Vida Homeloans has expanded its specialist buy-to-let (BTL) offering by introducing a consumer BTL product range with the aim of supporting a broader spectrum of landlords. The range is designed for accidental and non-professional landlords, including those who have inherited or been gifted property. With consumer BTL mortgages, customers can benefit from the additional protections with regulated lending, helping brokers better serve clients who may not fit the traditional landlord profile. The enhancement forms part of a wider evolution of Vida’s BTL proposition that reflects the changing needs of landlords and the intermediary market.

HLPartnership has appointed Laura Havard as its new chief compliance officer. She brings over 20 years of senior risk, compliance and governance experience, gained across a spectrum of lenders, banks and insurers. Havard has held board-level and SMF-approved roles at organisations including Loan.co.uk and Reassured Limited, as well as senior positions at JD Williams Financial Services, Ocean Finance and PwC. Most recently, she served as chief operating officer at Loan.co.uk, where she was responsible for compliance and risk, partnering with the CEO to deliver regulatory governance and supporting operational efficiency.

Access Financial Services has launched a new internal specialist finance packaging division. The offering will include fully regulated and non-regulated bridging propositions, a whole of market second charge mortgage offering, semi-commercial and fully commercial mortgage whole of market lending, as well as a development finance proposition. The move is designed to support all of Access’s advisers to help their borrower clients, control communication and mitigate fees. The lender said that it is working with firms, including Interbay, MT Finance, Pepper Money, Interbridge, West One Loans and Shawbrook, to provide this product offing to its 280-strong community of advisers.

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