Vida Homeloans has launched a new range of residential and buy-to-let (BTL) fixed rate products.
The move follows the specialist lender’s recent relaunch of its variable products.
Vida’s residential range will be available for both first-time buyers and home movers, as well as remortgages including capital raising for debt consolidation. With maximum loan sizes of up to £2m, the lender’s rates start at 8.09% for a two-year fix and 7.69% across a five-year term.
“Loan to value (LTV) options are 75% and 85% and being available across all adverse tiers makes the products suitable for those that may have experienced missed payments or CCJ’s in recent years,” the lender stated.
Vida also confirmed that its BTL range includes products for both amateur and professional landlords, those wanting to purchase or remortgage HMOs and MUBs, as well as expats in a range of countries around the world.
“Allowing a broad range of property options including flats above commercial units, ex-local authority flats, HMOs and MUBs, loans are available up to a maximum of £1m,” Vida added. “Two and five-year fixed rates start at 7.49%, with LTV up to 80%, and 75% for expats.”
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