News in brief - 12 February 2026

Hampshire Trust Bank (HTB) has appointed Mike Sharp as business development manager (BDM). He joins the bank with a background spanning brokerage, portfolio ownership and structured property advisory work. In his new role, Sharp will focus on building continuity across the region, working closely with established broker partners and supporting long-standing and strategically important relationships. Prior to joining HTB, he worked as a mortgage broker before moving into senior sales and advisory roles within national broker firms. Most recently, he has operated independently as a consultant, working directly with property investors, capital managers and sellers on portfolio strategy, deal sourcing and structured finance.

Atom bank has reduced rates across its commercial mortgage range by up to 0.62%. The reductions aim to allow SME borrowers to enjoy greater value when working with the bank, as it continues to support small businesses across the UK. On average, there are reductions of 0.30% for trading businesses and 0.20% for commercial investment deals. For trading businesses and commercial investment deals, rates have been reduced by between 0.15% and 0.62%, whilst for trading businesses borrowing through the growth guarantee scheme, rates on both variable and fixed rate products have dropped by 0.30%.

Steven Griffiths as been appointed as South East BDM at Molo. He brings over two decades of experience in mortgage and financial services, with a track record in B2B sales and intermediary support. Griffiths has previously served at Nomo Bank and Morgan Clark Loss Assessors, and these experiences have equipped him with a well-rounded understanding of specialist lending, including buy-to-let, bridging and Sharia-compliant mortgages. In his new role, he will apply his industry expertise, strategic mindset and extensive broker network to strengthen relationships and support Molo’s continued growth in the region.



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