News in brief – 24 July 2025

RAW Capital Partners has cut interest rates on its higher loan-to-value (LTV) products and incorporated jurisdictional risk into its standard product pricing. Rates on the Guernsey-based firm’s 65% and 70% LTV mortgages have been reduced by 0.25% and 0.50%, respectively. RAW announced that its rates for foreign nationals will now start from 6.24%.

InterBay, part of specialist lender OSB Group, has announced several changes to its offering, which include rate reductions, lower minimum loan amount and a new range of owner occupier products to help support brokers with commercial clients. The firm’s rate reductions mean that selected commercial products now start from 6.54% and semi-commercial rates start from 5.49%, both featuring a 5% fee.

Landbay has launched a new “summer special” range of standard products, with rate reductions of up to 0.44% compared to existing product lines. This new range has added five products to the buy-to-let lender’s offering, including three new five-year fixed rate products – available at up to 75% LTV, and with rates starting at 4.35%. The remaining two new products are two-year fixed rates – also available at up to 75% LTV and with rates starting at 4.39%.



Share Story:

Recent Stories


FREE E-NEWS SIGN UP

Subscribe to our newsletter to receive breaking news and other industry announcements by email.

  Please tick here to confirm you are happy to receive third party promotions from carefully selected partners.


The new episode of The Mortgage Insider podcast, out now
Regional housing markets now matter more than ever. While London and the Southeast still tend to dominate the headlines from a house price and affordability perspective, much of the growth in rental yields and buyer demand is coming from other parts of the UK.

In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.

The role of the bridging market and technology usage in the industry
Content editor, Dan McGrath, sat down with chief operating officer at Black & White Bridging, Damien Druce, and head of development finance at Empire Global Finance, Pete Williams, to explore the role of the bridging sector, the role of AI across the industry and how the property market has fared in the Labour Government’s first year in office.


Helping the credit challenged get mortgage ready
A rising number of borrowers are finding it harder to access mortgages due to being credit challenged - whether that’s from historic debts, a county court judgment, or having little to no credit history.

In the latest episode of the Mortgage Insider podcast, Phil Spencer is joined by Eloise Hall, Head of National Accounts at Kensington Mortgages, and Alastair Douglas, CEO of TotallyMoney.

The future of the bridging industry and the Autumn Budget
MoneyAge content editor, Dan McGrath, is joined by head of marketing at Black & White Bridging, Matt Horton, to discuss the bridging industry, the impact of the Autumn Budget and what the future holds for the sector.