PMS Mortgage Club has added Afin Bank to its panel of lenders, to increase the number of specialist mortgage solutions available to its members.

Afin is a new entrant to the UK intermediary market, providing both residential and buy-to-let mortgage products, and specialising in supporting underserved customers such as foreign nationals living and working in the UK on a visa.

The new firm’s proposition is built around manual underwriting and a case-by-case approach, accepting foreign national clients with a minimum of six months’ UK residency, as well as considering forecasted income for self-employed applicants.

Afin is also offering higher income multiples for eligible professionals and a range of tracker and fixed-rate products.

“We’re excited to welcome Afin to the PMS panel,” commented director of PMS and Bankhall, Claire Cherrington. “[Its] innovative approach to lending and focus on underserved borrower segments – particularly foreign nationals and diaspora communities in the UK – aligns perfectly with our mission to support advisers in delivering life-changing advice.

“We’re committed to helping our members access lenders who offer flexible, tailored solutions that reflect the realities of today’s mortgage market.”

Intermediary sales director at Afin, James Briggs, added: “Afin’s mission is to help more people get the mortgages they need, especially those who may not fit traditional lending criteria, such as foreign nationals who can struggle to get a mortgage from mainstream lenders because of circumstances such as their visa or UK credit history.

“Joining the PMS panel is a significant step for Afin as it means we can work with more brokers, offering great products and excellent service, helping them to help more of their clients make a home in this country.”

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