Specialist lender Together has lowered the rates for its buy-to-let (BTL) products for landlords switching from bridging loans to longer-term finance. The group’s new BTL Retention product range will see rates reduced by 25 basis points on first and second charge property loans, for landlords refinancing to exit their original Together bridging loan, or BTL customers refinancing at the end of a fixed rate period.
Roma Finance has announced the launch of dual representation across its bridging and term loan ranges. The group said it marks a significant move designed to cut costs, reduce friction and speed up completions for both brokers and borrowers. Dual Representation allows both borrower and lender to use the same solicitor, removing a key point of delay in the lending process.
Yorkshire Building Society has reduced rates across its mortgage range by up to 0.18%. The society now has a two-year fixed rate for home purchase purposes at 3.92% down from 4.02%, a three-year fix for remortgage at 4.07% which is down from 4.22%, as well as a five-year fixed rate for home purchase at 4.25%, down from 4.43%.
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Figures from the National House-Building Council saw Q1 2025 register a 36% increase in new homes built across the UK compared with the same period last year, representing a striking development for the first-time buyer market. But with the higher cost of building, ongoing planning challenges and new and changing regulations, how sustainable is this growth? And what does it mean for brokers?
The new episode of The Mortgage Insider podcast, out now
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In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.
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