Paragon Bank has added six limited edition five-year fixed rate products to its range of buy-to-let mortgages for portfolio landlords with four or more properties. The rates start from 4.65% at 65% LTV for single self-contained homes with EPC ratings of A-C, rising to 4.70% for properties with lower energy efficiency ratings. Landlords purchasing or remortgaging HMOs and MUBs can secure rates at 4.90%. These mortgage products are offered with a 5% fee. Paragon’s limited edition offering also features three nil fee options, which are priced at 5.70% for the green mortgage, 5.75% for homes with EPC ratings of D or E, and 5.95% for HMOs and MUBs.

United Trust Bank has joined the Insignis Cash provider panel in order to develop new distribution channels for its deposits business. The savings provider is increasing its visibility and availability by joining the panel of over 40 banks and building societies, whose products are available via the platform’s savings management service. Insignis Cash customers gain direct access to over 3,500 savings products from over 40 different providers through a single platform. They are then able to spread their savings across many different accounts to meet their savings and liquidity needs. Customers can move their money between products to make the most of competitive interest rates and optimise the protection provided by the Financial Services Compensation Scheme.

NatWest has made increases across its residential purchase and remortgage ranges for both new and existing customers. Rates have jumped by 10 bps on the lender’s core residential range, with rates now starting at 4.54% at 60% LTV with a £1,495 fee. At 90% LTV, rates are now at 5.08%, whilst a 95% LTV product has increased to 5.99%. Two-year fixed rate remortgage products have also increased between five and 15 bps, with the lowest 60% LTV rate now starting at 4.58%. Five-year purchase and remortgage products have increased by 20 and 21 bps respectively, starting from 4.14% and 4.20%. First-time buyer two- and five-year fixed rates have increased by up to 11 bps, with shared equity and help to buy rates jumping by 21 bps.

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