Just Wealth has announced that it has already surpassed its 2022 totals for both referrals and businesses written. The financial services arm of Just Mortgages has seen increasing demand for financial advice, including pensions, savings and investments. Ahead of the final quarter of the year, brokers from Just Wealth have already exceeded the 1,200 referrals made last year and is forecast to close the year 155% ahead of 2022’s referral total. As a result of the high referral levels, Just Wealth has launched its own internal referral portal, Just Refer, to assist with tracking the life journey of its referrals and automating the feedback loop back to the introducer, whilst remaining in line with the new Consumer Duty rules.
Saffron for Intermediaries has raised the maximum loan size on its self-build large loan and residential large loan products. The move is the largest in a series of upgrades to the lenders’ proposition designed to support more complex borrowing requirements. The firm has lifted the maximum loan size to £4m, an increase of £1m, on its self-build large loan products, and it is the sole lender to source self-build to this limit. Furthermore, Saffron has announced that it has launched a new product category, residential large loan, which it will source up to £5m, up from £3m, at up to 80% LTV. Saffron has said that sourcing to £5m provides brokers with certainty of interest rate at the point of sourcing.
Nottingham Building Society has announced the launch of a suite of 12 new and enhanced residential mortgage products, aimed at providing customers with greater choice and competitive rates. The society has launched two- and five-year residential mortgage products, as well as a sub-5% five-year residential mortgage product. The society is also introducing a 60% LTV two-year residential mortgage product which offers the option of holding a higher amount of equity in their homes, which it says is useful for borrowers considering our new SOMP option on an interest-only mortgage.
AI, finfluencers and the future of broking
The mortgage industry is evolving faster than ever. In this MoneyAge video, we examine the opportunities and challenges redefining the broker landscape, from AI-powered lending and changing customer expectations to housing affordability, property supply and the rise of financial influencers. Our guest from Chorley Building Society shares practical insights on what brokers need to do to stay relevant and thrive in a rapidly changing market.
Perenna and the long-term fixed mortgage market
Content editor, Dan McGrath, spoke to head of product, proposition and distribution at Perenna, John Davison, to explore the long-term fixed mortgage market, the role that Perenna plays in this sector and the impact of the recent Autumn Budget
NEW BUILD IN FOCUS - NEW EPISODE OF THE MORTGAGE INSIDER PODCAST, OUT NOW
Figures from the National House-Building Council saw Q1 2025 register a 36% increase in new homes built across the UK compared with the same period last year, representing a striking development for the first-time buyer market. But with the higher cost of building, ongoing planning challenges and new and changing regulations, how sustainable is this growth? And what does it mean for brokers?
The new episode of The Mortgage Insider podcast, out now
Regional housing markets now matter more than ever. While London and the Southeast still tend to dominate the headlines from a house price and affordability perspective, much of the growth in rental yields and buyer demand is coming from other parts of the UK.
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.
In this episode of the Barclays Mortgage Insider Podcast, host Phil Spencer is joined by Lucian Cook, Head of Research at Savills, and Ross Jones, founder of Home Financial and Evolve Commercial Finance.
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