KSEYE has launched a new range of hybrid buy-to-let (BTL) finance products for property investors in England and Wales.
The bridging lender’s products cover residential and mixed-use properties, up to a maximum of 30% commercial use for a property.
First-time landlords and portfolio landlords can apply, including residents and companies both in the UK and overseas, and KSEYE confirmed there is no minimum income required.
The hybrid BTL loans have a two-year term with a minimum loan amount of £150,000, going up to a maximum of £4m, although larger loans are available upon referral. KSEYE added that there are three product tiers, with rates starting from 5.49% and that borrowers will have the option to defer interest payments, while top slicing is also permitted.
KSEYE founding partner and director, Nikes Khagram, said: “The hectic state of the property market during the stamp duty holiday has underlined the demand for bricks and mortar investments. However, finding the right property finance solution is not always straightforward.
“With three product tiers and flexibility built in, this new range of products perfectly complements our existing bridging offering. We know that speed and flexibility are essential to our clients, and so the specialised BTL products will help investors overcome the unique challenges that come with acquiring and building a property portfolio.”
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