Landbay has announced that it has reduced rates across its five-year fixed range for HMOs and MUFBs. The buy-to-let (BTL) lender has reduced rates by as much as 0.25%, with the range now starting at 4.89%. This also includes products for trading companies, as well as first-time landlords. To enable brokers to support their clients in meeting affordability requirements, the updated range is available with Landbay’s variable fee structure. With fees ranging from 3% to 6%, borrowers can secure a lower rate and enhanced affordability by opting for a higher fee.

Pepper Money has repriced its product range in response to rising SWAP rates. The specialist lender has increased all products by 0.25%, having provided brokers with 48 hours’ notice ahead of the withdrawal of its previous pricing. As part of this product release, Pepper Money has added free valuations to its retention range. These products are in addition to its product transfer offering and gave those customers whose deal has expired the opportunity to apply for a new rate or make further changes to their current mortgage, such as additional borrowing or changing the mortgage term.

Atom bank has promoted Samantha Windle to their role of business development manager (BDM). She joined Atom in 2017, and has latterly worked as a telephone BDM, supporting the regional BDM for London and the South East, Tim Gunning. She began her career at Northern Rock and has been CeMap qualified since 2007. In her new role, Windle will be responsible for building and maintaining relationships with intermediaries across the North of England, with her patch covering Cumbria and the North East.

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