Atom bank has reduced rates on its near prime range by 0.10%.

The reductions apply across the entirety of the lender’s range, covering products from 60% to 90% LTV, including both fee-charging and fee-free options.

As a result, rates now start from 5.39% on a two-year fixed rate at 60% LTV with a £1,995 fee. Alongside the rate reductions, Atom bank has introduced a higher maximum LTV of 90% LTV to support near prime borrowers with more modest deposits.

Investec Save has increased the rate on its one-year fixed rate cash ISA to 4.68% AER, which is currently one of the highest rates available for one-year fixed rate cash ISAs according to Moneyfacts.

The firm said the increase comes as demand for tax-free savings surges with total net inflows into cash ISAs forecast to grow by as much as 20% this tax year.

The one-year fixed rate cash ISA enables customers to lock in fixed rates for longer, helping them to grow their savings and make the most of their tax-free ISA allowance.

Quilter has appointed Justin Towlson as head of sales for strategic growth.

He joins the firm from Wesleyan, where he served as regional sales manager, and prior to that, he spent time at Aegon progressing through various roles, most recently as sales director.

Towlson will focus on developing new business opportunities for Quilter’s platform, strengthening relationships across the UK intermediary market and working with regional distribution teams to support advisers and their clients.

Buckinghamshire Building Society has cut rates on a selection of products within its credit revive and credit restore mortgage range.

The changes include reductions of up to 30 bps across five products, reinforcing the society’s commitment to support underserved borrowers through flexible lending solutions and personalised underwriting.

The credit revive range is now available as a two-year fix at 5.89% and 6.19% at 70% and 85% LTV respectively, while its three-year credit restore products now start from 6.29% at 60% LTV and 6.69% at 75% LTV.

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