News in brief - 5 February 2026

Pluto Finance has expanded its UK team with the appointment of Carl Bowcher as lending director. He has joined the firm from Cynergy Bank, where he spent six years establishing and overseeing its development finance team. In his 30-year UK banking career, Bowcher has a history of managing teams across various real estate lending and investment sectors at Santander, Oblix Capital, NatWest Bank and HSBC. In his new role, he will be working closely with Pluto’s developer and investor partners to structure competitive, flexible financing solutions across its full suite of lending products.

Market Harborough Building Society has made significant changes to streamline its decision in principle (DIP) with fewer questions and a more intuitive journey to deliver a broker-first experience. The changes form part of the society’s drive to support more brokers with specialist lending cases, whilst making the experience as smooth as possible for brokers and their clients. The enhanced process is now live for all new DIPs and the update comes after the specialist lender launched into central Scotland.

Keystone Property Finance has hired two new business development managers (BDMs) as it continues to grow and scale. Golbarg Eraghi and Michelle Braham have joined the specialist buy-to-let lender, covering West London and the South West respectively. Eraghi is joining Keystone from Parkside Private Finance, where he worked as a mortgage and protection adviser, supporting brokers on a range of residential and specialist cases. Braham previously served at Kensington Mortgages where she worked in a number of roles across servicing and sales. She worked as a servicing specialist before becoming a telephone BDM. Both Eraghi and Braham are CeMAP qualified and will work closely with brokers in their respective regions, supporting them with case enquiries and getting the best outcomes for their clients.



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