One in five investors regret not conducting research

Over one in five (21%) investors who have made financial mistakes in the past regret not researching their investments properly, Columbia Threadneedle Investments has revealed.

The investment firm’s survey of 2,000 UK adults found that financial regrets listed by investors also included an over-reliance on savings (11%), while the same proportion said they regret not seeking advice from a financial adviser.

Columbia Threadneedle said its research highlights "a clear need for better education and guidance", as 65% of investors blame themselves for past financial missteps.

A quarter (25%) who don’t proactively monitor and review their investments stated that they find the process of investing complicated.

However, the firm noted that many are actively seeking ways to become more confident in their decision-making.

Twenty-six per cent of stocks and shares investors have already turned to financial advisers for support, while 33% have consulted personal advice websites for advice.

Furthermore, 32% of investors said they want to invest more in the new tax year, with Columbia Threadneedle adding that this is an "opportune time to stop and think carefully about where to invest".

Head of direct at Columbia Threadneedle Investments, Ross Duncton, said: "Looking back at last year, it’s clear that many investors wish they had taken more time to research their investment options. With a new tax year underway and global markets responding to renewed geopolitical tensions and tariffs, now seems the perfect moment to apply those lessons and make more informed decisions.

"Our research finds that some of the biggest financial regrets include not researching investments properly. While global events are out of your control, taking small, proactive steps, such as seeking advice or diversifying your investments, can help build confidence and make a big difference over time. With the new tax year ahead, now is a great time for investors to take stock and gather the necessary information to make the most of the opportunities available."



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