News in brief - 14 January 2025

Just Mortgages’ self-employed division has appointed Kara Jones as a senior recruitment consultant. She joins the firm to support the continued growth of the self-employed division across the country, working to help those in employed roles take the first step into running their own business, as well as helping those who are already self-employed to move on from more corporate structures and organisations. Based in South Wales, Jones joins the firm from Rayner Personnel where she was a financial services head-hunter and recruitment specialist. Prior to this, she worked with Just Mortgages in the employed division, recruiting for branch advisers and leadership roles.

Buckinghamshire Building Society has entered the limited buy-to-let (BTL) market with the launch of a new, dedicated product range. The initiative is designed to support landlords, including expat investors and those with holiday let properties. In response to growing demand for more tailored financing solutions, the society is introducing four limited company BTL products. The limited company BTL five-year fix is available at 5.49% at up to 80% LTV. The limited company expat BTL three-year fix and the expat holiday let two-year discounted rate, both start at 6.09% at 75% LTV. The limited company two-year holiday let is also available from 5.79% at up to 75% LTV.

Castle Trust Bank has cut rates and has reduced the arrangement fee across its entire bridging proposition. The bank has cut rates by up to 20 bps per month, with heavy refurb loans at 70% LTV reduced to 0.75% per month. Alongside this, across the range, many products have been cut by 10 bps per month. Castle Trust Bank has also reduced the arrangement fee for all bridging loans from 2.25% to 2%.



Share Story:

Recent Stories


FREE E-NEWS SIGN UP

Subscribe to our newsletter to receive breaking news and other industry announcements by email.

  Please tick here to confirm you are happy to receive third party promotions from carefully selected partners.


Helping the credit challenged get mortgage ready
A rising number of borrowers are finding it harder to access mortgages due to being credit challenged - whether that’s from historic debts, a county court judgment, or having little to no credit history.

In the latest episode of the Mortgage Insider podcast, Phil Spencer is joined by Eloise Hall, Head of National Accounts at Kensington Mortgages, and Alastair Douglas, CEO of TotallyMoney.

Air and the role of later-life lending
Content editor at MoneyAge, Dan McGrath, spoke to the chief executive officer at Air, Will Hale, about the later-life lending industry, the importance of tailored advice and how technology and obligations have shaped the sector.


Inside the world of high net worth lending
The mortgage market continues to evolve, and so too does the answer to the question: what is a high net worth individual in today’s market? In this episode of the Mortgage Insider podcast, host Phil Spencer is joined by Stephen Moroukian, Head of Product and Proposition for Real Estate Financing at Barclays Private Bank, and Islay Robinson, founder and CEO of Enness Global. Together, they explore what brokers really need to know when supporting high net worth individuals.

The future of the bridging industry and the Autumn Budget
MoneyAge content editor, Dan McGrath, is joined by head of marketing at Black & White Bridging, Matt Horton, to discuss the bridging industry, the impact of the Autumn Budget and what the future holds for the sector.