Norton Home Loans has introduced a series of criteria enhancements across its first and second charge product range, aimed at improving access for customers with complex credit histories, limited deposits, or non-standard income. The updates include allowing automated valuation models (AVMs) on right to buy (RTB) and purchase applications up to 80% LTV, subject to confidence levels. Where the confidence level is not met or the LTV exceeds 80%, a full physical valuation will be required.

Access FS has launched a new Equality Council which is aiming to foster an inclusive environment by amplifying underrepresented voices and addressing systemic barriers. Objectives will include championing fair representation for marginalised groups, promoting allyship, and ensuring equitable opportunities for all staff and advisers. Access FS said the Equality Council will review company policies, advocate for inclusive practices, and hold Access FS accountable for its diversity and inclusion (D&I) commitments.

Specialist lender Hodge has reduced select two-year fixed rates across its mortgage range, on both new business and retention products. Having recently increased the maximum LTV on its Resi and Resi Retire propositions to support borrowers looking to lend up to and into retirement, Hodge has now dropped RIO rates by up to 0.25% with similar reductions across its Resi Retire product, while other rates are reducing by an average of 0.15%.

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