One Mortgage System announces API integration with Step One Finance

One Mortgage System (OMS) has completed a full Application Programming Interface (API) integration with specialist second charge lender, Step One Finance.

The integration will provide OMS users with direct access to Step One’s lending proposition.

It also enables users to conduct a full decision-in-principle (DIP) without the need to rekey any data, incorporating a full two-way API to help speed up the advice process.

Step One, established in 2010, delivers consumer loan products and recently unveiled a new broker portal to increase functionality and provide brokers with quick initial price indications.

Head of lending at Step One, Martin Porter, added: “We are excited to have the full range of our second charge mortgage products integrated and available via API on the OMS platform. Our goal of facilitating a faster and more efficient loan application process using technology is advanced with the announcement of this partnership.

“Neal and the team at OMS have built an impressive all encompassing tool and we look forward to continuing and expanding our relationship.”

OMS is the only end-to-end CRM system which covers product areas such as residential, buy-to-let, second charge, equity release, bridging, commercial and general insurance as well as protection. It has now integrated with six platforms – Iress, Twenty7Tec, iPipeline, Submissions Brain, SmartrFit and Knowledge Bank – to provide users with product sourcing, protection sourcing and criteria searching.

“Step One has a strong reputation throughout the second charge and intermediary marketplace and this integration will offer OMS users access to an even wider range of specialist lending options,” added OMS managing director, Neal Jannels. “Options which are becoming increasingly prominent in meeting their clients ever-changing borrowing needs.

“As a lender who has embarked on a tech journey to incorporate systems designed from the ground up to streamline the customer journey and to reduce processing times there are many synergies with OMS. And, when combined with core principles of responsibility, transparency, fairness and simplicity, I’m sure this will prove to be a high successful partnership going forward.”

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