Accord Mortgages has cut rates on its residential and landlord borrower products for the second time in a month. Highlights on the residential range include a fee-free two-year fix starts at 5.09% at 75% LTV for house purchase and £500 cashback. A two-year fix with a £495 fee is available at 6.17% at up to 95% LTV. with £250 cashback. On the landlord buy-to-let (BTL) products, the two-year fee-free product starts from 5.09% for house purchasers and remortgagers up to 60% LTV, while the five-year fix for those remortgaging is available at 4.79% at 75% LTV, with a £1,995 fee and £250 cashback. All products come with a free standard valuation.

Paragon Bank has reduced rates across its fixed BTL mortgages, with a choice of nil, 3% and 5% fees, alongside a £3,995 fee product. The lender has reduced rates on its 70% LTV two-year fix to 3.64% for single self-contained (SSC) properties with an A-C EPC rating, with a 5% initial fee and a £299 application fee. Its limited edition 65% LTV five-year fix starts at 4.59% for SSC properties with an A-C EPC rating, with an initial 5% fee and £150 application fee. Furthermore, its 75% LTV five-year fix starts at 5.55% for SSC properties, with a £3,995 fee, a £299 application fee and £750 cashback. Rates on properties with a D-E EPC rating and for HMO/MUBs increase by 5 bps and 25 bps respectively.

Cohort Capital has appointed Dipen Patel as chief commercial officer, Eli Korman as chief risk officer and Victoria Edwards as a consultant. Patel brings over 17 years of real estate, banking, restructuring and investment experience and joins the firm from Catalina Re, an Apollo Global Management affiliate, where she served as head of CRE and CML. Korman joins the firm from TAB, where he served as chief investment officer, bringing 18 years of property and finance experience to the role. Edwards joins Cohort Capital after 18 years at Forsters LLP, most recently serving as head of the banking team and served for a partner for 14 years.

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