Cambridge Building Society relaunches ‘top slicing’ for BTL mortgages

Cambridge Building Society has relaunched its buy-to-let (BTL) ‘top slicing’ proposition, enabling landlords to top up rental shortfall from other earnings.

Loans of between £20,000 and £750,000 will be available to landlords with top slicing permitted on up to three mortgaged rental properties at up to 75% LTV.

They are available across the society’s standard BTL range and include two-year discounted and five-year fixed rates, through its in-house mortgage advisers and intermediary network.

The Cambridge suggested the loans will directly benefit landlords with disposable income and small portfolios of rental properties, where rental income frequently falls short of repayment criteria.

“We’re thrilled to be able to introduce top slicing back into our lending criteria, this has proved extremely popular when previously available, and will undoubtedly make things easier for our landlords after a challenging period,” commented the society’s head of lending, Tracy Simpson.

“We are always looking for ways to support our customers and being able to consider each case individually through our underwriting service, means we can tailor our offering to the unique circumstances of individual landlords.”

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