Privately funded commercial property lender, JMT Finance, has extended its lending proposition into the bridging finance sector.
The lender has launched a bridging loan which is available up to 80% LTV with rates set from 1.20% per month and a term of up to 24 months. The offering has a minimum loan size of £50,000 and a maximum size of £300,000, with all types of property considered across mainland UK.
JMT Finance offers a personalised lending approach, meaning that an external valuation process is not usually required, with the lender considering each application on its individual merit.
Managing director at JMT Finance, Chris Jones, described the firm’s new bridging proposition as a “strategic move”, implemented on the back of recent feedback from introducers and their clients who are looking for a more accessible finance provider at the lower end of the market.
“We recognise that there are limited options for borrowers who are seeking to borrow around £150,000 or less to assist with their commercial property acquisition,” Jones said. “We hope that our offering will help to satisfy that requirement.
“As a privately funded lender, we are not restricted by lending covenants. This means we have the flexibility to adjust our products quickly and frequently to meet the needs of our introducers and borrowers. In some instances, we are also able to tailor bespoke products.”
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