Redwood Bank has enhanced to its commercial investment and owner-occupier mortgage offerings. The specialist bank has extended its maximum mortgage term from 25 to 30 years and reduced the minimum applicable debt service coverage ratios across several of its lending categories.
LHV Bank has appointed Callum Livingstone as lending director. He will work across both trading and real estate businesses at the group, focusing on term debt and investment lending, including growth, acquisition and expansion finance. Livingstone has joined LHV following four years at Cynergy Bank.
Credas has become the latest member to join the Open Property Data Association (OPDA). The association has a mission to make the homebuying process faster and more transparent through the sharing of digital property information. Credas, a digital identity verification provider, offers services to estate agents and conveyancers, covering 60% of ID checks on UK housing transactions.
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FSCS confirms unchanged levy of £356m for 25/26
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Chancellor will not alter tax-free cash entitlement in Budget
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Brokers report rising demand for specialist BTL products
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Quarter of over-55s don’t have a will
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Budget fears weighing on mortgage brokers
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New stocks and shares ISA contributions jump 13% in Q3
NEW BUILD IN FOCUS - NEW EPISODE OF THE MORTGAGE INSIDER PODCAST, OUT NOW
Figures from the National House-Building Council saw Q1 2025 register a 36% increase in new homes built across the UK compared with the same period last year, representing a striking development for the first-time buyer market. But with the higher cost of building, ongoing planning challenges and new and changing regulations, how sustainable is this growth? And what does it mean for brokers?
The role of the bridging market and technology usage in the industry
Content editor, Dan McGrath, sat down with chief operating officer at Black & White Bridging, Damien Druce, and head of development finance at Empire Global Finance, Pete Williams, to explore the role of the bridging sector, the role of AI across the industry and how the property market has fared in the Labour Government’s first year in office.
Does the North-South divide still exist in the UK housing market?
What do the most expensive parts of the country reveal about shifting demand? And why is the Manchester housing market now outperforming many southern counterparts?
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance, to explore how regional trends are redefining the UK housing, mortgage and buy-to-let markets.
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance, to explore how regional trends are redefining the UK housing, mortgage and buy-to-let markets.
The new episode of The Mortgage Insider podcast, out now
Regional housing markets now matter more than ever. While London and the Southeast still tend to dominate the headlines from a house price and affordability perspective, much of the growth in rental yields and buyer demand is coming from other parts of the UK.
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.
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