Paradigm Mortgage Services has today announced that private bank Hampden & Co has joined its lender panel, allowing its members to introduce high net-worth clients to the bank and granting it access to its range of lending products.
Currently, the bank lends to individuals, families and entities such as limited companies, partnerships and trusts. It is able to lend residential mortgages, buy-to-let mortgages, holiday let mortgages, property loans and family (guarantor) mortgages.
Hampden & Co prides itself on its ability to assess each individual and take into account pension income, property rental, investment and dividend income and director fees rather than lending based on income multiples or computer-based models.
Paradigm head of mortgage services John Coffield said: “Hampden & Co offers a bespoke lending service to clients and this new arrangement allows selected Paradigm member firms to introduce suitable clients to the bank in order to access its product range. As in the main market, there is an increasing complexity to many borrowers’ income sources – especially the case for wealthy individuals – and it’s important they work with lenders and banks that understand the need for a bespoke lending service.”
Also commenting on the new partnership, Hampden & Co chief executive Graeme Hartop stated that: “We are delighted to be working with Paradigm and their mortgage intermediaries. Hampden & Co provides lending solutions to wealthy clients with more complex financial arrangements. All borrowing requests are dealt with on an individual basis and decisions made by our in-house experts.”
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