Together has appointed Apoorv Kashyap, known as AK, as its chief artificial intelligence (AI) officer as it looks to build its next chapter of growth.

AK joins the specialist lender with more than 20 years’ experience in technology across regulated financial services and retail, and joins from Santander UK, where he was head of AI.

He trained as a computer scientist at University of Southern California, is a chartered management consultant, has advised House of Lords work on AI adoption, and speaks and lectures on AI.

Landbay has announced the expansion of it lending proposition in Scotland with the launch of 12 new products from its core range, offering solutions for portfolio landlords.

The 12 new products include two- and five-year fixed rate options, available up to 75% LTV, for landlords purchasing or remortgaging standard residential investment properties.

The buy-to-let lender said the addition of these core products provides Scottish advisers with a wider selection of products and lending criteria.

Nivo has invited brokers to join the Nivo Collective, a new programme offering exclusive terms and hands-on support to firms ready to put AI to work.

The programme will bring together a limited number of firms using Nivo Collect, its ready-to-use AI assistant, to build a group of advocates who can demonstrate how AI works in day-to-day broking. The November intake is now open to UK brokers writing 15 or more new cases a month.

Nivo Collect gathers, checks and chases the document needed to package a mortgage or commercial finance case. Brokers simply email in the detail, with the assistant requesting evidence, checking information as it arrives and following up on missing documents before returning a submission-ready pack with an AI case report.

James Harding has been promoted to national account manager at Keystone Property Finance.

In his new role, he will work alongside commercial director, Steve Griffiths, and will be responsible for managing relationships with Keystone’s network and mortgage club partners, strengthening engagement and support for their members.

Harding moves from his current role as East Midlands business development manager (BDM), with Tom Lawry now covering the newly created Midlands BDM area. Furthermore, Keyston has expanded the responsibilities of internal BDMs, Cathy Fuller, who will now support brokers across the South West, and Ruby Wilson, who will support wider geographical areas not covering Iin the current BDM structure.

Rosemount Financial Solutions (IFA) has welcomed the advisory firm, When The Bank Says No, to its network.

When The Bank Says No is one of the largest independent mortgage brokerages in the UK, and was established in 2022. It specialises in supporting borrowers with complex mortgage requirements, such as the self-employed, those with a poor credit history, or who are looking to borrow against non-standard property types.

Rosemount has seen sustained growth this year, reporting the addition of 10 new advisers in Q3.

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