News in brief – 23 July 2025

Afin Bank has launched a range of residential and buy-to-let (BTL) mortgages after being given full regulatory approval by the PRA and the FCA. The new lender was created to support people from the African diaspora and other foreign nationals with an overseas passport and a valid visa to work in the UK, who can struggle to get a mortgage from mainstream lenders. Afin Bank’s range includes a mortgage for first-time buyers, a home movers’ mortgage, a remortgage product and a BTL mortgage for people wanting to invest in the UK property market.

LiveMore has more than doubled its mortgage applications in the first half of this year compared to the same period last year. Between January and June 2025, the lender’s mortgage applications increased by 132% while completions also saw a significant uplift, rising by 58% compared to the same period in 2024. LiveMore’s portfolio spans retirement interest only, standard capital and interest, interest only, as well as lifetime mortgages.

Hampshire Trust Bank (HTB) has completed a £13.3m facility to support the refinance and phased disposal of homes at an integrated retirement community in the South of England. The structured facility allows the borrower to refinance 59 remaining homes and progress unit-by-unit sales to private buyers. HTB revealed that the facility, which completed in four weeks, provides funding certainty while aligning with the borrower’s disposal plan and long-term objectives.



Share Story:

Recent Stories


FREE E-NEWS SIGN UP

Subscribe to our newsletter to receive breaking news and other industry announcements by email.

  Please tick here to confirm you are happy to receive third party promotions from carefully selected partners.


The new episode of The Mortgage Insider podcast, out now
Regional housing markets now matter more than ever. While London and the Southeast still tend to dominate the headlines from a house price and affordability perspective, much of the growth in rental yields and buyer demand is coming from other parts of the UK.

In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.

The role of the bridging market and technology usage in the industry
Content editor, Dan McGrath, sat down with chief operating officer at Black & White Bridging, Damien Druce, and head of development finance at Empire Global Finance, Pete Williams, to explore the role of the bridging sector, the role of AI across the industry and how the property market has fared in the Labour Government’s first year in office.


Helping the credit challenged get mortgage ready
A rising number of borrowers are finding it harder to access mortgages due to being credit challenged - whether that’s from historic debts, a county court judgment, or having little to no credit history.

In the latest episode of the Mortgage Insider podcast, Phil Spencer is joined by Eloise Hall, Head of National Accounts at Kensington Mortgages, and Alastair Douglas, CEO of TotallyMoney.

The future of the bridging industry and the Autumn Budget
MoneyAge content editor, Dan McGrath, is joined by head of marketing at Black & White Bridging, Matt Horton, to discuss the bridging industry, the impact of the Autumn Budget and what the future holds for the sector.