Landbay has cut rates by up to 0.10% on its limited edition small HMO/MUFB products. The five-year fixed rate products now start from 4.99% at up to 75% LTV, offering loans between £150,000 and £500,000. Alongside its HMO/MUFB options, the limited edition range also includes remortgage and new purchase options. In addition, the buy-to-let (BTL) lender has cut rates on its HMO/MUFB products within its new product transfer offering. These products also start from 4.99% at up to 75% LTV.
United Trust Bank (UTB) has appointed Lisa Thomas as head of credit for asset finance. She brings over 20 years’ experience in the asset finance industry, starting out with funders including Syscap, RBS and Hitachi, before moving to Societe General Equipment Finance (SGEF) in 2007. For the last four years, Thomas has served as head of strategic and portfolio risk at SGEF. In her new role, she will help to shape and develop UTB’s credit appetite as an expanding specialist funder.
Family Building Society has launched a new range of residential interest-only and BTL products. Two-year fixed rate owner occupier interest-only products have been cut by 0.05%, while two-year fixed rate repayment rates have been reduced by 0.10%. Meanwhile, its BTL two-year fixes have been reduced by 10 bps. In addition, two new two- and five-year 80% LTV residential interest-only products with no maximum loan size have also been launched. Furthermore, the lender has increased the maximum loan size on its joint borrow sole proprietor (JBSP) products.
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