Royal London Equity Release: How high-net-worth individuals could benefit from releasing equity with the exclusive Premier product offering

In February 2026, we were recognised at the MoneyAge Mortgage Awards, taking home the title of ‘Later Life Lender of the Year’, with judges highlighting our rapid distribution growth, extensive adviser engagement and meaningful product enhancements. As an equity release provider, our approach is rooted in a holistic view of retirement, aiming to provide good customer outcomes with backing from the UK’s largest mutual life, pensions and investment company* – but what can we offer you and your clients?

A dedicated financial option for high-net-worth clients

When advising high-net-worth clients, you may be required to juggle complex financial scenarios, higher expectations, and multiple assets, which could make your advice journey more complicated. When equity release is an option, unusual property features such as significant outbuildings or large acreage can delay things further, which could cause uncertainty to an already stressful process.

For these clients, it can help to choose a product that is designed specifically to help progress high-value cases with specialist guidance. Our Core Premier product is designed for properties in England worth over £2m, when homeowners want to release at least £100,000, and we’ve designed it with specialist features to help facilitate a smoother journey.

Exclusive reduced rates

We currently offer exclusive reduced rates for our Premier product, which will be fixed for life from the point of borrowing**. We also guarantee rates for 21 days from the point of sourcing, so your clients have time to review their options before making a decision.

Our Premier Concierge Service

By choosing our Premier product, you will benefit from dedicated support from our Concierge Service. We ensure that you have a single point of contact, who will keep you informed of the case’s progress at every stage.

Enhanced pre-application reviews
When advising on high-value cases, you may be faced with unusual property features that can complicate the underwriting process. That’s why your dedicated concierge team member will consider each case individually alongside your case handler, assessing properties and conducting early checks to minimise disappointment for your clients.

To understand more about the Premier product and to learn whether your high-net-worth client could benefit from equity release, visit our website today.

https://equityrelease.royallondon.com/adviser/premier-product?utm_source=moneyage&utm_medium=trade-media&utm_campaign=premier&utm_term=learn-more

When could equity release work for your clients?

Equity release isn't suited to everyone, but with pension wealth predicted to decline over the next 20 years according to the Department of Work & Pensions, money held in property may increasingly be considered as a financial option in later life.

For some clients, equity release could be used to:
• Gift an early inheritance
• Manage Inheritance Tax liability
• Use funds to make large purchases, like booking holidays or investing in home improvements

Start the conversation today

We offer a range of products to suit the needs of UK homeowners over 55. To find out more about the options available to your clients, the best place to start is with a conversation. Our equity release specialists are on hand to talk through our product options; book a call today to find out more.

https://bookings.cloud.microsoft/book/RoyalLondonEquityReleaseAccountManagement@royallondon.onmicrosoft.com/?ismsaljsauthenabled=true

*Based on total 2022 premium income. ICMIF Global 500, 2024.

**Please note: Rates are currently offered at a reduced rate for both lumpsum and drawdown customers. We cannot guarantee that the same rates will be offered for further drawdowns after 2026.

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