CHL Mortgages has reduced fixed rates across its entire product range. Individual and limited company five-year fixed products now start from 5.61%, with a newly introduced two-year fixed product range is priced from 5.75%. HMO/MUFB products have also been reduced, now starting from 5.66% for a five-year fix, with a two-year option available from 5.80%. The short term lets are available on two and five-year fixes, available from 5.80% and 6.15% respectively. The two-and five-year products are available up to 75% LTV, with multiple fee options to choose from to support landlord needs dependent on their circumstances.
Together has made rate cuts to its buy-to-let (BTL) fixed mortgage products, with reductions being made across its two and five-year fixed products. The lender’s BTL first and second charge products will see a reduction of 26bps, with rates on first charge five-year fixes starting at 7.99% (second charge from 8.99%), and two-year fixes starting from 8.99% (second charges at 9.99%). The lower rates will be available for customers looking to buy standard and non-standard properties, including 100% residential investment properties, holiday lets and HMOs.
Fleet Mortgages has cut rates across its three core ranges, standard, limited and HMO/MUBs, with rates being reduced by 20bps across the product range. Standard and limited company borrowers can now access a five-year fix up to 70% and 75% LTV at 5.34% and 5.74% respectively. For the green five-year fix, which is specifically for properties with an A-C EPC rating, rates start at 5.64% up to 75% LTV. HMO/MUB borrowers can get a five-year fix up to 70% at 5.54% and up to 75% at 5.88%. The green-five year fix is also available for these borrowers at 5.78% up to 75% LTV. The 70% LTV five-year fixes come with a 5% fee, with all other products coming with a 3% fee.
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