News in brief - 28 October 2025

Keystone Property Finance has reduced rates on almost all its products by up to 0.20%. Following the cuts, its two-year standard and specialist products are now available from 2.84% and 2.89% respectively, both at 70% LTV. Its two-year 65% LTV expat and holiday let ranges have also been reduced to 4.09% and 4.84% respectively. Meanwhile, the lender’s five-year refurb to let exit, product transfer and product transfer plus ranges now start from 4.59% at 65% LTV respectively.

Hampshire Trust Bank (HTB) has completed an £8.28m facility to support the acquisition and preparatory works for a landmark development site in central Manchester. The facility, provided by Soller Nine Limited, enables the borrower to finance its incumbent lender and release equity to progress works and advance pre-let negotiations. The site has full planning consent for an 18-storey Grade A office building designed to achieve BREEAM ‘Excellent’, EPC A, WELL ‘Gold’ and Wiredscore ‘Platinum’ ratings. The deal involved eight titles, requiring a structured approach to keep progress on track. HTB drew on its regional knowledge and structuring to deliver the facility.

Just Wealth has reached almost 600 referrals from its sister firm so far this year through the Just Refer portal. The financial services arm of national brokerage, Just Mortgages, said the milestone of 585 referrals highlights the success of its referral partnership between the two businesses and the strength of the Just Refer platform in connecting Just Mortgages’ clients with wider financial support. The platform enables brokers at Just Mortgages to refer clients to a Just Wealth adviser for additional financial advice, such as pensions, savings, investments or estate planning. Just Wealth currently has 18 self-employed financial advisers, with further additions currently being authorised to meet rising demand.



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