Skipton Building Society has expanded its access to its delayed start mortgage, enabling more home movers to delay their first mortgage repayment by up to three months while settling into their new home.

The proposition, which launched in 2025 and remains the only mortgage of its kind in the market, has already attracted more than £419m in applications.

Previously available to first-time buyers, Skipton’s delayed start has now been extended to support a wider range of homeowners taking their next step on the property ladder.

JammJar has unveiled a major update to its AI-powered operating system for mortgage advice firms, helping brokers review documents, update fact finds and manage their mortgage and protection business with less administration.

Introduced during its Summer 2026 launch webinar, the enhancements include an AI assistant, AI document analysis and a new knowledge base that allows firms to upload their processes, templates and partner scheme information, giving advisers answers from their own documents without searching through separate files.

The operating system also features a single communications hub that brings together email, portal messages, calls, SMS and calendar appointments on each case.

Darlington Building Society has completed a £54,000 limited company buy-to-let mortgage at 80T LTV for two first-time landlords purchasing heir first investment property through a newly formed SPV.

Neither applicant owned their own home or had previous private rental sector experience, while the SPV had not existing properties.

The Darlington was able to consider the application under its buy-to-let criteria, which can accommodate newly formed SPVs, non-owner occupiers, first-time buyers and first-time landlords. It has no minimum income requirement for BTL applications, while no bank statements or proof of income were required as part of the packaging process.

ModaMortgages has launched a new limited edition range of two- and five-year products with no application or valuation fees.

The specialist lender's new range features products suitable for single dwelling properties with rates from 4.19%. It also includes products suitable for HMO and MUFB properties with up to six bedrooms or units with rates from 4.29%.

Products are available to both individual and limited company investors up to 80% LTV and come with a variety of fee structures, including 2%, 5% and 7% fee options, alongside £7,499 and £9,999 fixed fee products.

---