Accord Mortgages has cut rates across its residential and buy-to-let ranges by up to 0.30% and 0.45% respectively. For residential lenders who are purchasing or remortgaging a property, Accord’s remortgaging fee-free two-year fix is available at 5.19% at 75% LTV, while the five-year fix for purchasers is available at 4.64% at 75% LTV, with a £495 fee. Both products come with £500 cashback and free standard valuation. For landlord clients, a two-year fix for house purchase is available at 5.54% at up to 80% LTV and comes with a £995 fee and free standard valuation. Meanwhile, a five-year fix for remortgaging is available at 4.84% at up to 75% LTV, with a £1,995 fee, a free standard valuation and remortgage legal service.

Atom bank has made reductions to rates on its prime residential mortgage range by up to 0.10%. As a result, 95% LTV rates stand at 5.59% on a two-year fix, 5.44% on a three-year fix and 5.24% on a five-year fix. Rates have also been cut for borrowers looking to raise additional sums with Atom bank, with a 0.10% reduction on both further advance and retention products.

Rates have been cut on Landbay’s standard two- and five-year fixed rate products. The 0.20% reduction has been seen on its two-year fix at up to 75% LTV, with rates now starting from 3.59% and 5.59% with a 6% and 2% fee respectively. This also includes two-year fixed products in Landbay’s AVM-supported range. The standard five-year fixed in the buy-to-let lender’s non-portfolio range have been reduced by 0.10% at up to 75% LTV and now start at 4.49% and 5.29% with a 6% and 2% fee respectively.

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