Buckinghamshire Building Society has reduced rates by up to 70 bps across its buy-to-let (BTL), holiday let and first-time buyer products, in response to market demands. The lender’s prime 95 for purchase five-year fix is now available from 5.29%, down from 5.59%, at up to 95% LTV with no product fee. For landlords with non-standard credit profiles, the BTL non-standard credit three-year fix now starts from 6.09% at up to 75% LTV, while the BTL five-year rate has been reduced to 5.19% from 5.89% at up to 80% LTV. The holiday let two-year fix has been reduced by 0.20% to 5.69% at up to 75% LTV. These products all come with a £1,195 product fee.

Giles Whittingham has been appointed as business development director at Titan Wealth. As part of the role, he will build relationships with financial adviser clients in the north of England and expand the firm’s footprint across the region through solutions across its investment capabilities, research and consulting services. Whittingham brings over 14 years of sales experience, with over eight spent at investment management firms. He joins Titan Wealth from Legal & General Investment Management, where he served as senior investment sales manager. He has also worked as a client executive at GAM Investments.

Zephyr Homeloans has launched a "white glove" service for property portfolio landlords. As part of the service, the firm will now consider lending more than £5m, with approvals on a case-by-case basis. Zephyr is also offering brokers with eligible landlord clients a dedicated business development manager to assist with these applications. The company said the service will include regular meetings with the lender, broker, conveyancer and a single underwriter. Zephyr added that its £200 application fee for the service will apply to the first portfolio property only, providing all applications take place within a six-week period.

---