for-profit organisation helping finance businesses support their staff
Posted: 19/03/2024
The average price of newly marketed properties in the UK increased by 1.5% month-on-month, now standing at £368,118, the biggest increase in 10 months, Rightmove has found
Posted: 18/03/2024
The value of outstanding mortgage balances with arrears increased by 50.3% year-on-year, standing at £20.3bn in the final quarter of 2023
Posted: 12/3/2024
Three out of four home movers are satisfied with the service they received from the last conveyancing solicitor they used, while a similar number (74%) of those who bought their home within the last five years said they would use the same firm again, according to latest research
Posted: 11/03/2024
Second charge new business volumes grew by 2% in January 2024, according to latest figures published by the Finance & Leasing Association (FLA)
Posted: 08/03/2024
Searches for second charge mortgages increased by 14% year-on-year in 2023, according to data from Knowledge Bank that’s been released for a dual-branded version of the Pepper Money Specialist Lending Study
Posted: 08/03/2024
Nationwide Building Society has reached an agreement to buy Virgin Money in a £2.9bn deal
Posted: 07/03/2024
Average house prices rose by +0.4% in February, the fifth monthly rise in a row, according to the Halifax House Price Index
Posted: 07/03/2024
Almost one in four (22%) UK homeowners with a mortgage – equivalent to 2.8 million people – have said repayments are stopping them from saving more for retirement, according to new findings from the Equity Release Council and Canada Life
Posted: 05/03/2024
Almost two in five (38%) landlords have said that they would like to expand their property portfolio in the next 12 months, Lendlord has found
Posted: 4/3/2024
The average UK house price jumped by 0.7% in February, according to the latest Nationwide House Price Index.
This resulted in an improvement in the annual rate of house price growth climbing to 1.2% in February, up significantly from -0.2% the previous month
Posted: 01/03/2024
The number of transactions for residential property registered a 10% year-on-year fall in January, new figures published by HMRC have shown
Posted: 29/02/2024
Zoopla has estimated that house sales in the UK in 2024 will increase by 10% year-on-year, predicting the number of sales to reach 1.1 million
Posted: 29/02/2024
Thirty-eight per cent of mortgage intermediary companies are expanding their operations amid a backdrop of labour market challenges, new research by Paragon Bank has suggested
Posted: 28/02/2024
UK property investors have said that they are "optimistic" for the year ahead, even in the face of economic and regulatory challenges, Market Financial Solutions (MFS) has found
Posted: 28/02/2024
Equity release is increasingly being explored by the middle classes when looking at the proportion of cases by house value, new analysis from Pure Retirement has indicated
Posted: 27/02/2024
The number of affordable options for first-time buyers fell by 40% in 2023, new data from Mortgage Broker Tools (MBT) has indicated
Posted: 27/02/2024
The UK housing market has seen early signs of recovery in 2024, e.surv has said, after buyer demand increased by a third (33%) across the country since December
Posted: 23/02/2024
The Chancellor is planning to introduce a 99% loan-to-value (LTV) mortgage scheme as part of his preparations for the upcoming Budget, the Financial Times has reported
Posted: 22/02/2024
Bridging loan books hit a new record high in the fourth quarter of 2023, according to the latest data published by the Association of Short-Term Lenders (ASTL)
Posted: 21/02/2024
The equity release market has "reasons to be cheerful" as increased product innovation combined with expected base rate cuts and gilt rates moving below 4% provide the foundation for renewed growth, Key Later Life Finance has said
Posted: 21/02/2024
The Government is introducing changes around short-term lets that aim to protect residents from being pushed out of their communities
Posted: 20/02/2024
A total of 29,060 new loans were advanced to borrowers over the age of 55 in the final three months of 2023, a figure down 37.1% year-on-year, new UK Finance data has shown
Posted: 19/02/2024
The average asking price for a new home has increased by 0.9% this month, the latest Rightmove House Price Index has revealed
Posted: 19/02/2024
Three quarters of UK Muslims (76%) believe it is important to have financial products which fit with their religious values, new research from ethical lender StrideUp has indicated
Posted: 19/02/2024
Legal & General Mortgage Club has added alternative and ethical finance provider, StrideUp, to its lender panel
Posted: 16/02/2024
Over a third (35%) of property professional in the UK have said they would like to see the reintroduction of help-to-buy or a Government-led initiative to boost the new build and first-time buyer (FTB) marketplace
Posted: 16/02/2024
The true cost of stamp duty could be 67% higher than the tax bill itself, potentially leaving homebuyers spending thousands of pounds more than they realise
Posted: 15/02/2024
Specialist lender Foundation Home Loans has become a patron of the National Association of Commercial Finance Brokers (NACFB)
Posted: 14/02/2024
The average UK house price in December 2023 fell by 1.4% year-on-year, standing at £285,000, the Office for National Statistics (ONS) has revealed
Posted: 14/02/2024
Confidence among landlords has improved in the last year with many feeling confident about the opportunity for capital gains on their properties, new research published by Foundation Home Loans has indicated
Posted: 13/02/2024
The average two-year fixed mortgage rate significantly fell by 0.37% between January and February, its biggest monthly fall since December 2022
Posted: 12/02/2024
Property sales activity in early 2024 saw a 10% net balance increase among home movers, compared to a -23% drop in December 2023, e.surv has found
Posted: 12/02/2024
House prices in England and Wales fell year-on-year in January by -3.6%, e.surv’s house price index has shown
Posted: 09/02/2024
Mortgage tech provider, Mortgage Brain, has announced the launch of a new partnership with Leeds Building Society
Posted: 09/02/2024
Almost a quarter (23%) of mortgage holders have used credit in the last 12 months to ensure that they can make mortgage payments, StepChange Debt Charity has found
Posted: 08/02/2024
e.surv Chartered Surveyors, the surveying business of the LSL Property Services Group, has entered into a new relationship with the Darlington Building Society
Posted: 08/02/2024
The number of homeowner mortgages in arrears of 2.5% or more of the outstanding balance increased by 7% between the third and fourth quarters of 2023, UK Finance has revealed.
This figure, now standing at 93,680, is a 25% increase year-on-year
Posted: 08/02/2024
April Mortgages has launched a unique five to 15-year fixed rate remortgage product with HLP and Stonebridge
Posted: 08/02/2024
TMA Mortgage Club has announced the addition of Penrith Building Society to its lending panel
Posted: 08/02/2024
Seven in 10 (69%) millennials remain defiant over their homeownership plans for the next five to 10 years despite rising house prices, research by Together has indicated
Posted: 07/02/2024
The average UK house price climbed by 1.3% in January compared to December’s average, the latest Halifax House Price Index has indicated
Posted: 07/02/2024
Fintech CRM platform 360 Dotnet has announced a new collaboration with technology provider, Mortgage Brain
Posted: 06/02/2024
Over two thirds of potential self-builders (69%) do not know that mortgage lenders will allow them to borrow to purchase land where planning permission has been granted
Posted: 06/02/2024
Three in four mortgage intermediaries (74%) are now feeling confident about the outlook for mortgage market, according to new research published by the Intermediary Mortgage Lenders Association (IMLA)
Posted: 05/02/2024
Six in 10 landlords have witnessed increased tenant demand for their properties in the final quarter of 2023, Paragon Bank has revealed
Posted: 02/02/2024
Paradigm has announced that it has added residential and commercial bridging loan provider, TAB, to its lender panel
Posted: 02/02/2024
Annual lending in the equity release market totalled £2.6bn in 2023, a level significantly down on the record breaking £6.2bn in 2022
Posted: 01/02/2024
Over a million households in the UK are expected to face an increase in their mortgage rates before the General Election if it is held in November, the Liberal Democrats party have warned
Posted: 01/02/2024
Mortgage and protection network, Rosemount Financial Solutions (IFA), has announced a partnership with conveyancing panel, SortRefer
Posted: 01/02/2024
Mortgage and insurance network, Stonebridge, has renewed its partnership later life adviser, Viva Retirement Solutions
Posted: 31/01/2024
Almost two-thirds (63%) of mortgage completions are now conducted by joint first-time buyers, Halifax has found
Posted: 31/01/2024
The number of residential property transactions fell by an annual 20% in December, according to new HMRC figures
Posted: 31/01/2024
Nottingham Building Society has announced a new partnership with Mortgage Broker Tools (MBT)
Posted: 31/01/2024
House prices in the UK increased by 0.7% between December 2023 and January 2024, the Nationwide house price index has revealed
Posted: 31/01/2024
Pure Retirement has been announced as the latest lender to join the Intermediary Mortgage Lenders Association (IMLA)
Posted: 31/01/2024
UK homeowners repaid a net £800m in December, compared to net zero in November, according to new figures published by the Bank of England
Posted: 30/01/2024
A third (33%) of Gen Z believe that property will be their main source of wealth in retirement, according to Standard Life
Posted: 30/01/2024
The number of first-time buyers aged 50 and over has increased by 30% in the last five years, making it one of the fast-growing segments of the FTB market, Tembo has found
Posted: 29/01/2024
The average UK house price fell by 0.8% on annual basis in the year to December 2023, the latest Zoopla House Price Index has indicated
Posted: 29/01/2024
Nearly one in three (28%) people have considered moving to a cheaper area to reduce housing costs as a result of the cost of living crisis, Pepper Money has found
Posted: 29/01/2024
Close to half of mortgage brokers (49%) are anticipating to place more limited company buy-to-let (BTL) business throughout the next year, Paragon Bank research has shown
Posted: 23/01/2024
Buy-to-let intermediary firm, Mortgages for Business, has announced a rebrand and will now be known as Mortgage Finance Brokers
Posted: 18/01/2024
Mortgage defaults and missed payments on credit cards and loans both saw significant surges at the end of the year, new analysis by the Bank of England (BoE) has shown
Posted: 18/01/2024
Home improvements continued to be the primary reason that new equity release customers took out a lifetime mortgage last year, new data from Legal & General Home Finance has shown
Posted: 17/01/2024
Annual house price growth in the UK slowed to -2.1% in the year to November, according to the latest UK House Price Index published by the Office for National Statistics (ONS)
Posted: 17/01/2024
Wales recorded a 2.2% increase in rental yields year-on-year, with average yields reaching 8.9% in the fourth quarter of 2023, Fleet Mortgages has found
Posted: 17/01/2024
The average price of property coming onto the market for sale has increased by 1.3% in January, according to the latest Rightmove House Price Index
Posted: 15/01/2024
Over a quarter (28%) of UK landlords believe that flats in cities were the best investments over the last 12 months, Shawbrook Bank has found
Posted: 15/01/2024
The decline in annual house price growth across England and Wales is easing, new data published by e.surv has indicated
Posted: 10/01/2024
Legal & General Mortgage Club has added a range of long-term fixed-rate mortgages from Perenna to its lender panel
Posted: 10/01/2024
The average mortgage rates on two and five-year fixed rate deals fell for the fifth consecutive month between December and the start of January, Moneyfacts has found
Posted: 09/01/2024
LendInvest has sold its non-risk retention residual economic interest in the Mortimer BTL 2023-1 securitisation for a consideration of £5m
Posted: 08/01/2024
Average house prices in the UK increased by 1.1% month-on-month in December, the third consecutive month to record house price rises, Halifax has found
Posted: 05/01/2024
Homeowners coming to the end of a fixed rate mortgage term could see the cost of their monthly mortgage repayments climb by 222%, forecasts from Octane Capital have suggested
Posted: 04/01/2024
Mortgage approvals in November 2023 hit the highest rate recorded since July, sitting at 50,067 for the month, the Bank of England (BoE) has found
Posted: 04/01/2024
Three quarters of residential buy-to-let landlords (74%) feel confident about the performance of the property market over the next 12 months, according to research from The Mortgage Lender (TML)
Posted: 03/01/2024
Buyer demand across England crept up by 0.3% in the final quarter of 2023, but remained -6.7% lower compared to Q4 2022, GetAgent.co.uk has found
Posted: 03/01/2024
Mortgage searches by first-time buyers were down 39.6% across the UK in December compared to November’s total, new statistics published by Twenty7tec have revealed
Posted: 03/01/2024
Over a quarter of Gen X (born between 1965-1980) are not confident that they will pay off their mortgage before age 67, Just Group has found
Posted: 03/01/2024
House prices in the UK fell by -1.8% over the course of 2023, with Scotland and Northern Ireland being the only regions to record house price growth in the 12 months to the end of December, Nationwide has found
Posted: 02/01/2024
Gross mortgage lending fell by 28% in 2023 to total £225.5bn, according to figures from the Intermediary Mortgage Lenders Association (IMLA).
Within the total, lending for house purchase fell 30% to £135bn and remortgaging declined by 24% to £82bn
Posted: 21/12/2023
The number of searches by brokers for products accepting gifted deposits jumped by 10% month-on-month, Legal & General (L&G) Ignite has found
Posted: 21/12/2023
Annual house price growth slipped to -1.2% in October, down from a revised -0.6% for the year to September, according to the latest UK House Price Index published by the Office for National Statistics (ONS)
Posted: 20/12/2023
A rapid rebound in mortgage activity or house prices in 2024 is “unlikely”, according to Nationwide
Posted: 18/12/2023
Two thirds (65%) of private landlords in the UK have said they are optimistic about the future performance of their property investments, research by Butterfield Mortgages has revealed
Posted: 18/12/2023
Market Financial Solutions (MFS) has been added to TMA Club’s panel of lenders
Posted: 15/12/2023
Over four in five brokers believe that business development managers (BDMs) are playing a vital role in the mortgage industry, research from Smart Money People has indicated
Posted: 14/12/2023
The share of gross mortgage advances for buy-to-let purposes, including house purchase, remortgage and further advance, decreased by 0.7% in the previous quarter, now standing at 7.5%, the lowest figure since Q3 2010, the Bank of England has revealed
Posted: 12/12/2023
The average rates on all loan-to-value (LTV) tiers across two and five-year fixed mortgages has fallen for a fourth consecutive month, data from Moneyfacts has revealed
Posted: 11/12/2023
Gross mortgage lending is predicted to fall by a further 5% to £215bn in 2024, new forecasts from UK Finance have indicated.
The banking body has also estimated that lending for house purchase will decline by 8% to £120bn, while external remortgaging activity is to also fall by a further 8% to £60bn
Posted: 11/12/2023
House prices have dropped by a further -1.9% month-on-month in December, with the average asking price for a property in the UK standing at £355,177, Rightmove’s house price index has revealed
Posted: 11/12/2023
Transactions by first-time buyers have remained steady in the past year, accounting for 29% of purchases, compared to 31% over the past 10 years, an e.surv survey has found
Posted: 08/12/2023
One Mortgage System (OMS) has fully integrated with Insurtech firm, UnderwriteMe, to improve its protection and life insurance offering
Posted: 07/12/2023
Borrowing costs for landlords with buy-to-let (BTL) mortgages are anticipated to soar by as much as 80% as they face refinancing off of historically low fixed rates
Posted: 07/12/2023
The average UK house price increased for a second month in a row and climbed by 0.5% in November, the latest Halifax House Price Index has shown
Posted: 07/12/2023
More than a quarter of private landlords in the UK are planning to increase the size of their property portfolios in the next year, according to new research from Butterfield Mortgages
Posted: 06/12/2023
Three in four (76%) landlords in the UK have increased their rent in the past year, with the main reason being to cover higher mortgage costs, according to the latest survey by Landbay
Posted: 06/12/2023
An estimated 900,000 people who have experienced adverse credit are intending to purchase a property in the next year, research from Pepper Money has indicated
Posted: 04/12/2023
House prices have seen a further increase in November, rising by 0.2% month-on-month, Nationwide has found
Posted: 01/12/2023
The seasonal estimate of UK residential transactions in October 2023 was 82,910, a 21% drop compared to last year, HMRC has revealed
Posted: 30/11/2023
Remortgaging landlords are demonstrating a restored confidence in fixed rate mortgages, new research from Landbay has indicated
Posted: 30/11/2023
Overall satisfaction with lenders among the mortgage broker community has fallen slightly, new research published by Smart Money People has revealed
Posted: 29/11/2023
Homebuyers are securing an average of £18,000 off their next home in order to confirm a sale, the latest Zoopla House Price Index has suggested
Posted: 28/11/2023
The average rate on a lifetime mortgage has fallen to 7.13%, down from 7.33% at the start of November, new data published by Moneyfacts has shown
Posted: 27/11/2023
The Intermediary Mortgage Lenders Association (IMLA) has appointed Richard Beardshaw as its management committee chair for 2024/25
Posted: 24/11/2023
SimplyBiz Mortgages has confirmed the addition of Market Financial Solutions (MFS) to its lender panel with immediate effect
Posted: 21/11/2023
Confidence among landlords rebounded in the third quarter new research published by Paragon Bank has indicated, with optimism around the landlord community now higher than at the same period last year
Posted: 20/11/2023
The average number of mortgage cases placed by intermediaries on an annual basis remained broadly stable at 92 per year in Q3, compared to 93 in Q2, the Intermediary Mortgage Lenders Association (IMLA) has revealed
Posted: 16/11/2023
One in three (32%) people between the ages of 50 and 79 would consider themselves vulnerable, a new study from LiveMore has indicated
Posted: 16/11/2023
House prices in the UK have dropped by 0.1% in the year to September 2023, down from an increase of 0.8% in August, the Office for National Statistics (ONS) has found
Posted: 15/11/2023
finova Payment and Mortgage Services has announced the addition of Bath Building Society to its lender panel, expanding its range of products available to club members
Posted: 13/11/2023
The average asking price for new homes on the market fell by £6,088 in November, according to the latest Rightmove House Price Index
Posted: 13/11/2023
Over seven in 10 landlords (71%) saw rising levels of tenant demand during the third quarter of the year, a new record high, new Paragon Bank research has revealed
Posted: 10/11/2023
Legal & General Mortgage Club has announced the addition of Selina Finance to its lender panel
Posted: 09/11/2023
The number of homeowner and buy-to-let (BTL) mortgages in arrears has risen broadly in line with UK Finance forecasts for 2023, new data from the banking body has shown
Posted: 09/11/2023
House prices have fallen again in October, with the average house price in the UK now standing at £362,777, the e.surv house price index (HPI) has found
Posted: 09/11/2023
Searches on behalf of first-time buyers, first-time landlords and non-owner occupiers increased by 13% in October, as the mortgage market held "strong" across the board despite wider economic uncertainty, Legal & General (L&G) Ignite has said
Posted: 08/11/2023
The UK’s average house price jumped by 1.1% in October, following a fall of 0.3% in September, the latest Halifax House Price Index has revealed
Posted: 07/11/2023
Two thirds of buy-to-let (BTL) landlords (66%) are not intending to sell any of their property in the next 12 months, new research from Landbay has indicated
Posted: 07/11/2023
A third (33%) of landlords who own their rental company in their personal name are planning to incorporate their portfolio into a limited company structure, Paragon Bank has found
Posted: 06/11/2023
Two in five (40%) advisers would say their firm has seen an increase in protection conversations with customers as a result of the Financial Conduct Authority’s (FCA’s) Consumer Duty
Posted: 02/11/2023
Borrowers and lenders are continuing to be challenged in the financial landscape, Knowledge Bank has said
Posted: 02/11/2023
The value of the first-time buyer (FTB) economy, in terms of both lending and spending, is set to reach a total of £74.1bn by 2025
Posted: 01/11/2023
House prices in the UK registered a 0.9% month-on-month increase in October, the latest Nationwide House Price Index has indicated
Posted: 01/11/2023
The number of residential property transactions in September has been estimated at 85,610, a drop of 17% compared to a year previously, HM Revenue and Customs (HMRC) has found
Posted: 31/10/2023
Net mortgage approvals in September stood at 43,000, the lowest figure since January 2023, the Bank of England (BoE) has found
Posted: 30/10/2023
Three quarters (75%) of buy-to-let landlords have said they have either increased rents during the past year (40%) or intend to do so in the near future (35%), as a result of rising costs
Posted: 30/10/2023
Nearly a third (32%) of buy-to-let (BTL) landlords intend to buy property in the next 12 months, Landbay has revealed
Posted: 26/10/2023
TAB has completed a private securitisation facility with NatWest and Atalaya Capital Management of up to £300m to support its lending products
Posted: 24/10/2023
The Society of Mortgage Professionals (SMP) has announced Amanda Bryden, head of Halifax Intermediaries and Scottish Widows Bank, Lloyds Banking Group, as its newest board member
Posted: 24/10/2023
The Government is considering extending its mortgage guarantee scheme as part of measures to help first-time buyers in the upcoming Autumn Statement
Posted: 23/10/2023
Average rental yields in England Wales have increased by 1% in Q3 to 6.9%, new research from Fleet Mortgages has indicated
Posted: 19/10/2023
Annual house price growth in the UK slowed to 0.2% in the year to August, the latest UK House Price Index from the Office for National Statistics (ONS) has shown
Posted: 18/10/2023
Mortgage holders are paying back record amounts of debt in the higher interest rate environment, the Equity Release Council has found
Posted: 18/10/2023
Searches for interest-only mortgages jumped by over half (51%) in September, with first-time buyers and existing homeowners showing high levels of engagement in the mortgage market, Legal & General (L&G) Ignite has found
Posted: 16/10/2023
Mortgage broker L&C Mortgages has announced the launch of a new specialist mortgage partnership with Brilliant Solutions
Posted: 16/10/2023
Property prices in the UK have fallen annually by 4.7% in September, compared to a 4.5% drop in August, the Halifax house price index (HPI) has found
Posted: 06/10/2023
Nearly one in five (18%) parents and grandparents who have helped their family members get onto the property ladder used their own property wealth to do so, Legal & General (L&G) has found
Posted: 05/10/2023
Almost half (47.3%) of September’s mortgage searches on Twenty7tec’s platform were for two-year fixes, analysis by the firm has found
Posted: 03/10/2023
Orbis Protect has been announced as the latest organisation to join the Association of Short-Term Lenders (ASTL) as an associate member
Posted: 03/10/2023
Over two-fifths (44%) of mortgage advisers have seen an increase in enquiries about interest-only mortgages in the past year, Opinium has found
Posted: 02/10/2023
House prices failed to grow month-on-month in September, as prices fell by 5.3% on an annual basis, Nationwide’s house price index (HPI) has found
Posted: 02/10/2023
The number of property transactions in the UK rose by just 1% in August compared to the previous month, HM Revenue and Customs (HMRC) has found
Posted: 29/09/2023
The number of mortgage approvals fell again in August to record its lowest level in six months, new Bank of England (BoE) figures have revealed
Posted: 29/09/2023
Demand for homes has increased for the first time since spring, with 12% more buyers in the market over the last four weeks, Zoopla’s house price index (HPI) has found
Posted: 28/09/2023
The number of first-time buyers is down 22% between January and August 2023, compared to the same period last year, the Halifax first-time buyer review has found
Posted: 27/09/2023
The most popular searches that brokers carried out on behalf of clients in August continued to centre around ‘missed or late payments’, Knowledge Bank has found
Posted: 26/09/2023
Prospective homebuyers are placing increasing importance on the energy efficiency of the property they are buying, according to new research from Mortgage Advice Bureau
Posted: 26/09/2023
The Mortgage Industry Mental Health Charter (MIMHC) has created a new steering group to oversee the charter’s ongoing development and to work alongside the co-founders to evolve the mental wellbeing support being offered
Posted: 22/09/2023
Aspiring homeowners in the UK are becoming more reliant on the “bank of family” in order to support their house purchases, new data from Legal & General (L&G) and the Centre for Economics and Business Research (CEBR) has found.
Posted: 21/09/2023
The annual rate of UK house price growth slowed to 0.6% in the year to July, down from 1.9% in the 12 months to June
Posted: 20/09/2023
Buy-to-let (BTL) landlords in England and Wales have seen an increase of 8.7% in their rental portfolio income in the past 12 months, Benham and Reeves has found
Posted: 19/09/2023
The average asking price of newly marketed properties increased by 0.4% in August to £366,281, new data published by Rightmove has shown
Posted: 18/09/2023
More than seven in 10 landlords (71%) would say they are unlikely to buy a property which has an energy performance certificate (EPC) rating of less than C, new research from Foundation Home Loans has indicated
Posted: 18/09/2023
Nearly four in five (78%) homeowners aged between 50 and 80 have said they are feeling the effects of the cost of living crisis, research by LiveMore has found
Posted: 18/09/2023
Almost 400 misleading promotions concerning later life mortgages have been removed or amended following a review by the Financial Conduct Authority (FCA)
Posted: 14/09/2023
The value of outstanding mortgage balances with arrears climbed by 13% over the second quarter to total £16.9bn, new figures released by the Bank of England (BoE) have shown
Posted: 12/09/2023
StrideUp has been added to TMA Club’s lender panel, allowing for TMA member firms to access StrideUp products to get people on the property ladder
Posted: 12/09/2023
Average house price growth has fallen for the first time since March 2012, reducing by -1.3% in August, e.surv has found
Posted: 11/09/2023
Legal & General (L&G) Mortgage Club has added Market Financial Solutions (MFS) to its lender panel, giving advisers access to the full MFS specialist product range
Posted: 08/09/2023
August has seen a 35% increase in the number of searches for borrowers using gifted deposits, the latest data from Legal & General (L&G) Ignite has revealed
Posted: 07/09/2023
One Mortgage System (OMS) has announced a new partnership with Legal & General (L&G) Mortgage Club
Posted: 07/09/2023
UK house prices have fallen by 4.6% year-on-year in August, the largest annual decline since 2009, the Halifax house price index (HPI) has found
Posted: 07/09/2023
Three quarters of landlords (74%) who intend to purchase a new rental property in the next year will utilise a limited company structure, a new record high
Posted: 07/09/2023
Three new signatory companies from the mortgage sector have joined the Mortgage Industry Mental Health Charter (MIMHC)
Posted: 06/09/2023
The number of people using funds from their 50+ mortgage for debt consolidation has doubled in the last year, according to data published by Hodge
Posted: 05/09/2023
Pegasus Insight, a recently established professional research services consultancy firm, has become the latest associate member of the Intermediary Mortgage Lenders Association (IMLA)
Posted: 04/09/2023
House prices in the UK have decreased by 0.8% month-on-month in August, Nationwide’s house price index (HPI) has found
Posted: 1/9/2023
Net borrowing of mortgage debt by individuals has increased for the third consecutive month, rising to £200m in July compared to £100m in June, the Bank of England’s (BoE) money and credit report has found
Posted: 30/8/2023
Property sales in the UK have fallen by 22% from the start of the year to August compared to the same period in 2022, Zoopla’s house price index (HPI) has found
Posted: 30/8/2023
Nearly seven in 10 (69%) of mortgage applicant have said that brokers are essential for navigating the current market, the latest research from Market Financial Solutions (MFS) has found
Posted: 29/08/2023
Three in 10 UK homeowners (30%) approaching the end of their fixed mortgage deals are taking extra work to boost their savings ahead of repayment rises, according to new research by Indeed Flex
Posted: 25/08/2023
More than half (52%) of prospective homebuyers believe the current economic climate has impacted who they plan on buying a property with, and with who they might have to share their property
Posted: 24/08/2023
Searches for interest-only mortgages have made a comeback in July, following the introduction of the mortgage charter and the fourteenth consecutive rise in the BoE’s base rate, Knowledge Bank’s July criteria index has found.
Posted: 24/08/2023
The looming fixed rate mortgage “crunch” could force over-55s back into work as affordability worries build, new research from Key Later Life Finance has suggested
Posted: 23/08/2023
The Association of Mortgage Intermediaries (AMI) is calling on mortgage advisers to complete a short survey
Posted: 22/08/2023
Two thirds of landlords (67%) across the UK have reported increasing levels of tenant demand during Q2, a figure unchanged from Q1 this year and an equal record high, new research published by Paragon Bank has indicated
Posted: 22/08/2023
The average asking price for newly marketed properties has dropped by 1.9% in August to £364,895, new figures published by Rightmove have shown
Posted: 21/08/2023
Almost half (44%) of all equity release applications in the first three months of 2023 were in relation to remortgaging, Equifax has found
Posted: 21/08/2023
Homeowners on a standard variable rate (SVR) mortgage could save up to £257 a month by switching to a fixed rate repayment mortgage deal, the equivalent of £3,084 a year, Compare the Market analysis has found
Posted: 21/08/2023
Average house prices in Scotland have risen again for the third consecutive month, with the average price standing at £224,249 in June 2023, a monthly increase of 0.4%
Posted: 17/08/2023
Market Harborough Building Society (BS) has been added to PMS Mortgage Club’s lender panel
Posted: 16/08/2023
Annual house price growth slowed to 1.7% in the 12 months to June, the Office for National Statistics (ONS) has revealed, down from 1.8% in the year to May
Posted: 16/08/2023
Two trade bodies which launched a mortgage mentoring scheme are calling for more mentees to sign up and take advantage of the mentor experience available
Posted: 16/08/2023
A quarter (25%) of UK adults who have a mortgage have switched to a fixed rate product in the past 12 months, Butterfield Mortgages has found
Posted: 15/08/2023
Mortgage intermediaries were upbeat about the outlook of the mortgage sector in Q2, according to new research from the Intermediary Mortgage Lenders Association (IMLA)
Posted: 15/08/2023
Interest-only and part-interest-only mortgage levels have halved since 2015, with just under a million now left outstanding in the UK, new analysis by the Financial Conduct Authority (FCA) has indicated
Posted: 15/08/2023
Annual house prices in the UK have grown 0.3% in July 2023, the lowest growth rate since March 2012, e.surv has found
Posted: 11/08/2023
Interest rate policy to tackle inflation, clients demolishing their mortgaged property and options for brokers looking to go self-employed were the top three talked about topics on the Cherry adviser forum in July
Posted: 10/08/2023
The level of UK homeowners with mortgages in arrears jumped in the second quarter, new UK Finance data has indicated
Posted: 10/08/2023
Mortgage approval levels are expected to decline by 11% annually come the end of 2023, Octane Capital has said
Posted: 10/08/2023
The top three searches by directly authorised (DA) brokers in Q2 2023 were related to residential adverse credit, residential income support and residential foreign national service, TMA Club has revealed
Posted: 09/08/2023
Homebuyers that want a “room with a view” in London are facing house price premiums of up to 140%, the latest research by Benham and Reeves has found
Posted: 09/08/2023
People who are looking to buy a new home in the next two years are aiming to save over £11,500 more for a deposit, the Mortgage Advice Bureau (MAB) has found
Posted: 08/08/2023
House prices have fallen by 0.4% month-on-month in July, which is the fourth consecutive monthly fall in prices reported in the Halifax House Price Index (HPI)
Posted: 07/08/2023
Bridging loan books registered a 5% increase in the second quarter, totalling an all-time high of £7.1bn, according to new data from the Association of Short-Term Lenders (ASTL)
Posted: 07/08/2023
Legal & General (L&G) Home Finance has announced that it has enhanced its lifetime mortgage range in response to customer needs and adviser feedback
Posted: 04/08/2023
The Association of Short-Term Lenders (ASTL) has announced that One Mortgage System (OMS) has become the latest firm to join as an associate member
Posted: 04/08/2023
House prices dropped by 3.8% in July compared to a year previously, the Nationwide House Price Index (HPI) has found
Posted: 01/08/2023
Lending in the second charge space registered an increase of 14% in June to total £144.5m, according to the latest Secured Loan Index published by Loans Warehouse
Posted: 01/08/2023
The number of mortgage approvals across the market totalled an estimated 54,700 in June, the highest since October last year, according to figure from the Bank of England (BoE)
Posted: 31/07/2023
UK residential transactions have increased by 6% in June 2023 compared to May, HM Revenue and Customs (HMRC) has stated in its monthly property transactions data
Posted: 28/7/2023
Over half (53%) of customers have released additional funds from a lifetime mortgage for home improvements, Legal & General (L&G) Home Finance has found
Posted: 27/07/2023
Almost two in 10 (18%) of buy-to-let (BTL) landlords have said that they will not raise rents for their tenants if their own mortgage rate increases when they come to remortgage, Landbay has found
Posted: 26/07/2023
Over half (52%) of UK adults have stated that they are opposed to a taxpayer-bailout for mortgage holders, despite six in 10 mortgage holders worrying about making their repayments, a survey by Opinium has found
Posted: 25/07/2023
‘Maximum age at end of term’ was the most searched term by brokers in the residential sector in June, Knowledge Bank data has shown
Posted: 25/07/2023
Half (50%) of UK adults who have applied for a mortgage in the last year have had their desired product withdrawn by their lender before they could secure it, Market Financial Solutions (MFS) has found
Posted: 25/07/2023
Sales subject to contract (SSTC) volumes have fallen by 30% in the last quarter compared to Q2 2019, Landmark Information Group has found
Posted: 24/07/2023
The number of people taking out mortgages with terms of 35 years or more has doubled and hit a high of 88,059 in 2022
Posted: 24/07/2023
Annual rental yields have increased for the second quarter in a row in England and Wales, increasing to 6.3% from 5.6% a year ago, Fleet Mortgages has found
Posted: 21/07/2023
Two thirds (66%) of mortgage holders believe that lenders need to be more flexible in the economic climate, research by Butterfield Mortgages has revealed
Posted: 20/07/2023
Later life lending customers are now twice as likely to involve their families in the equity release process post-pandemic (44%) compared to pre-pandemic (19%), new research from more2life has indicated
Posted: 20/07/2023
Annual house price growth slowed to 1.9% in the year to May, according to the latest UK House Price Index published by the Office for National Statistics (ONS)
Posted: 19/07/2023
Almost half (46%) of people over the age of 55 who are paying off mortgages are worried about rising rates, continuing to meet repayments and how to pay their loans off in full, research by PensionBee has found
Posted: 18/07/2023
Nearly nine in 10 (86%) of mortgages purchased under the mortgage guarantee scheme have been bought by first-time buyers, the latest research by the Treasury has shown
Posted: 18/07/2023
Three quarters of property professionals are confident that 2024 market conditions will be no worse than those experienced in 2023, new research from Countrywide Surveying Services (CSS) has suggested
Posted: 18/07/2023
The number of first-time buyer mortgage products has fallen by over a quarter since the end of Q1 2023, Barrows and Forrester's latest research has found
Posted: 18/07/2023
Nearly two thirds (64%) of buy-to-let (BTL) landlords have stated that they are not planning on selling any of their properties in the next 12 months, the latest research from Landbay has found
Posted: 17/07/2023
Smartr365 has announced an imminent partnership with a major mortgage lender, which is set to take the platform to 62% market coverage by volume
Posted: 14/07/2023
Searches for interest only mortgages saw a 53% rise in June as borrowers looked to reduce their monthly costs, Legal & General (L&G) has found
Posted: 14/07/2023
Intermediary platform, Acre, has reported a sharp increase in mortgage volume on the platform in the first six months of 2023
Posted: 13/07/2023
Some mortgage lenders have reduced the loan size they offer to customers by 19%, according to analysis by Mortgage Broker Tools (MBT)
Posted: 13/07/2023
The Intermediary Mortgage Lenders Association (IMLA) and the Association of Mortgage Intermediaries (AMI) have published an online guide to explain the different types of funding used by mortgage lenders
Posted: 12/07/2023
Greater London has seen a return to a positive rate of growth in the housing market, following a fall of -1.4% in April, e.surv has found
Posted: 11/07/2023
The average mortgage rate on a two-year fixed deal has now surpassed the peak in the aftermath of the mini-Budget last September.
Data published by Moneyfacts has shown that mortgage costs have now hit their highest level for 15 years
Posted: 11/07/2023
The annual house price growth in the UK has continued to fall, dropping to -2.6% in June from -1.1% in May, the Halifax House Price Index has found
Posted: 7/7/2023
UK houses prices are currently sitting at nearly nine times the average earnings, making it the hardest time to look at climbing the housing ladder in decades, House Buyer Bureau has found.
Posted: 5/7/2023
The average mortgage rate for a five-year fixed deal has risen to 6.01%, Moneyfacts has revealed.
Posted: 4/7/2023
LendInvest has announced a £500m investment with Chetwood Financial to fund part of its future mortgage originations of buy-to-let (BTL) and residential mortgage products.
Posted: 3/7/2023
The provisional seasonally adjusted estimate of UK residential transactions has fallen by 3% in May compared to April, to 80,020, HM Revenue and Customs (HMRC) has revealed
Posted: 30/06/2023
Mortgage and specialist loan provider, Together Financial Services, has announced the pricing of its £425.5m first charge only residential mortgage-backed securitisation (RMBS)
Posted: 30/06/2023
House prices in the UK have remained stable in June compared to May 2023, although annual growth is yet to recover, with house prices falling by 3.5% in June 2023 compared to June 2022, the Nationwide house price index has found.
The report also found that in Q2 2023, all regions in the UK, other than Northern Ireland, recorded a drop in house prices
Posted: 30/06/2023
Net mortgage approvals for house purchases increased in May compared to April, to 50,500 from 49,000 respectively, the Bank of England (BoE) has revealed
Posted: 29/06/2023
An increasing number of UK homeowners are reassessing their mortgage options due to the recent rise in interest rates, data from Legal & General’s (L&G) SmartrFit affordability tool has revealed.
Posted: 29/06/2023
Mortgage Brain has announced that it has become a signatory of the Mortgage Industry Mental Health Charter (MIMHC)
Posted: 29/06/2023
Paradigm has announced the launch of a new mortgage lender product withdrawals directory for intermediary firms
Posted: 28/06/2023
The Association of Mortgage Intermediaries (AMI) has released an ideas document on the back of its five-point plan, which was launched last year
Posted: 28/06/2023
Lenders representing an estimated 85% of the mortgage market have signed up to a Mortgage Charter that is being introduced by the Government to help struggling borrowers
Posted: 27/06/2023
Almost half of mortgage brokers (49%) have said that they expect the volume of buy-to-let portfolio limited company lending they write to increase over the next 12 months, Paragon Bank has revealed.
Posted: 27/06/2023
One in 10 mortgage holders in the UK (10%) have revealed that they won’t be able to afford their mortgage payments if the cost of living continues to rise, according to new findings published by research agency, Opinium
Posted: 27/06/2023
Nearly eight in 10 middle-class parents (79%) have said that they are financially supporting their adult children, the Saltus Wealth Index report has found.
Posted: 26/06/2023
More than one in six people (17%) expect that they will be repaying their mortgage when they are over the age of 65, research from Hargreaves Lansdown has found.
Posted: 26/06/2023
UK mortgage lenders have met with the Chancellor and agreed to offer more flexibility to homeowners struggling to cope with soaring interest rates
Posted: 23/06/2023
Loughborough Building Society has been added to the Legal & General (L&G) Mortgage Club’s lender panel, giving its directly authorised advisers a wider range of specialist mortgage products, including residential and buy-to-let (BTL) options
Posted: 23/06/2023
There has been a recent increase in broker satisfaction with lenders across the mortgage market, new research from Smart MonePeople has indicated
Posted: 22/06/2023
May has seen an increase in the number of searches related to delayed and missed mortgage payments, according to Knowledge Bank’s data from the residential mortgage sector
Posted: 22/06/2023
Fixed rate two-year buy-to-let mortgages have seen a further growth in popularity in the first quarter of 2023, increasing by 8% from December 2022, according to the latest landlord survey by Landbay
Posted: 22/06/2023
Experian has launched its new open banking solution with Nationwide Building Society on Smartr365, following a successful pilot scheme.
Posted: 21/06/2023
Annual house price growth slowed to 3.5% in the year to April, according to the latest UK House Price Index from the Office for National Statistics (ONS)
Posted: 21/06/2023
Property portal, OnTheMarket, has launched a new umbrella brand, OnTheMarket Money, to provide consumers with access to financial services and other products associated with the home moving process
Posted: 20/06/2023
A new paraplanning service has been launched by mortgage and protection firm, Access Financial Services (Access FS), to support its advisers in providing exceptional outcomes for clients.
Posted: 20/06/2023
The Cambridge Building Society has joined SimplyBiz Mortgages as part of its lender panel
Posted: 20/06/2023
New special products have been launched by intermediary-only specialist lender, Foundation Home Loans, for its owner-occupied and buy-to-let (BTL) offerings
Posted: 20/06/2023
Landlords who improve the Energy Performance Certificate (EPC) rating of their property are set to be rewarded with a £1,000 cashback payment in a new limited edition product feature by Fleet Mortgages
Posted: 20/06/2023
Average new seller asking prices fell by £82 (-0.0%) this month to £372,812, the first monthly drop in new asking prices this year, according to the latest Rightmove House Price Index
Posted: 19/06/2023
A quarter of homeowners (26%) have said that they will not be able to afford their mortgage if interest rates go up again, research by data platform, Moneyhub Decisioning, has found
Posted: 19/06/2023
Proptech company, Propflo, has partnered with Energy Performance Certificate (EPC) provider, Propcert, in a move to support lenders in decarbonising their mortgage portfolios and reach net-zero targets
Posted: 19/06/2023
Mortgage platform, Landbay, has joined the panel of Richdale Brokers & Financial Services’ network, giving its intermediary members access to the buy-to-let specialist lender’s range of mortgage products
Posted: 19/06/2023
Only 3,156 retirement interest-only mortgage (RIOM) sales took place in 2022, which is just over 10% of the Financial Conduct Authority’s (FCA) current annual target.
Posted: 16/6/2023
National firm of chartered surveyors, e.surv, has announced an extension and expansion of its relationship with mortgage lender, Virgin Money
Posted: 16/06/2023
Landlords’ net profits slipped below 4% in Q1 this year, marking a significant shift in finances for mortgaged buy-to-let (BTL) buyers, according to research from property firm, Savills
Posted: 15/06/2023
Brokers have been encouraged to integrate with their local communities by hosting mortgage clinics to provide the full suite of support available, by the national brokerage, Just Mortgages
Posted: 15/06/2023
Annual house price growth in Scotland registered a small jump in April, rising to 1.5% from 1.4%, and putting a halt to four consecutive months of falls
Posted: 14/06/2023
Changes to taxes and regulations are having a detrimental effect on landlords and risking many going out of business, a report by the Intermediary Mortgage Lenders Association (IMLA) has found
Posted: 14/06/2023
The value of gross mortgage advances fell by £22.9bn in Q1 2023 compared to the previous quarter, the latest Mortgage Lenders and Administrators Return (MLAR) from the Bank of England (BoE) has found
Posted: 13/06/2023
Over half (54%) of the equity released in properties in Q1 2023 was used for debt management, the latest data from the Mortgage Advice Bureau has found.
Posted: 13/06/2023
Six in 10 landlords are looking to expand their portfolios in the next two years, a recent survey by the Deposit Protection Service (DPS) has found, with 70% of those looking to invest wanting to buy a terraced property as their next purchase
Posted: 12/06/2023
Mortgage Matters Direct (MMD) has established a relationship with mortgage technology provider, Acre, allowing for the MMD team to secure the best solutions for their mortgage customers
Posted: 12/06/2023
The size of the UK mortgage broker market is forecast to increase by 2.3% over 2023, according to analysis by Octane Capital
Posted: 08/06/2023
Four out of five landlords (81%) believe the portrayal of the buy-to-let (BTL) market in the mainstream media has not been fair and accurate, a study by Landbay has found
Posted: 08/06/2023
The Intermediary Mortgage Lenders Association (IMLA) and the Association of Mortgage Intermediaries (AMI) have released statements in response to broker concern around the withdrawal of products across the mortgage market
Posted: 07/06/2023
House price growth stayed flat in May at 0.0% as the rate of annual growth fell into negative territory, according to the latest Halifax House Price Index
Posted: 07/06/2023
A “remortgage nightmare” is facing more than three million people in the UK, Hargreaves Lansdown has warned
Posted: 05/06/2023
The Loans Engine has announced it is now live on Mortgage Brain’s sourcing platform, Sourcing Brain, as a packager partner
Posted: 02/06/2023
Net mortgage approvals for house purchases fell in April to 48,700, down from 51,500 in March, new figures released by the Bank of England (BoE) have indicated
Posted: 01/06/2023
The annual rate of house price growth has slipped further into negative territory, falling back to -3.4% in May, according to the latest Nationwide House Price Index
Posted: 01/06/2023
The average monthly cost of repaying a mortgage has increased by £314 per month (39%) in the last 10 years, with much of this increase (80%) coming in the last five years alone, new research has shown
Posted: 31/05/2023
Only a fifth of UK homeowners believe the Government is doing enough to tackle the UK’s housing crisis, new research from Market Financial Solutions (MFS) has indicated
Posted: 31/05/2023
The number of residential property transactions in the UK fell to 67,220 in April, a 29% drop compared to March’s total, new figures from HMRC have revealed
Posted: 31/05/2023
The average UK house price has now fallen by 1.3% in the last six months, according to the latest Zoopla House Price Index
Posted: 30/05/2023
Belmont Green, which trades as Vida Homeloans, has issued its second residential mortgage-backed security (RMBS) of 2023
Posted: 26/05/2023
Legal & General Mortgage Services has confirmed the full integration of its mortgage research and sourcing platform, SmartrFit, with customer relationship management (CRM) provider, One Mortgage System (OMS)
Posted: 25/05/2023
Annual house price growth slowed again according to the latest UK House Price Index published by the Office for National Statistics (ONS), down to 4.1% in year to March
Posted: 24/05/2023
The value of new equity released from UK properties totalled just £569.9m in the first quarter, significantly down from £1.40bn in Q1 2022.
Posted: 24/05/2023
A total of 76,630 homeowner mortgages were in arrears of 2.5% or more in Q1, a 2% increase on the previous quarterly total, new UK Finance figures have shown
Posted: 18/05/2023
Unconventional borrowing solutions were a top priority for brokers in the first quarter, TMA Club has reported
Posted: 18/05/2023
Three trade associations have confirmed the joint launch of an e-learning programme covering the bridging, short-term finance, development finance and specialist buy-to-let (BTL) markets
Posted: 18/05/2023
First-time buyers could slash their first mortgage term by eight years in England and by over a decade in Scotland and Wales by gifting via equity release
Posted: 17/05/2023
Nationwide has announced it is introducing new 0% green mortgage products to help its members improve the energy efficiency of their homes
Posted: 17/05/2023
Broker searches for capital raising mortgages have been trending upwards in recent months, according to data from Legal & General’s SmartrFit tool
Posted: 16/05/2023
Net mortgage lending is expected to grow by 1.2% in 2023, according to forecasts published by EY
Posted: 15/05/2023