News in brief - 8 July 2025

Hampshire Trust Bank (HTB) has extended its specialist mortgages and bridging distribution into Scotland, providing brokers with access to support and solutions for complex cases and non-standard property types across the UK. The move builds on recent enhancements to HTB’s proposition, including the launch of Portfolio Edge, enhanced pricing on semi-commercial properties above £5m, increased flexibility on heavy refurbishment funding and a raised maximum customer exposure limit to £35m. Business development executive at HTB, Jack Slade, will support brokers based in Scotland, working alongside the rest of the lender’s sales team across the UK.

Aldermore has increased rates on its fixed rate ISA savings accounts, in order to give customers better returns on their money. On the firm’s one-year fixed rate ISA, rates have been increased from 4.16% to 4.20%, while on its two-year fix, rates have jumped from 4.06% to 4.13%. The rate increases on the personal savings products are available immediately.

Skipton Building Society has cut rates across 114 of its mortgage products. The changes apply to its entire residential range for both new business and existing customers, with rates being cut by up to 0.27%. On Skipton’s two-year fix at 95% LTV, rates now start from 4.99% with a £495 fee, while its five-year fix at 85% LTV is available from 4.60% with no fee and £500 cashback. The latter product is also available at 4.43% with a £1,295 fee.



Share Story:

Recent Stories


FREE E-NEWS SIGN UP

Subscribe to our newsletter to receive breaking news and other industry announcements by email.

  Please tick here to confirm you are happy to receive third party promotions from carefully selected partners.


AI, finfluencers and the future of broking
The mortgage industry is evolving faster than ever. In this MoneyAge video, we examine the opportunities and challenges redefining the broker landscape, from AI-powered lending and changing customer expectations to housing affordability, property supply and the rise of financial influencers. Our guest from Chorley Building Society shares practical insights on what brokers need to do to stay relevant and thrive in a rapidly changing market.

Perenna and the long-term fixed mortgage market
Content editor, Dan McGrath, spoke to head of product, proposition and distribution at Perenna, John Davison, to explore the long-term fixed mortgage market, the role that Perenna plays in this sector and the impact of the recent Autumn Budget

NEW BUILD IN FOCUS - NEW EPISODE OF THE MORTGAGE INSIDER PODCAST, OUT NOW
Figures from the National House-Building Council saw Q1 2025 register a 36% increase in new homes built across the UK compared with the same period last year, representing a striking development for the first-time buyer market. But with the higher cost of building, ongoing planning challenges and new and changing regulations, how sustainable is this growth? And what does it mean for brokers?

The new episode of The Mortgage Insider podcast, out now
Regional housing markets now matter more than ever. While London and the Southeast still tend to dominate the headlines from a house price and affordability perspective, much of the growth in rental yields and buyer demand is coming from other parts of the UK.

In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.