Hinckley & Rugby for Intermediaries has launched a trio of new products under its new income flex range, designed to provide brokers with additional solutions for clients who fall outside traditional income assessments. The three products are available up to 90% LTV and make sure of the lender’s enhanced affordability calculation of up to 5.5 times loan-to-income. Rates on its five-year fix to 30 September 2030 start from 6%, while its two-year fix is available at 6.25%. Hinckley & Rugby’s two-year discount start from 5.59%.

CHL Mortgages for Intermediaries has reduced rates by up to 15 bps on its selected limited edition buy-to-let (BTL) range and has launched seven new products across its short-term lets range of BTL mortgages. The limited edition range reductions mean that borrowers can now choose from two- or five-year fixed rates starting from 2.56% for single dwelling properties and 2.60% for HMOs and MUFBs, all with a choice of products fee options. The short-term let products are suitable for borrowers intending to let out holiday let properties or serviced apartment property for a short period of time. The range now features two- and five-year fixes with free valuation and no product fee options, all at 75% LTV.

YouConvey has appointed Teresa Abols as its new senior business development manager. She brings almost two decades of experience in the mortgage and property sector to the role, joining the firm after a 19-year tenure at GW Legal, where she worked as senior BDM and head of account management. As part of her new role, Abols will work towards YouConvey’s commitment to a more client-focused digital experience.

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