Pepper Money has reduced rates across its range by as much as 1% in order to provide more competitive options for brokers whose customers fall just outside of the criteria for high street lenders. The lender has reduced prices across its two-year fixed rate mortgage by up to 1%, while also cutting the cost of five-year fixed rates by as much as 0.74%. As a result, Pepper Money mortgages are now available from as little as 5.59%. Some of the most notable rate reductions are on the Pepper48 range, which suits customers who have had a credit score fail with the high street, missed payments on unsecured credit or earn variable income. As a result, rates now start from 6.69% at 85% LTV, while the five-year fix at 75% LTV starts at 5.59%.

Atom bank has made a number of rate cuts across its near prime and prime product ranges. Rates on the bank’s near prime range of products are being cut by up to 0.25% to further help those borrowers with less than perfect credit. Prime products available at 95% LTV will see rates reduced by up to 0.15%, providing further support to those with only modest deposits looking to purchase or refinance their home. The rate cuts come after Atom launched a new broker website and rebrand, which looks to make it easier for intermediaries with the digital lender.

Black & White Bridging has appointed retired solicitor, Bridget Juckes, as a new non-executive director, joining the current board of four. Juckes has a career spanning almost 40 years, after gaining an MA at the University of Cambridge. She has been a partner of Wards Solicitors, heading up its corporate and commercial team for over 20 years. Juckes left the firm to then become an associate director at Bristol-based solicitors, Gregg Latchams. She is also a member of Soroptomists International of Bristol, part of an organisation that works at a local, national and international level to educate, empower and enable opportunities for women and girls.

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