LiveMore added to Paradigm’s panel

Paradigm Mortgage Services has added specialist mortgage lender, LiveMore Capital, to its panel.

The mortgage services proposition said that its member firms will have access to LiveMore’s range of interest-only mortgage solutions for over-55s.

The portfolio of fixed rate products, which ranges from five years to lifetime terms, comes with a maximum LTV of 75%, are flexible around both affordability and borrower income beyond normal retirement age and are offered for remortgage applications with a purchase to follow.

LiveMore accepts life cover as a bridge on the first death occurrence, offers simple early repayment charges on the products, and provides clients with more options in retirement.

Paradigm head of mortgages, John Coffield commented: “Later life lending is clearly a growth area within the mortgage market and it’s important that Paradigm member firms and their older borrower clients have access to as wide a range of products as possible.

“Bringing LiveMore onto our lender panel, with its range of retirement interest-only mortgages, allows us to do just that and opens up a range of new opportunities for borrowers in such a position.

“We’re looking forward to working with the LiveMore team to continue supporting these lending options for older borrowers and to ensure that advisers can meet the growing demand in this important area.”

LiveMore director of sales, Alison Pallett, added: “We are excited to partner with Paradigm and look forward to working closely with their members. As we continue to widen our distribution, it is clear that we are able to offer more choice for this underserved part of the market. We are confident we will continue to help more customers and add real value.”

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