TwentyCi has announced the launch of a new property-level API solution, EcoVal360.

The residential property data provider’s solution is designed to help mortgage lenders and financial institutions navigate the evolving landscape of ESG regulation and collateral risk.

TwentyCi said its solution has been built for scale and automation, and that EcoVal360 has been designed to plug directly into existing lending workflows, replacing legacy spreadsheets with a live, property-level view that supports new lending decisions and back-book reviews.

The solution has brought together three components of property intelligence that lenders have traditionally had to compile from disparate sources. This includes specific property attributes, accurate automated valuations and comprehensive risk data.

Strategic solutions director at TwentyCi, Stuart Ducker, said: "EcoVal360 was built to ensure that mortgage lenders stay ahead of regulatory requirements by highlighting specifics about every property in their collateral book.

"In the current market, collateral risk is no longer a footnote; physical hazards and energy performance now sit in the same conversation as valuation."

Ducker added: "We are giving lenders the evidence-based tools they need for more consistent underwriting and robust portfolio monitoring."

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