Atom bank has made further reductions to its mortgage product range, enabling customers with clean and less than perfect credit histories to benefit from the recent drop. Rates have been cut across selected prime purchase, remortgage, retention and further advance products, falling by 0.20% across the two- and three-year products, with five-year products seeing cuts of up to 0.15%. Furthermore, Atom has also cut rates on its two- and five-year near prime purchase and remortgage products by up to 0.10%.

Hampshire Trust Bank (HTB) has appointed Serena Grewal as business development manager (BDM) for the City of London within its specialist mortgage division. Grewal joins HTB from Quantum Mortgages, where she served as the key account manager for the South. She has also held mortgage-related roles at companies including Santander, where she served as BDM, Post Office Money and NatWest. Grewal brings over 16 years’ experience in handling complex buy-to-let scenarios, including foreign national, limited company and SPV lending, and semi-commercial properties. As part of her new role, she will engage with both new and existing broker networks within the City of London.

Pepper Money has reduced rates across its entire range, cutting the price of more than 400 products by a minimum of 0.20%. The largest reductions have been made on mortgages for customers with recent adverse credit. This includes Pepper 12 DMP, which has been reduced by 2.25% to 8.20% on a five-year fixed rate. In addition, reductions have been made across the lender’s affordable home ownership proposition to help more hopeful homeowners onto the housing ladder. This includes the right to buy Pepper 48 five-year fixed rate which has been reduced by 1.57% to 7.42%. The 400 rate reductions are available across Pepper Money’s core range, and the lender has removed its limited-edition range as well as two-year tracker and lifetime tracker products.

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