LendInvest Mortgages has announced several new changes to its residential lending criteria. The lender said it would no longer consider missed payments or defaults on communication and utilities as adverse credit. For more complex employment structures, the lender will also now accept 100% of base pay for zero-hour contracts with a 12-month history, and LendInvest will also now allow the sale of mortgaged property with a minimum £250,000 equity as a repayment vehicle for interest-only loans.
Vida Homeloans has launched a new range of high loan-to-value (LTV) residential mortgages, named Pathway. The products are designed to help more customers, particularly first-time buyers, onto the property ladder. Vida confirmed its Pathway range would offer products at 90%, 95% and 97% LTV, available with two or five-year fixed rates.
Nottingham Building Society has announced new rate cuts across its standard residential mortgage products for new lending, with rates now starting from 4.38%. The society said its latest pricing changes build on a series of recent enhancements designed to make mortgage lending more practical and accessible.
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The mortgage industry is evolving faster than ever. In this MoneyAge video, we examine the opportunities and challenges redefining the broker landscape, from AI-powered lending and changing customer expectations to housing affordability, property supply and the rise of financial influencers. Our guest from Chorley Building Society shares practical insights on what brokers need to do to stay relevant and thrive in a rapidly changing market.
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NEW BUILD IN FOCUS - NEW EPISODE OF THE MORTGAGE INSIDER PODCAST, OUT NOW
Figures from the National House-Building Council saw Q1 2025 register a 36% increase in new homes built across the UK compared with the same period last year, representing a striking development for the first-time buyer market. But with the higher cost of building, ongoing planning challenges and new and changing regulations, how sustainable is this growth? And what does it mean for brokers?
The new episode of The Mortgage Insider podcast, out now
Regional housing markets now matter more than ever. While London and the Southeast still tend to dominate the headlines from a house price and affordability perspective, much of the growth in rental yields and buyer demand is coming from other parts of the UK.
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.
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