Atom bank has introduced a new tier to its near prime proposition. It has added a £1,995 product fee range to its two-year fixed rate near prime products, with the new tier rate starting from 4.94% at 90% LTV. Atom said that its new fee tier provides brokers and their clients with a wider range of priced products from which to choose, and follows the introduction of the £1,500 fee tier in July.

Black & White Bridging has appointed Sophie Ali as a new relationship manager. She joins the bridging firm with experience managing broker relationships from her previous roles with Bluecroft Finance, where she was business development executive, and at Pepper Money, where she served as broker account manager. In her new position, Ali will be responsible for onboarding new brokers to Black & White’s system and ensuring they receive ongoing service and support.

Landbay has made its premier products available for individual applications. Initially launched for landlords with up to 15 properties in limited company SPVs, the products are now open to individual landlords too. The premier range combines two- and five-year fixed rate options with free valuation remortgage and product transfer options, with rates starting from 3.39%. The move means that individual applicants can now access products that were exclusive to SPVs, including Landbay’s like-for-like two-year fixed product, which was stressed at payrate or 4.5% and is available at up to 75% LTV with a maximum loan of £2m.

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