Atom bank has announced that all three of its telephone business development managers have successfully gained their national association of commercial finance brokers (NACFB) CertCFB qualification. Emma Vardy, Jamie Fletcher and Sarah Pickard have completed the course, after the bank decided to upskill the telephone business development team with the same qualifications offered to its commercial brokers. The course has given the team new skills that will make them more effective in looking after the commercial finance brokers on their panel.

Landbay has launched its new five-year fixed rate product at 80% LTV for both standard properties and small HMOs. The new product for standard properties starts at 6.39% and 6.59% for the HMO product. Both come with no product fees. The buy-to-let lender has also cut rates on a selection of its two- and five-year product ranges. Two-year fixed rate products for small HMOs and MUFBs, including those for trading companies and first-time landlords, have been reduced by 0.10% to 4.19%, while the standard two-year tracker range has also seen the same reduction, now starting at 0.24% plus the bank base rate. Standard five-year fixes have also dropped to 4.54%, available at both 65% and 70% LTV.

LiveMore has reduced rates across its all of its products. The mortgage lender for people aged 50 to 90+ has decreased its retirement interest-only (RIO) mortgages by 0.25%, apart from its fixed-for-life RIO, which has been reduced by 0.20%. Standard capital and interest, and standard interest-only mortgages are also down by 0.25%. LiveMore’s standard interest only five- and 10-year fixed fee ranges will now start at 6.13% and 6.03% respectively. Cuts have also been made to its lifetime mortgage (equity release) products by 0.20%, with rates now starting at 6.38%.

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