The MCI mortgage club has appointed Hinckley & Rugby Building Society to its panel of lenders.

Hinckley & Rugby offers residential, buy-to-let, self-build and later life lending products, and MCI members will also benefit from access to its ‘joint borrower, sole proprietor’ mortgage, split terms and maximum age of 85, with earned income being taken to age 75.

The MCI club said it recognises the growing demand in the specialist sector and intends to continue partnering with “innovative” providers to accommodate all types of customer circumstances.

Hinckley & Rugby will also offer all brokers using the MCI club the option to use its Mortgage Referrals Committee to consider individual cases, to review complex cases with the society’s most senior decision makers.

Head of the MCI club, Melanie Spencer, commented: “With a growing demand in the need for products both from specialist lenders and from building societies, we are pleased that Hinckley & Rugby is joining our panel of lenders.

“I was particularly impressed with the Mortgage Referrals Committee that meet on a daily basis, that can assess individual cases and the broad range of products that our members will have access to. We constantly look to refresh our mortgage panel so that our members have access to the mortgages that they need to cater for their clients’ changing circumstances.”

Hinckley & Rugby national account manager, Emily Smith, added: “We are looking forward to working with MCI Club, and offering its members greater flexibility when it comes to underwriting, including our daily, high-level Mortgage Referrals Committee.

“We have remained a consistent lender throughout these uncertain times and our niche lending products are a popular choice for brokers whose clients need individual consideration of circumstances.”

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