Mortgage club, TMA, has launched a new partnership with eco-Landlord, a service designed to help landlords deliver energy performance certificate (EPC) improvements.

The move will allow TMA’s members to gain access to a solution that helps landlords understand their current EPC, identify the work required to reach the target rating, build a personalised retrofit plan, explore potential grants, and connect with qualified installers to complete any works.

With nearly five million private rental sector (PRS) properties in the UK, and almost half with an EPC rating below C, TMA suggested that demand for upgrades is expected to rise sharply.

Planned EPC reforms in late 2026, which will place greater emphasis on fabric performance, heating efficiency, and low-carbon technologies, may also see some properties rated more harshly, increasing the importance of early planning.

TMA members can now refer their landlord clients to eco-Landlord, and where a mortgage or additional finance is required, the case is then referred back to the broker, ensuring they remain at the centre of the client relationship. eco-Landlord also supports brokers by helping identify suitable lenders based on criteria, affordability, and rates already identified.

eco-Landlord CEO, Angus Stewart, commented: “Mortgage brokers play a critical role in helping landlords adapt to changing regulations.

“By partnering with TMA, we’re making it easier for brokers to support their landlord clients with EPC improvements, while strengthening their position as trusted advisers. Together, we’re simplifying what can otherwise be a complex and challenging process.”

Senior product and business manager at TMA, Robert McCoy, added: “EPC regulation is a growing concern for landlords and brokers alike. Partnering with eco-Landlord allows our members to offer practical, forward-looking support to landlord clients, helping them plan and deliver upgrades while protecting long-term property value and rental viability.”

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