Zephyr Homeloans has announced several rate reductions across its mortgage products.

The specialist buy-to-let (BTL) lender confirmed it is offering 2.64% for a two-year fixed rate standard property BTL mortgage, as well as 2.89% for a standard five-year fixed rate BTL mortgage to both individuals and limited companies at 65% LTV.

The lender’s rates for houses in multiple occupation (HMOs), multi-unit freehold blocks (MUFBs) and specialist new build and flats above commercial property will now start at 2.99% for a two-year fixed rate BTL mortgage, and at 3.33% for five years, both at 65% LTV.

Zephyr Homeloans, the trading name of Topaz Finance Limited, is part of the Computershare Loan Services division of the Computershare group.

Commenting on the changes, Zephyr’s managing director, Paul Fryers, said: “We’re constantly evolving our products for BTL landlords in an extremely fast‑moving market.

“Our new rates may appeal particularly to landlords who may have held back from increasing their portfolios last year but who are now looking to invest.”

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