Darlington Building Society has increased the maximum LTV available on its foreign currency mortgage range from 80% to 90%, to support brokers placing cases for expat and foreign-income clients. The move is expected to support brokers with clients whose income is earned in a foreign country, where higher deposit requirements can often be a barrier to progressing cases, particularly for those looking to enter the market for the first time. The Darlington has identified foreign currency and expat lending as a key area of growth, with the latest update forming part of a push to offer more flexibility in how these cases are assessed and placed.

Lloyds Banking Group has launched Envoy, an internal platform that provides a secure and governed way to build and run AI agents across the organisation. Envoy supports the group’s ambition to scale agentic AI responsibly to help colleagues work more efficiently while improving customer and colleague experience. Built with Google Cloud, the platform is designed to scale, enabling AI agents to be reused and shared across the organisation, helping to prevent duplication and encourage a more joined-up use of AI through Lloyds Banking Group. When ready, agents can be published to an internal agent marketplace, where other teams can find, reuse and build on proven solutions.

Nivo has appointed Bruce Glover as account executive, joining its commercial team to meet rising demand following the launch of Nivo AI. He has returned to the technology sector with global commercial experience spanning EMEA, the US and LATAM markets, and previously spent several years at the identity verification firm, IDNow, where he most recently worked as regional sales manager. Nivo said his appointment reflects “sustained inbound interest” in Nivo AI. The tool manages complete lending workflows, gathering what is needed, checking what has come back, and chasing what is missing over email 24/7.

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