News in brief - 8 July 2025

Hampshire Trust Bank (HTB) has extended its specialist mortgages and bridging distribution into Scotland, providing brokers with access to support and solutions for complex cases and non-standard property types across the UK. The move builds on recent enhancements to HTB’s proposition, including the launch of Portfolio Edge, enhanced pricing on semi-commercial properties above £5m, increased flexibility on heavy refurbishment funding and a raised maximum customer exposure limit to £35m. Business development executive at HTB, Jack Slade, will support brokers based in Scotland, working alongside the rest of the lender’s sales team across the UK.

Aldermore has increased rates on its fixed rate ISA savings accounts, in order to give customers better returns on their money. On the firm’s one-year fixed rate ISA, rates have been increased from 4.16% to 4.20%, while on its two-year fix, rates have jumped from 4.06% to 4.13%. The rate increases on the personal savings products are available immediately.

Skipton Building Society has cut rates across 114 of its mortgage products. The changes apply to its entire residential range for both new business and existing customers, with rates being cut by up to 0.27%. On Skipton’s two-year fix at 95% LTV, rates now start from 4.99% with a £495 fee, while its five-year fix at 85% LTV is available from 4.60% with no fee and £500 cashback. The latter product is also available at 4.43% with a £1,295 fee.



Share Story:

Recent Stories


FREE E-NEWS SIGN UP

Subscribe to our newsletter to receive breaking news and other industry announcements by email.

  Please tick here to confirm you are happy to receive third party promotions from carefully selected partners.


NEW BUILD IN FOCUS - NEW EPISODE OF THE MORTGAGE INSIDER PODCAST, OUT NOW
Figures from the National House-Building Council saw Q1 2025 register a 36% increase in new homes built across the UK compared with the same period last year, representing a striking development for the first-time buyer market. But with the higher cost of building, ongoing planning challenges and new and changing regulations, how sustainable is this growth? And what does it mean for brokers?

The role of the bridging market and technology usage in the industry
Content editor, Dan McGrath, sat down with chief operating officer at Black & White Bridging, Damien Druce, and head of development finance at Empire Global Finance, Pete Williams, to explore the role of the bridging sector, the role of AI across the industry and how the property market has fared in the Labour Government’s first year in office.


Does the North-South divide still exist in the UK housing market?
What do the most expensive parts of the country reveal about shifting demand? And why is the Manchester housing market now outperforming many southern counterparts?



In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance, to explore how regional trends are redefining the UK housing, mortgage and buy-to-let markets.

The new episode of The Mortgage Insider podcast, out now
Regional housing markets now matter more than ever. While London and the Southeast still tend to dominate the headlines from a house price and affordability perspective, much of the growth in rental yields and buyer demand is coming from other parts of the UK.

In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.